Hi guys. I would like to have a quick check on the max loan amount I could get with the current income as follows:

(1) Nett income RM 2840 per month
(2) Mutual Fund dividend and FD interest return (joint account with parent): RM 2200 per month*

Additional info:
(1) No car loan/ credit card
(2) 27 years old
(3) PTPTN loan RM 28k
(4) Fresh graduate (works only for 3 months) & first house buyer

Property type:
(1) Subsale apartment at USJ 22
(2) Freehold
(3) RM 380,000

Thanks.

* Also, what is the chance that I could have to secure a loan if I have joint FD and mutual fund account with my parent?

This post has been edited by -dAviD-: Nov 10 2014, 01:31 AM

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