payment to the bank for pre-printed loan documentation. The loan agreement, charge annexure, and other security documents must be bought from the bank.

Yup, it is quite expensive actually and it is range from RM100 to RM500 depend on bank. Bank want you to pay so no choice or else find option which is free. If not mistaken CIMB is RM300.

I also don't know what I gain from answering this question for free.

thanks seremban_2. sharing is caring mah

Actually, many people will call you out of the blue for your services after you have helped others with their questions. I think people who are asking or saying "PM me" or "I'll PM you" are doing it wrong.

I think you better stop helping people like you do now, you gain nothing after all. They don't take the most hardworking guy like you in town.

I am Malaysian and currently working in Singapore, i wish to buy a house with $650k, currently do not have many cash yet.

- salary around S$5200 (+ wife salary)
- no other loan (no car loan and no house loan yet)
- property in rawang area

Anyone can offer me some loan package?

I can help:

1. So you will want to do joint-loan

2. So you have no other loans at all? Zero? What about a credit card?

1. Yes it is joint-loan

2. No other loans at all, and i have a UOB one credit card only.

A credit card is good

1. You see, theproblem is when those without a single record in CCRIS, they try to apply for a loan and when the bank looks at their CCRIS, they can judge if the applicant is a good paymaster or not.

2. Having a credit card is a good thing.

3. Call me if you need me to process you loans, or ask away if you need to know anything else.

1. I pay the credit card on time every month.

I want to ask how much can i loan?

1. Good, then your CCRIS record is splendid

2. DO share, your net income, that is your income plus fixed allowances, minus your EPF, TAX, and SOCSO (or the Singaporean equivalent)

3. Then I will come up with an illustration as to how much you can apply for.

The join net income is S$5158, please calculate accordingly. Thanks

1. The conversion rate is 2.6 with the bank as of today

2. Calculation based on you being younger than 35 years old, so you can borrow all the way to 35 years tenure

3. Please let me do your financing as I have a number of banks under my wing



This post has been edited by wild_card_my: Sep 3 2013, 12:39 PM

Hi all loan consultant, I am looking for housing loan and consultation on the amount of loan for a few potential properties. I also want to compare a few loan packages currently offered by banks. Please pm me if you are interested. Thanks.

Hi,i am isaac from Hong Leong Bank.
Feel free to contact me if you interested in HLB housing loan.
For faster service,pls call/sms/whatapps.email me,thank you.

isaacyap
014-9303327
tiongheng2@gmail.com

Which branch are u from?

Hey guys

I am back.

Just ask me anything about OCBC home loan.

Which bank offer better package for housing < 100k?
im to buy flat with rm70k price

tq

Looking for banker/broker in JB area !

I bought a new condo in JB area for RM490k.

prefer BSN, MBSB, Al Rahji, OCBC, CIMB or any islamic bank.

This will be my third servicing loan, main priority is to get 90% margin if possible.

please pm me or email littledazzling@gmail.com

thanks you vy much

Hi, I'm looking for housing loan and here is the details:

Property Location: Tanjong Karang, Selangor
Property type: Double Storey cluster house
Completion date: end of 2014 (already lay down foundation)
Property price: RM 500k
Size: 58 x 55

It will be a joint loan with combine monthly gross income of RM 10,000+

Please pm me your offer. thank you.