Welcome Guest ( Log In | Register )

Bump Topic Topic Closed RSS Feed

Outline · [ Standard ] · Linear+

 Fundsupermart.com v2, Learn about DIY unit trust investing

views
     
SUSyklooi
post May 21 2013, 11:34 PM

Look at all my stars!!
*******
Senior Member
8,188 posts

Joined: Apr 2013


QUOTE(Pink Spider @ May 21 2013, 11:27 PM)
Unker Looi fail maths tongue.gif

E.g. If I put RM6K on KidSave + RM3K on EO, my portfolio is EFFECTIVELY 33.33% bond lor
*
hmm.gif like this aso can....Sifu is Sifu.... notworthy.gif notworthy.gif
will try consider this method.... thumbup.gif
SUSyklooi
post May 23 2013, 12:15 AM

Look at all my stars!!
*******
Senior Member
8,188 posts

Joined: Apr 2013


QUOTE(idunnolol @ May 22 2013, 11:59 PM)
My first venture into global funds. I have very good feeling on abenomics. Hope it doesnt go wrong
*
rclxms.gif rclxms.gif well said...
QUOTE(Pink Spider @ May 23 2013, 12:00 AM)

"Feelings...not a good thing to use in investing bro"

i got this from Hwang IM....under fund manager's journal
Catch the Equity Wave
Created on 26 April 2013 Author: Gan Eng Peng

here is part of it...go read the full story....
"Whether or not Japan can successfully pull itself out of deflation thru Abenomics is yet to be seen as this looks like a Japanese déjà vu. Japan experimented with similar economic strategy back in the 80s, which did not produce the desired, lasting result. It lacked the structural reforms to address the issue of aging population. As such, we are still observing the Japanese market and not participating in it for the time being.
SUSyklooi
post May 23 2013, 12:29 AM

Look at all my stars!!
*******
Senior Member
8,188 posts

Joined: Apr 2013


QUOTE(idunnolol @ May 23 2013, 12:20 AM)
hmm.gif in the same article,...dun forget....
"Abe's policy cocktail is insufficient because Japan's growth challenge is structural at root, resulting from demographic change and a misallocation of investment. The ageing and shrinking of Japan’s population is a huge brake on growth. So is the country's wealth: Japanese manufacturers' outsourcing to lower-cost east Asian countries will and should go on despite a more favorable exchange rate. [Financial Times]"
SUSyklooi
post May 23 2013, 02:20 PM

Look at all my stars!!
*******
Senior Member
8,188 posts

Joined: Apr 2013


QUOTE(pisces88 @ May 23 2013, 01:46 PM)
haha yea, i was charged 4% for my 1st purchase of UT  biggrin.gif
*
i kena worst...5% from PM on my 1st venture into UT..i guess there is a Su__ker born everyday....should hv found this FSM forum earlier

SUSyklooi
post May 23 2013, 06:56 PM

Look at all my stars!!
*******
Senior Member
8,188 posts

Joined: Apr 2013


QUOTE(stanny @ May 23 2013, 06:16 PM)
RHB Islamic Bond Fund and RHB Bond fund any good? Both 0% sales charge.
*
doh.gif doh.gif same case as me...i dumped 20% of my portfolio into RHB bond having the same thinking...
note: 0% Sc but got 1% exit fees if hold less than 12 mths
then wondered why such a good track records fund was NOT recommended by FSM CIS... hmm.gif
upon further readings....found that they have a large portion of bonds abt 15%....are still classified as "receive-able"
go read their annual reports/fund fact sheet. or here
http://www.fundsupermart.com.my/main/resea...?articleNo=1767

i just bought it on 10 May...and intent to shift to HSBal next week to take advantage of the FSM 1% pro

SUSyklooi
post May 23 2013, 11:20 PM

Look at all my stars!!
*******
Senior Member
8,188 posts

Joined: Apr 2013


QUOTE(stanny @ May 23 2013, 07:07 PM)
Hrm high risk bonds. Usually bonds for low risk.
*
hmm.gif yes, usually bond is for low risk....but this RHB bond is high risk because in another year or so....the problem loan MAY default,..this it may affect the 15% portfolio.
the current NAV is without considering this.
Bond fund has a few grades...higher the rating (AAA) has less chances of defaulting but will give the buyer less interest....
Lower rating bond (ex,..C or D) has higher chances of defaulting but gives the buyer higher interest.
go read the RHB bond annual reports you will notice that they are shifting to higher grade loan.....
SUSyklooi
post May 24 2013, 12:04 PM

Look at all my stars!!
*******
Senior Member
8,188 posts

Joined: Apr 2013


found this on the web...hope it is useful info to you all
http://invest-made-easy.blogspot.com/searc...&max-results=50

SUSyklooi
post May 24 2013, 12:11 PM

Look at all my stars!!
*******
Senior Member
8,188 posts

Joined: Apr 2013


QUOTE(wongmunkeong @ May 24 2013, 12:06 PM)
SSPN opening & running
1. go to any SSPN selling banks
2. bring cash (min $20 or $30, pls check PTPTN's SSPN website) and open SSPN a/c (joint - U + child)
3. future top ups do online via MBB Online and other banks ok-ed by PTPTN.

