EPF DIVIDEND, EPF
|
|
 Apr 17 2022, 11:24 AM
Return to original view | IPv6 | Post
#221
|
 
Junior Member
468 posts Joined: May 2019 
|
QUOTE(MGM @ Apr 17 2022, 10:45 AM) They make up of 90+% of civil service n many r in the pension scheme not contributing epf. This is a timebomb in the making, I hear some (women) can retire at 45 and get full pension (since they were in the old scheme). Add the golden handshake on top of that. Not sure how it will sustain. At least more new intake are on contract basis now. |
|
|
|
|
|
Apr 17 2022, 11:48 AM
Return to original view | IPv6 | Post
#222
|
|
Junior Member
468 posts Joined: May 2019
|
QUOTE(Ramjade @ Apr 17 2022, 11:42 AM) EPF how much can you get p.a Why would you put it in a single stock like Alphabet and not a index fund tracker ETF like Vanguard S&P500? The concentration risk is higher so you should be compensated with higher returns.Google and balckrock how much can you get p.a? Nothing to do with conversion rate. Image I get from my telegram group.  I think many here do these kind of investments outside of EPF. I guess you are saying that you rebalanced 10k from EPF to a single stock. EPF also has a substantial foreign equity stake so you would get some of that exposure there as well. This post has been edited by TheEquatorian: Apr 17 2022, 11:50 AM |
|
|
Apr 19 2022, 11:50 AM
Return to original view | Post
#223
|
|
Junior Member
468 posts Joined: May 2019
|
|
|
|
Apr 29 2022, 12:37 PM
Return to original view | Post
#224
|
|
Junior Member
468 posts Joined: May 2019
|
Non epf but good to keep in mind when looking at dividend
https://www.malaymail.com/amp/news/malaysia...-confli/2056105 |
|
|
May 16 2022, 12:42 PM
Return to original view | Post
#225
|
|
Junior Member
468 posts Joined: May 2019
|
|
|
|
May 26 2022, 01:49 PM
Return to original view | Post
#226
|
|
Junior Member
468 posts Joined: May 2019
|
QUOTE(snowcrash @ May 26 2022, 12:41 PM) Damn. Makes no sense though that suddenly every Global equity fund gets kicked out. The only overseas exposed funds at the moment seem to be like Asia ex Japan and some China funds. Could it be push funds into the Malaysian economy? Did all the global funds disappear?Sigh. Time to look for some new funds then. |
|
|
|
|
|
May 31 2022, 04:09 AM
Return to original view | Post
#227
|
|
Junior Member
468 posts Joined: May 2019
|
QUOTE(MUM @ May 31 2022, 12:17 AM) some interesting statistics.... Where is the country heading - better buy some gold in case the currency goes down the drain 😅The State of the Nation: When a RM4,900 monthly wage puts you among EPF’s T20 members https://www.msn.com/en-my/money/topstories/...d389a9bc13fdd88 "If the 21-year-old starts at RM1,500 a month and gets a 3% increment every year, he or she should have a monthly salary of RM3,000 by age 45. Even if a 45-year-old empties his or her savings today, it is possible to get to RM240,000 by age 63 if his or her monthly salary is at least RM3,000 a month — provided that no withdrawals are made and the EPF continues to pay at least a 5% dividend a year. This is given that it would take someone with a monthly salary of RM3,000 about 18 years to reach RM240,000, and 23 years to reach RM360,000 — good news for those below the age of 40."  just aiming at the end result value of RM240k set now....    should it be better to have a thought about the purchasing power of that 240k at 20 yrs later?? |
|
|
Oct 7 2022, 03:56 PM
Return to original view | IPv6 | Post
#228
|
|
Junior Member
468 posts Joined: May 2019
|
|
|
|
Oct 7 2022, 07:30 PM
Return to original view | IPv6 | Post
#229
|
|
Junior Member
468 posts Joined: May 2019
|
QUOTE(TOS @ Oct 7 2022, 05:43 PM) Too many people changing to SGD and USD. Help prevent MYR outflow They want us to support RM so that 2 years later Cindy Yeap can write another tiered dividend article. Anyway, beats all other options in this market. TOS, Human Nature, and 2 others liked this post
