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 Fundsupermart.com v2, Learn about DIY unit trust investing

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SUSPink Spider
post Mar 28 2013, 07:54 AM

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QUOTE(kangwoo @ Mar 28 2013, 01:47 AM)
never tried the chat  doh.gif  and specialist  doh.gif  doh.gif
the bank ppl told their advantage is they are secure. fsm not secure/guarantee

but since fsm sales charges lower, use fsm for osk funds, while clicks for cimb

why no publicmutual fund in fsm?
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Bank is an Institutional Unit Trust Adviser, FSM also same, i.e. they're both AGENTS distributing the funds as what wongmunkeong said.

Unit trusts are not guaranteed in any way FYI, buy the wrong funds at the wrong timing, u can lose your pants even if u buy from bank, cos its an investment, not a deposit. tongue.gif

Fund Houses are getting more and more supportive of FSM, as can be seen from their participation in FSM functions.

Terminology:
Fund House - the entity that manages unit trust funds, e.g. Hwang Investment Management, AmInvestment, Pheim Investment etc

Public Mutual got their own agency force, if they were to allow FSM to sell their funds at 2%, their agents gonna be out of job
wayne84
post Mar 28 2013, 09:40 AM

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Just chat with Eugene yesterday..Hwang Select Income Fund will be coming in FSM soon..but dun know when..lolx
SUSDavid83
post Mar 28 2013, 09:47 AM

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Lately, Asia Pacific ex Japan is being hit greatly.

Pulled a comparison between MSCI World Index and MSCI Asia Pacific ex Japan, the later index lagged behind.

[attachmentid=3366967]
SUSPink Spider
post Mar 28 2013, 10:30 AM

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QUOTE(David83 @ Mar 28 2013, 09:47 AM)
Lately, Asia Pacific ex Japan is being hit greatly.

Pulled a comparison between MSCI World Index and MSCI Asia Pacific ex Japan, the later index lagged behind.

[attachmentid=3366967]
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Yeah, Dow Jones and S&P 500 just keep creeping up and up, whilst Asia ex Japan got hit by selldowns every now and then. My next topup would be for Eastspring Investments Asia Pacific Shariah and Hwang Asia Quantum.

Wow, Shanghai started -2% brows.gif

Singapore STI very resilient compared to Hang Seng hmm.gif

This post has been edited by Pink Spider: Mar 28 2013, 10:32 AM
Kaka23
post Mar 28 2013, 10:41 AM

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QUOTE(wayne84 @ Mar 28 2013, 10:40 AM)
Just chat with Eugene yesterday..Hwang Select Income Fund will be coming in FSM soon..but dun know when..lolx
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It is Hwang Select Income OR Hwang Aiiman Select Income?
kangwoo
post Mar 28 2013, 12:18 PM

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QUOTE(wongmunkeong @ Mar 28 2013, 07:00 AM)
er... sorry to butt in.
U may want to note down the particulars of the bank's employees that stated "the bank ppl told their advantage is they are secure. fsm not secure/guarantee" and ask to see their supervisor for misselling or at the very least, misinformation.

IF FSM sells their bank's products,
FSM just acts like a "Unit Trust Consultant", albeit a corporate version (pls Google CUTA for more details) rather than an individual/person,
it is the bank / fund house that one buys from & holds unit trusts in.

Is it safer to buy from an individual/person UTC or corporate UTC?
Is there any difference in holding unit trusts sold by a bank via an individual/person UTC VS. via a corporate UTC?

Bottom line:
FSM is NOT the fund house that one buys unit trusts from.
FSM represents several fund houses and sells for them, akin to individual/person UTC (unit trust cconsultant).

Thus, how does "the bank ppl told their advantage is they are secure. fsm not secure/guarantee" come into play?
Payment processing ar?
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no need to sorry...tq for sharing the info
just the bank ppl in the bank doh.gif claimed if fsm, goes burst the investor will lose all money. but since many ppl using fsm and lower sales rates, fsm is better choice for small fish like me

QUOTE(Pink Spider @ Mar 28 2013, 07:54 AM)
Bank is an Institutional Unit Trust Adviser, FSM also same, i.e. they're both AGENTS distributing the funds as what wongmunkeong said.

Unit trusts are not guaranteed in any way FYI, buy the wrong funds at the wrong timing, u can lose your pants even if u buy from bank, cos its an investment, not a deposit. tongue.gif

Fund Houses are getting more and more supportive of FSM, as can be seen from their participation in FSM functions.

Terminology:
Fund House - the entity that manages unit trust funds, e.g. Hwang Investment Management, AmInvestment, Pheim Investment etc

Public Mutual got their own agency force, if they were to allow FSM to sell their funds at 2%, their agents gonna be out of job
*
maybe fsm can get some PM funds. other fund house has no agency? like rhb, cimb?

