Ha..ha.. usually rich people are humble..

You are so busy counting money that you do not have time to turn on your PC;
no wonder you missed to see the post of break record 4.25%...

Holidays ma... where else can I go..?

And the crime rates are so high now.. you know this ma..
Go to Boom Cha Cha is also expensive, and some more not so safety now..

So better stay home to chat with Rich & Famous people like you to learn something valuable loh... 

Ha..ha.. not rolling on the floor, you think I am a snake meh..? 

But Rolling to the Deep by Adele: Hope you like it.. 
http://www.youtube.com/watch?v=pufx9Cq_TOQ

You are about to embark on a highly anticipated mission on breaking the Lowyat Book of BR Record, how can you forget?

No worries, by the end of this month, I'll give you another friendly reminder

Cat and goat are top depositors...

Its good if you are near 50 or above then can withdraw anytime you feel like it. However you and the goat must have surpassed that age. 

Bro Magik   Everybody can save money into EPF except below 18 years old.
The minimum contribution is only RM 50.

I put at least RM 100 into EPF almost every month instead of putting my extra money into my saving account.

We saved our money into a saving pot when we were kids  --->  [attachmentid=3576617]

For me, EPF replaces saving pot. Since we can get more interest, why not..? 

In my opinion, this is another safe way to diversify our money to get a good return rate 

bbgoat, where are you , Boomchacha is calling you ! 

I was thinking also of contributing extra but unfortunately undecided yet. So still getting as much as possible from FD. 

I told you not to get cheap low quality type and on-sale ones from Magika since you can afford better quality,
but you never listened to me.. 

Magika betrayed you. He informed your wife so he can get reward from your wife..This is his win-win
situation...    You knew that Magika had only small capital to run his lousy and non-profitable business,
so this was the consequence....

That one got something wrong upstair ! I say ride , he says car ? 
Your fren something wrong, counting maid money in the wee hours of the morning, somemore touching her assets.
Its like the Uncle Scrooge`s story, everyday counting money and saying humbug.

I used to place FD at whichever bank that is having a promotion until recently I deposited in the bank that gives me better return and no need to play musical chairs. So lots of free time nowadays. 

Hahaha... never knew the FD sifu here are very humorous too... 
+111. FD musical chair game is very tiring, couple with the FD+CASA requirements and step-up %... 
I will be eyeing for 12mth as min tenure from now on, unless there are very special super-duper promos (which I doubt it at the current local economic climate). 
Save the time for exploring other investment opportunities... 

If you are close to retirement age, a good option would be EPF.

I remember vividly that you have a 12-month FD placement with BR.......................... 

Kuwait Finance House:
(1) 3.8% for 1 year
(2) 3.98% for 1 year, below age 18

http://www.kfh.com.my/kfhmb/ep/images/v2/d...paign150713.pdf
http://www.kfh.com.my/kfhmb/v2/contentView...contentId=14290

Unlike me, this one got lots of money one.. dont mention minimum 20k, after it goes ballistic then you know. 

Those with 5kk if put into 5%pa FD no need to work already. 250k per year , every morning wake up shake leg enough. Free time  oogle young girls. 

I don't see the option for eFD in the BR internet banking.
You don't have the BR internet banking facility?
It is useful for me to do IBG on the interest crediting day. 

how to ibg from BR..once interest in?? i always go to BR ATM to withdraw..

Thanks for the links.
Kuwait's site doesn't in fact mention PIDF insured. Is it?

Also, OCBC's rates linked here only indicates 3.1%, where can I find the 3.7% for 13 months?
https://www.ocbc.com.my/personal-banking/Ac..._accounts_MYRFD

I quite admire you, you can place FD anytime you want.. 

You have to wait for your check to clear first then you can get the FD cert from KFH, right?
Did you get any gifts?
Any fees for Bank Rakyat ATM card? Like annual fee charge?

RHB charge RM 8 for their ATM card annually, no charge to use RHB ATM machine.
If use RHB ATM card on other banks' ATM machines like to withdraw money, will charge RM 1 for each usage/transaction..

Need advise from the Sifus here.
I am a retiree 60+ and have been banking with Citibank for the last 30 years.
Been a Citigold member for last 20 years and have been enjoying Citibank Citigold service free as well as Visa Platinum Card annual fee waiver.
Just received a letter from Citibank that they will start charging a monthly CitiGold Service Fee of RM80 if Total Balance falls below RM200,000.
As I have been pulling out money from FD to put into other banks which pay much higher interest, my balance is now below RM200,000.
Paying Rm80 monthly for Citigold service is too steep.
I am strongly thinking of closing my Citibank account. However I stiil need a Visa Credit card for the convenience of online and occassion shopping. Which bank and what type of Visa credit card should I go for?
Any advise would be much appreciated.
Have a nice day.