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 EPF DIVIDEND, EPF

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CommodoreAmiga
post Mar 4 2023, 02:09 PM

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QUOTE(Wolves @ Mar 4 2023, 02:02 PM)
Just one person... Justhistime
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Runner up got prize or not? cry.gif
CommodoreAmiga
post Mar 4 2023, 02:12 PM

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QUOTE(Mijac @ Mar 4 2023, 02:10 PM)
Congratulations 🎉 👏🏻 !!!
Justhistime got the dividend rate CORRECTLY
……5.35% 👍🏻
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Just this time=Ini Kali lah??

WTF

Macam sus.
CommodoreAmiga
post Mar 4 2023, 02:24 PM

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QUOTE(prophetjul @ Mar 4 2023, 02:15 PM)
No need nekkid.
I run to Melbourne just in case.  laugh.gif

Unkerpanjang
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Unkerpanjang furthest from actual rate. Have to run nekkid. Get ready for Live Telecast!
CommodoreAmiga
post Mar 4 2023, 08:46 PM

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QUOTE(ronnie @ Mar 4 2023, 08:42 PM)
Not able to logo to my i-Akaun app to check... haiya
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Means your money all gone to RM500 topup for those with 10k and below.
CommodoreAmiga
post Mar 5 2023, 12:09 PM

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QUOTE(Wolves @ Mar 5 2023, 12:02 PM)
Let's plan some work earn some money for retired ppl while waiting dividend announcement.. lai.. open a tea restaurant with some snacks.. if everybody here visit everyday for a few weeks while chit chatting about kwsp dividend until the date of announcement... Could earn a few month living expenses already...
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The EPF Dividend Cafe.

I want to invest. Come all oldfags.
CommodoreAmiga
post Mar 6 2023, 11:49 AM

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QUOTE(plc255 @ Mar 6 2023, 11:15 AM)
From the EPF themselves they set the T10 cut-off at above RM155k... however there is no average given.
I think Wedchar2912 guesstimate average is better due to my guess that EPF figure probably included non-active members that had retired and empty out their account partially or fully at 55 but continue to work a few years more.

user posted image
Source: EPF SOCIAL PROTECTION INSIGHT VOL 5 2021 - Appendix H

However The Edge give the following figures some time back..

user posted image

Source: Putting old-age security within reach of Malaysians without public pension, RM1 mil savings

I had not followed up with the latest of the EPF statistics so I dont really know if there is any newer figures around.
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Above 155k is Top 10%?? Kek. So meaningless. At least 500k and above. 155k is what...doesn't even meet the low minimum retirement figure set back EPF back in the 60s or 70s!!!
CommodoreAmiga
post Mar 6 2023, 12:08 PM

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QUOTE(Wedchar2912 @ Mar 6 2023, 11:59 AM)
Imagine one is 71 years old, took majority of one's funds out but left like 500rm inside and then forgotten about the EPF account afterwards...

this helps add to the stats....  blink.gif
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Dieded already, forever inside as stat.... laugh.gif
CommodoreAmiga
post Mar 6 2023, 01:12 PM

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QUOTE(nexona88 @ Mar 6 2023, 12:28 PM)
It's goes to unclaimed money department 😂

EGumis something like that...
U can check it out...

Register & use the service FOC 💪
Limit to 2 finding / IC per day 😁
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But EPF won't know you diieded unless someone.report. So the money won't go to Jabatan Akaun Negara for unclaimed money.
CommodoreAmiga
post Mar 8 2023, 10:13 AM

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QUOTE(Wolves @ Mar 8 2023, 09:30 AM)
Lai lai buka dividend cafe as previous suggested. Sure xander and nexona everyday sit there chit chat with others..
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You will see 2 old unkers there everyday fighting.

I go sit there eat popcorn watch drama.
CommodoreAmiga
post Mar 8 2023, 11:20 AM

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QUOTE(Wolves @ Mar 8 2023, 11:01 AM)
That's the point isn't it? Fight then fight as long as order drinks and snacks. The more they fight the more ppl like you come eat popcorn (order from us please) and the more you order drinks (order from us please) and the more customer the better bah.. 😂 argue with mouth only. No hands or weapons. Then they are welcome to quarrel from morning till midnight.
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I bring my own GSC/TGV popcorn...sit for free.... brows.gif
CommodoreAmiga
post Mar 9 2023, 04:07 PM

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QUOTE(nexona88 @ Mar 9 2023, 03:19 PM)
just like my balls predicted...