SSPN returns - similar to 1 year's FD+/- %

*
bring along yr child Mykid.
i went to BSN to do....
Return is about 4+/- pa.
SUSyklooi
post May 24 2013, 07:21 PM

Look at all my stars!!
*******
Senior Member
8,188 posts

Joined: Apr 2013


QUOTE(Pink Spider @ May 24 2013, 06:13 PM)
Hwang Select Bond/Income Fund investors, meet the lady who manages your fixed income investments brows.gif
*
wow!!!die-die also must invest.... wub.gif wub.gif
SUSyklooi
post May 24 2013, 07:52 PM

Look at all my stars!!
*******
Senior Member
8,188 posts

Joined: Apr 2013


QUOTE(Pink Spider @ May 24 2013, 07:36 PM)
FSM or direct to HwangIM? brows.gif
*
hmm.gif jeniffer or esther?
SUSyklooi
post May 24 2013, 11:23 PM

Look at all my stars!!
*******
Senior Member
8,188 posts

Joined: Apr 2013


QUOTE(MNet @ May 24 2013, 10:15 PM)
married already u dono?
*
aiyoh yoh...married or not not important-lah.
why you pour cold water.....let us enjoy the view for a while drool.gif drool.gif .....cos next week hv to be buzy to see what to buy cos the 1% Sc promotion end...
hmm.gif i think many will go for Hwang FI
SUSyklooi
post May 26 2013, 02:06 PM

Look at all my stars!!
*******
Senior Member
8,188 posts

Joined: Apr 2013


QUOTE(MNet @ May 26 2013, 02:03 PM)
better keep it in epf more secure
*
hmm.gif WHY? on what basis? on KLCI already up 10%?
pls share. thks
SUSyklooi
post May 26 2013, 03:07 PM

Look at all my stars!!
*******
Senior Member
8,188 posts

Joined: Apr 2013


QUOTE(Kaka23 @ May 26 2013, 12:47 PM)
Planning to choose Hwang Select Opportunity and Select Balance for my EPF investment. What you guys think?
*
hmm.gif what do you want? short term profit or adding into yr inv portfolio?

cry.gif rclxub.gif , geee, just realised that while selecting funds for my portfolio on 40%EQ/60%FI,
i focused too much on performance history, Risk rating, sharpe ratio,....
just realised now my content of my 40%EQ are now 85% in Msia EQ 15% global/Asia Eq.
how to reduce?....M'sia Eq looks just so good..
i got kidsave, HSDiv, HSI, HSBal....all these has good solid past histories....but are mostly invested in M'sia Eq
else, global EM, china and others....i should get more to top up my 1 sided EQ portfolio.... are not performing...
what to do? icon_question.gif
SUSyklooi
post May 26 2013, 03:16 PM

Look at all my stars!!
*******
Senior Member
8,188 posts

Joined: Apr 2013


QUOTE(Pink Spider @ May 26 2013, 03:11 PM)
Global: Alliance Global Equities, OSK-UOB Global Equity Yield
GEM: Eastspring Investments Global Emerging Markets
Asia ex Japan small caps: Hwang Select Asia (Ex Japan) Quantum

Yes, they will be quite volatile, esp global and GEM. As for Quantum, its the so-called Ponzi fund, gerenti poh-fit punya brows.gif  laugh.gif
*
thks,
my 10% of EQ are from AGE, HSAQ, HSIfrastrusture.....
was thinking of shifting out from HSBAL to HS China fund (From Hwang Website), add up AGE, HSAQ
but then If i get some out of the HS Bal....then my Bond portion would be lower...


SUSyklooi
post May 26 2013, 03:36 PM

Look at all my stars!!
*******
Senior Member
8,188 posts

Joined: Apr 2013


QUOTE(Pink Spider @ May 26 2013, 03:25 PM)
IMHO don't go lower than 60% bond, you don't wanna make your portfolio too volatile sweat.gif

Don't touch China fund la, AGE already got some China exposure. It's an unpredictable market. doh.gif
*
thks for reminding abt 60%FI....
but then now is 85% m'sia EQ in my 40% of EQ portfolio.
again...if anything happens in Msia...my Msia EQ drops, then if anything happens in Asia....my M'sia EQ drops,
if anything happens in Euro or US,..Msia Eq drops.....then what the hell flex.gif
SUSyklooi
post May 26 2013, 04:31 PM

Look at all my stars!!
*******
Senior Member
8,188 posts

Joined: Apr 2013


QUOTE(Kaka23 @ May 26 2013, 04:26 PM)
This will be long term already, until 55 years old. Shift money out from EPF, not planning to shift back already. Good idea?
*
depending on yr needs.....Hs Opp = 100% EQ, HS Bal = 50Eq/50FI
u hv enough Bonds in yr portfolio?....
EPF abt 6%pa....any of this 2 funds will give you more returns (from past records)
hmm.gif u r one of the sifu notworthy.gif notworthy.gif in this lyn...need to ask meh?

This post has been edited by yklooi: May 26 2013, 04:32 PM
SUSyklooi
post May 28 2013, 12:11 AM

Look at all my stars!!
*******
Senior Member
8,188 posts

Joined: Apr 2013


QUOTE(David83 @ May 27 2013, 10:48 PM)
23rd is the date Japanese market dropped 7% right?
*
yes....see
http://money.cnn.com/data/world_markets/nikkei225/



6 Pages « < 4 5 6Top
Topic ClosedOptions
 

Change to:
| Lo-Fi Version
0.1207sec    0.48    7 queries    GZIP Disabled
Time is now: 3rd December 2025 - 12:26 PM