not sure if student can become EPF member    but min age is 18

but I think your best bet is on the 1Malaysia Retirement Savings Scheme under EPF.

please call them & ask them

Me too.. but I am a casher at a supermarket.. 

Yea.. those were the days! I remembered only first few days of working as a cashier, I need to use some of my own pocket money to payback the supermarket because the cash register $ wouldn't tally with the recorded printed receipts.. 

I guess nowdays parents are over protective of their kids especially in big cities.

Life must b tough those days 

The youngest I think is the form 3 student jump from school building because of exam 

Read in one of the webs that Msians are demanding higher dividend rate from EPF in view of the rising costs, etc. Right or wrong is up to you.

One thing came to mind while reading that. What if EPF gives higher rates depending on age? The younger ones will protest! Ha.

If someone can give me EPF Q4 2015 revenue, I will do a quick calc on the expected 2015 dividend rate.

Thanks.

yeah have this feeling too.. hopefully wont have the result below 6.0.. anything above 6.0 good lor based on falling economy now

whats the lowest dividend thy ever gave in history?

4.25% as mentioned by supersound is still acceptable.. haha ... if ...

4.5% FD and 6.xx asw2020 sure beats if epf really give 4.x

I don't think would go below 5%.. EPF financial is not so bad compare with those 4.25% period

I think it is the 2nd Tue of Feb. But CNY will fall on that day. So either the Fri before or following Wed.

Eager to know the % hah?

   

If dividend above 6%, still worthwhile to top up. Otherwise just let it be.

Just remember this ...

I think EPF will suspend access to accounts for their dividends calculations and updates. Cannot access to EPF account now.

I think it is a 1-2 weeks suspension.

So, announcement in 1st or 2nd week of Feb?

My gut feel is, if it is before CNY, then it is good news. If it is after CNY, then not so good news. Ha.

My mistake. It is not about accessing our account. Instead, they have stopped accessing our 2016 statement, saying it is for updating the dividend.

Different people have different mentality on EPF return. Some will take whatever it is giving, some will be happy if it is higher than FD, some will always want the HIGHEST whatever that is!

I am a bit of the last 2.

The dividend payout by EPF certainly would be better than Sg's CPF.

FYI, Singapore’s CPF still earned only 2.5% to 4% – one of the lowest returns on pension funds in the world. And it has been 2.5% to 4% since 1999 – for nearly 20 years.

Wow,... I never looked at things to such details, bro,... 

Instead of saving money n the bank as FD, can you no invest in properties or in the stock exchange in a Mid-East Country ? How is their dividend policy ? Any withholding tax against the payout, or internal taxes against div payouts ?

good strategy 

but I read in news paper today. Saudi gomen is considering to have "green card" policy for those foreigner. 

yeah..
they even planning for VAT @ GST 

I don't think there are many people working in Sg can save SGD1000 every month. Don't forget recently they have just gained the fame as the most expensive city in the world.

If you're talking about food maybe yes.. Working there as a middle class isn't easy at all same as here. Look at the accommodation they're paying for only HDB flat (forget about private housing in Sg!).. the car comes with the hefty cost of COE.. no doubt in term of GDP as promoted by PAP is one of the richest countries in the world but if you have zoomed into the actual individual income, it is not the figure translated by GDP. Due to the sky high living cost in Sg, not many people could save $1k net every month. All of them are fighting for survival. This is no.2 of HK!