|
|
|
Oct 7 2022, 11:36 PM
Return to original view | IPv6 | Post
#230
|
|
Junior Member
468 posts Joined: May 2019
|
QUOTE(dwRK @ Oct 7 2022, 11:17 PM) say I give you 100k...but cannot withdraw for 30 yrs... what will you choose... epf or fd?... Not many 25 year old in Malaysia have 100k as yearly deposit savings. I think this is more interesting for 35-55 yr old that likely are close to the withdrawal threshold already. |
|
|
Oct 7 2022, 11:48 PM
Return to original view | IPv6 | Post
#231
|
|
Junior Member
468 posts Joined: May 2019
|
QUOTE(dwRK @ Oct 7 2022, 11:42 PM) you are logically correct... but this is a decision analysis exercise... des why I said I give you 100k... you just have to pick a or b... In that case I would chose epf only because I like to save long term and it is easier to place it there than hunt rates which I need to do now 😅 Caveat is that I don't need the funds ie this is just to balance the risk within my portfolio. |
|
|
Oct 8 2022, 08:33 AM
Return to original view | IPv6 | Post
#232
|
|
Junior Member
468 posts Joined: May 2019
|
QUOTE(dwRK @ Oct 7 2022, 11:58 PM) you can still pick fd... still save long term... don't hunt around... With this new self contribution allowance, I will keep a very small amount only in FD - rest into EPF. Country risk is still lower than banks in the country risk 🤓you just lose out on $$$... mavistan89, HolyCooler, and 1 other liked this post
|
|
|
Nov 9 2022, 06:54 PM
Return to original view | Post
#233
|
|
Junior Member
468 posts Joined: May 2019
|
QUOTE(Rinth @ Nov 9 2022, 05:16 PM) with the recent interest rates hike and some FD approaching 4%, what is the target dividend for year 2022? 4.5-5%, markets have taken a beating in 2022. Currency appreciation from overseas holdings will help. No election to drive additional disbursement. |
|
|
|
|
|
Nov 30 2022, 04:54 AM
Return to original view | Post
#234
|
|
Junior Member
468 posts Joined: May 2019
|
Has there been any update to the self contribution amount after the GE?
|
|
|
Dec 8 2022, 05:38 AM
Return to original view | Post
#235
|
|
Junior Member
468 posts Joined: May 2019
|
Any idea if a supplementary budget will be tabled? I can't seem to find any information on 100k voluntary contribution to EPF.
|
|
|
Dec 8 2022, 04:55 PM
Return to original view | Post
#236
|
|
Junior Member
468 posts Joined: May 2019
|
QUOTE(Human Nature @ Dec 8 2022, 07:38 AM) Not supplementary. A new one will be tabled early next year. The 100k is void. Thanks. I guess deposits need to be rolled, sigh |
|
|
Jan 26 2023, 02:49 AM
Return to original view | Post
#237
|
|
Junior Member
468 posts Joined: May 2019
|
QUOTE(Cubalagi @ Jan 25 2023, 12:11 PM) EPF has a government guarantee, so its not so capitalist actually. Can you share where the govt guarantee is stated? I have been looking for it. |
|
|
Jan 26 2023, 07:19 AM
Return to original view | Post
#238
|
|
Junior Member
468 posts Joined: May 2019
|
QUOTE(xander2k8 @ Jan 26 2023, 03:28 AM) Press statement has mentioned here https://www.kwsp.gov.my/en/web/guest/w/epf-...hallenging-2019 Do you mean the minimum dividend? I was looking for govt guarantee as in capital protected by govt.Check section 27 item 1a https://www.kwsp.gov.my/en/about-epf/news-h...es/epf-act-1991 |
|
|
Feb 23 2023, 02:25 PM
Return to original view | Post
#239
|
|
Junior Member
468 posts Joined: May 2019
|
https://www.malaymail.com/news/malaysia/202...thdrawals/55319
Politicians being politicians, introduce financial literacy in school instead |
|
|
Feb 24 2023, 05:51 PM
Return to original view | Post
#240
|
|
Junior Member
468 posts Joined: May 2019
|
QUOTE(magika @ Feb 24 2023, 05:28 PM) No increase in Voluntary Contribution ... Nothing on this? |
| Change to: |  0.0509sec
 0.52
 7 queries
 GZIP Disabled
Time is now: 11th December 2025 - 02:38 PM |
Quote