maybe it was because of this? i got this info from the web...dun know if this is true.

Award Winning - Select Income Fund
• Received award under the 3-Year Best Performing Fund category for the second year running and,
• An award under the 5-Year Best Performing Fund category for the year ended 31 December 2011.

Hwang Select Income Fund awarded the “Best Mixed Asset Malaysia Ringgit Conservative Fund : Three years”

Hwang Select Income Fund awarded the “Best Mixed Asset Malaysia Ringgit Conservative Fund : Five years”

by the EDGE-Lipper yr 2012

This post has been edited by yklooi: May 18 2013, 04:57 PM

could it be bcos of the 70% bond and 30% eq? not actually balanced but heavy on bond?
or bcos FSM just added this fund for sale?

This post has been edited by yklooi: May 19 2013, 01:10 AM

talking abt bond, comparing the performance, risk ratings, RHB bond is better than Ambond, y FSM recommend ambond but not RHB bond?
could it be the inside??? type of bond grade it holds? where to see more instead of just outside?

This post has been edited by yklooi: May 19 2013, 01:26 AM

guess i found the reason ..but it is a bit late..i went into it alredy

taken from FSM 7 Jan 2013 writing
"As for RHB Bond Fund, the manager engages in active trading to generate returns for investors, as evident from the frequent changes in the fund’s top holdings. For example, its largest allocation was in Tanjung Bin Energy Issuer Berhad at 18.20% of the fund’s net asset value (NAV) in end-Jun 2012 before being replaced by Kimanis Power Sdn Bhd (14.15% of NAV) in end-Sep 2012, and subsequently Weststar Capital Sdn Bhd (18.68% of NAV) in end-Nov 2012. As a result, its portfolio turnover ratio rose to 2.31X as per its annual report dated 30-September 2012.

Despite the fund’s recent strong performance, we are rather concerned on the fund’s concentrated exposure to the downgraded Ample Zone paper valued at RM5 million, or 11.9% of the fund NAV (as at 30 November 2012). The bonds are classified as a receivable in its book currently and thus we advice investors to exercise caution."

This post has been edited by yklooi: May 19 2013, 05:18 PM

abt 20%
pray that it is ok for a yr....
cos > 1 yr holding no 1% exit fees.

mkt looking a little too hot now...good to add more on Hwang A Quantum....

yah lor,...now hv to see the the ROI is over 1% then can shift to Hw Sel Inc ....
for switch from RHB to hwang FSM got charge SC?

hope that those that handle my portfolio are not from this group of uncles....else my portfolio would have too much into bond/money market.....
why 2017 or 2018 and not other dates? i think it is better to pay more attention to our M'sia dept vs GDP ratio....for if it over 60% of GDP....m'sia bond would be down graded,...then a very bad spiral of effects...

yes, what if US stop the EQ3?......that would not be in 2017/18 i think....
those big foreign investment institution would have the data/tips to see this....
pay attention to the trading volume, who bought/sell them....and use some of the analyis tool

as quoted by kimyee on page 100; dated May 15 2013, 04:16 PM

"There are a number of ways to get the signal(s), some complex and some simple. I'm not going to mention the complex way as I'm not interested in them. I'm a trend follower, so I just look at price action. A simple one is using monthly moving average (MMA) of the US stock market. I like to use SPY ETF as I trade this regularly. SPY is the ETF for SPDR S&P 500 index. If the 10MMA cross below 20MMA, the market is in trouble. Looking at 2008, it cross in June 2008. There are other indicators to confirm this or even provide early warning such as MACD and Slow Stochastic (SS). SS even provide early warning as early as Jan 08."

eventhough i dun really understand much of the above, but i think that is a more scienctific method.

i believe that if one is always stayed in a locked home because one is always afraid of getting robbed in the streets.....he/she would have missed the world.
never be too safe,...just take some calculated risk.....have some back up plan.
even the best fund managers are never 90% right all the time....where 70% is considered good

wow, you shifted out of RHB bond....good move....me still hv to wait for ROI to +1%+2%....hope fully can achieve that by Oct....
because the problem bond asked for 3 yrs deferment till feb 2015.....i think by 2014 they would know if the bond can default or not.

19% ROI for just how long?

wow, 19% in 5 mths,....(abt 50%pa, if it can only maintain this path, last yr was 42%)
no wonder you sifus have been calling it a "ponzi"

if i were you i also pening
guess i am too late....just entered this month....

2.43%....in 6 mths i think.......you will hv to pay 1% exit fees if you hold less than 1 yr...than another 2% if you buy into HSI.?

geee, so long time frame.....then go into most aggresive one lah

Read abt IRR from this threads, i googled IRR....

this site
http://hadm.sph.sc.edu/courses/econ/invest/invest.html
says:
"It is often assumed that higher is better for both of the net present value and the internal rate of return. In particular, it is usually stated that investments with higher internal rates of return are more profitable than investments with lower internal rates of return.

However, this is not necessarily so. In some situations, an investment with a lower internal rate of return may be better, even judged on narrow financial grounds, than an investment with a higher internal rate of return. "

??? what does it mean??

This post has been edited by yklooi: May 21 2013, 11:40 AM

found this IRR calculator on the web.

http://www.free-online-calculator-use.com/...html#calculator

is this IRR calculator good to use for UT investment?

i think the HAQ is focused on Small Cap stocks else the Select Asia is focused on Big cap.. take a look at the benchmark used by the funds

wondering why 10% pa? what is your risk level? can you afford to not touch the $$ in the fund for about 3 years while waiting for it to recover in the event of market crash?
suggest you read FSM guide
http://www.fundsupermart.com.my/main/schoo...g.svdo?PageID=3

maybe it helps....especially the conclusion part

i thought kidsave is 50% bond & 50% eq