so basically after 6 state elections  tongue.gif
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Better get over fast then raise 100 basis point to catch up. Jilaka.
CommodoreAmiga
post Mar 9 2023, 08:45 PM

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QUOTE(batman1172 @ Mar 9 2023, 07:00 PM)
https://www.malaymail.com/amp/news/malaysia...ent-today/58666

pension for senior citizen coming. no need epf.
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Most probably dieded before reaching 65. Gov saved a lot of money.
CommodoreAmiga
post Mar 10 2023, 10:34 AM

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QUOTE(Wolves @ Mar 10 2023, 10:27 AM)
Just in case you ppl forgets, kwsp allowed withdrawal in terms of paying housing loan, buying new house, building houses, education, health issue and hajj. What emergency you talking about that requires more help? Buy mercedes? Buy rolex? Buy helicopter? Buy flat screen tv 80 inch? Buy more super ring? Kahwin?
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Mod motor, buy gelang, buy ifong how?
CommodoreAmiga
post Mar 11 2023, 09:06 AM

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QUOTE(gamenoob @ Mar 10 2023, 09:18 PM)
For all you know they lay in the conditions that sounded like you can withdraw but the criteria is drafted in such way, you cant unless you truly have surplus.

N those that really have surplus will not really touching it.

So from PR political perspective the G is helping but in reality we know its not.

In this case, the move will lay all those noises to rest until another populist come along. rolleyes.gif

And the shall leave epf as it is to do its job ie providing old age retirement net
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Just put under RM20k cannot withdraw. Since those people probably have less than 10k inside. Kaw Tim, settle. Lol.
CommodoreAmiga
post Mar 11 2023, 05:34 PM

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QUOTE(Wedchar2912 @ Mar 11 2023, 05:32 PM)
nice.... can PMX just allow everyone access to this great scheme and let the banks decide how much they want to lend them?
I mean, whats the point of claiming it is to help the poor (lesser than 10K rm), and now extend all the way to 1 million? really whats the point???

in some sense, Anwar is saying desperate means desperate... may look rich, but if desperate, so what.... help also.
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Desperate to buy ifong, gelang Emas and mod motor to Rempit at night!!!
CommodoreAmiga
post Mar 11 2023, 05:51 PM

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QUOTE(Wedchar2912 @ Mar 11 2023, 05:45 PM)
can I say desperate for my kid
and also desperate for myself because market crashed and I needed new funds to buy shares cheaply... but in same time EPF is capital protected with 2.5% guaranteed return....

hehe... I am liking PMX more.... but still annoyed at 5.35% div for this year. lol
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I am desperate go Europe Horiday...and go to Amsterdam red light district. Can??
CommodoreAmiga
post Mar 13 2023, 02:47 PM

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QUOTE(Unkerpanjang @ Mar 13 2023, 02:02 PM)
Unker cannot agree. Parents have right to their own hard earned cash.

Children must be filial piety. No control their money nor lokap.

You cannot be Thanos. Human nature is such, next step, you'll end up justifying buying yourself a GLC300 using their money.

If parents bad in financial management, you oso kena teruk oledi. If the alt hypothesis is true. They proven they are ok.

Anak pi jaga $$$ sendiri.
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Agree. Kids has no rights to their parents money. But If parents are financially illiterate, you can try to educate them or draw a plan for them. Example, take 20k as emergency fund in Bank, rest stay put in EPF.

CommodoreAmiga
post Mar 13 2023, 06:43 PM

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QUOTE(Unkerpanjang @ Mar 13 2023, 05:02 PM)
Hmmm, everyone raised good points.

Situational, but if parents really financially koyak one...wait till child big enuf to decide oso taken 30 yrs.

Within these 30 years, child oso like small puppy la....cannot control parents.

Now, child at 35-50 can be hero n talk loud lah.

If not cry lah....like Unker very youngling time, ard teens. But thats another story.

Similar vein, Unker good friends....their parents not risk takers, but parents kena cancer.....child filial piety, kwsp pun habis, pinjam, donate....baru parents mati. Till today, still service medical loan. Filial piety vs ????
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Which is why medical insurance is compulsory. Previous old gen all tarak insurance.
CommodoreAmiga
post Mar 14 2023, 02:52 PM

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People who kepochi other people kepochi themselves also contributes kepochi and contribute to spamming.

Time to NUKE this thread!
CommodoreAmiga
post Mar 15 2023, 09:29 AM

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QUOTE(Unkerpanjang @ Mar 14 2023, 09:47 AM)
Bro, Shhhh.....we out of topic.

user posted image
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Later you kena reported like me...I think we all know who it is....

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