Hi, I'm looking for housing loan and here is the details:

Property Location: Tanjong Karang, Selangor
Property type: Double Storey cluster house
Completion date: end of 2014 (already lay down foundation)
Property price: RM 500k
Size: 58 x 55

It will be a joint loan with combine monthly gross income of RM 10,000+

Please pm me your offer. thank you.

Hi, I am still looking for housing loan. The project is Taman Ria Mas and the developer is Soon Sin Hin Development Sdn. Bhd.

So far I have applied to Maybank, AmBank, Public Bank, and Hong Leong bank. OCBC is not one of the panel. None of the banks get back to me yet except Public Bank and the rate is quite bad. Blr - 2.3 at 80% finance of margin.
My partner and I have good credit record. Never have outstanding balance in our CCRIS. It is the first house for me and second house for my partner. Both of us don't have personal loan or car loan.

I don't know why the banks are so slow at approving our loan applications. I'm not sure whether having too many credit cards is an issue here (I have 6 credit cards). Please help.