QUOTE(Kaka23 @ Mar 28 2013, 10:41 AM)
It is Hwang Select Income OR Hwang Aiiman Select Income?
*
hwang aiiman too static vmad.gif
SUSPink Spider
post Mar 28 2013, 12:49 PM

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QUOTE(kangwoo @ Mar 28 2013, 12:18 PM)
no need to sorry...tq for sharing the info
just the bank ppl in the bank doh.gif  claimed if fsm, goes burst the investor will lose all money. but since many ppl using fsm and lower sales rates, fsm is better choice for small fish like me

maybe fsm can get some PM funds. other fund house has no agency? like rhb, cimb?
*
Go post #1, click the link to FSM FAQs, u will read what will happen if FSM close shop. FSM is licensed and regulated by SC and Federation of Investment Managers of Malaysia.

QUOTE
Q: What if Fundsupermart ceases as a business concern?

A: Fundsupermart is a division of iFAST Capital Sdn Bhd. iFAST Capital Sdn Bhd has a Capital Market Services (CMS) licence from the Securities Commission to offer unit trusts and investment advisory services. It is also registered with the Federation of Investment Managers Malaysia (FIMM) as an Institutional Unit Trust Advisers (IUTA). iFAST Capital Sdn Bhd is a subsidiary of iFAST-OSK Sdn Bhd, which is a joint venture between Malaysia’s OSK Investment Bank Bhd and iFAST Corp.

In the unlikely event that Fundsupermart ceases as a business concern, with your permission, all your assets registered under iFAST Nominees Sdn Bhd will be transferred to another Institutional Unit Trust Advisers (IUTA) or they will be returned to you.



AFAIK, only PUBLIC MUTUAL got agents serving retail investors, others mostly serve high net worth clients only with their in-house staff, not agents. As I've said, if PM were to let FSM sell their funds at 2% or lower, their agency force gonna mad.gif vmad.gif cry.gif

laugh.gif

This post has been edited by Pink Spider: Mar 28 2013, 01:27 PM
wayne84
post Mar 28 2013, 02:31 PM

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QUOTE(kangwoo @ Mar 28 2013, 12:18 PM)
no need to sorry...tq for sharing the info
just the bank ppl in the bank doh.gif  claimed if fsm, goes burst the investor will lose all money. but since many ppl using fsm and lower sales rates, fsm is better choice for small fish like me
maybe fsm can get some PM funds. other fund house has no agency? like rhb, cimb?
hwang aiiman too static vmad.gif
*
Hwans Selct Income thumbup.gif
howszat
post Mar 28 2013, 08:25 PM

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Anyone else got a display problem with their website?

Can view Fund by Asset Allocation, but not by Fund Name? Shows nothing under by Fund Name?
SUSPink Spider
post Mar 28 2013, 08:52 PM

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QUOTE(howszat @ Mar 28 2013, 08:25 PM)
Anyone else got a display problem with their website?

Can view Fund by Asset Allocation, but not by Fund Name? Shows nothing under by Fund Name?
*
Website maintenance I think, it looked different.
howszat
post Mar 28 2013, 08:57 PM

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QUOTE(Pink Spider @ Mar 28 2013, 08:52 PM)
Website maintenance I think, it looked different.
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So you can view by Fund Name?

Mine shows nothing but the header for that page.

SUSPink Spider
post Mar 28 2013, 08:58 PM

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QUOTE(howszat @ Mar 28 2013, 08:57 PM)
So you can view by Fund Name?

Mine shows nothing but the header for that page.
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1 hour ago still can, now cannot doh.gif
howszat
post Mar 28 2013, 09:02 PM

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QUOTE(Pink Spider @ Mar 28 2013, 08:58 PM)
1 hour ago still can, now cannot doh.gif
*

Either both your funds and mine have disappeared, or there is a website problem...

SUSPink Spider
post Mar 28 2013, 09:02 PM

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QUOTE(howszat @ Mar 28 2013, 09:02 PM)
Either both your funds and mine have disappeared, or there is a website problem...
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"Analyse My Portfolio" no problem
wayne84
post Mar 28 2013, 09:03 PM

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Being hacked ?
SUSPink Spider
post Mar 28 2013, 09:07 PM

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QUOTE(wayne84 @ Mar 28 2013, 09:03 PM)
Being hacked ?
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Hacked by PM agents? laugh.gif
wayne84
post Mar 28 2013, 09:11 PM

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QUOTE(Pink Spider @ Mar 28 2013, 09:07 PM)
Hacked by PM agents? laugh.gif
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hmm.gif hmm.gif hmm.gif
howszat
post Mar 28 2013, 09:13 PM

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QUOTE(Pink Spider @ Mar 28 2013, 09:02 PM)
"Analyse My Portfolio" no problem
*

Yeah, that one's ok.
SUSPink Spider
post Mar 28 2013, 09:17 PM

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Even though nothing appears when u select View By Fund Name, u click the "Print", all your holdings will come out. Relax la...even banks also will have online banking downtime what icon_idea.gif

This post has been edited by Pink Spider: Mar 28 2013, 09:18 PM
kangwoo
post Mar 28 2013, 09:27 PM

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QUOTE(Pink Spider @ Mar 28 2013, 08:52 PM)
Website maintenance I think, it looked different.
*
yes so different...
unsure.gif

QUOTE(howszat @ Mar 28 2013, 08:57 PM)
So you can view by Fund Name?

Mine shows nothing but the header for that page.
*
same here icon_question.gif

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