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 EPF DIVIDEND, EPF

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ikanbilis
post Feb 17 2022, 09:33 PM

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QUOTE(MUM @ Feb 17 2022, 09:20 PM)
i think you may have missed the word from his post..."no notice"
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My badโ€ฆ read wrongly sweat.gif
ikanbilis
post Feb 19 2022, 11:47 AM

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QUOTE(romuluz777 @ Feb 19 2022, 11:19 AM)
Maybe the announcement is tomorrow ?
Anyway, the February 2022 caruman be seen now under withdrawal eligibility. Strangely, the January 2022 caruman is not.
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U better check with EPF. My January 2022 caruman sendiri can be seen under withdrawal eligibility after 2 days.
ikanbilis
post Feb 20 2022, 11:59 AM

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QUOTE(contestchris @ Feb 20 2022, 11:49 AM)
The former who keep saying itโ€™s out this weekend should be suspended. Spreading misinformation.
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For the past 7 years the dividend announcement was on Saturday. I wonder why many people believe it will be Sunday today?
ikanbilis
post Feb 28 2022, 08:54 PM

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QUOTE(TOS @ Feb 28 2022, 08:05 PM)
First they tikam Monday, never kena.

Now they tikam Wed. If no kena then they tikam Friday, Saturday and Monday again.

Sure one day will kena.
ikanbilis
post Mar 7 2022, 02:05 PM

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QUOTE(familyfirst3 @ Mar 7 2022, 02:01 PM)
This I have yet to find outย  biggrin.gif
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I check the FAQ and kwsp says u only need to fill up borang 17A (AHL) to contribute more, but never specify the max. Perhaps interested parties can email kwsp or through Facebook to check with them?

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This post has been edited by ikanbilis: Mar 7 2022, 02:06 PM
ikanbilis
post Mar 7 2022, 02:10 PM

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QUOTE(familyfirst3 @ Mar 7 2022, 02:07 PM)
Yeah I was checking it out as well.  It says fill up form saja
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If fact you can even put additional amount there.

Say your salary is rm5000, u can just put additional rm3000 as additional contribution. tongue.gif
ikanbilis
post Mar 16 2022, 08:47 PM

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Epf withdrawal payment start from 20 April. Max 10k, min RM50

https://www.bharian.com.my/berita/nasional/...-bermula-1-apri

ikanbilis
post Apr 6 2022, 01:38 PM

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QUOTE(prophetjul @ Apr 6 2022, 12:07 PM)
https://themalaysianreserve.com/2017/03/31/...-pembinaan-pfi/

Is this TRUE????????????

------------------------------------------------------------------------------------------------------------------------------------------

The Employees Provident Fund (EPF) has loaned RM25.29 billion to government-onwed construction firm Pembinaan PFI Sdn Bhd, with the loan is guaranteed by revenue from leasebacks from the Malaysian government.

Prime Minister cum Finance Minister Datuk Seri Mohd Najib Razak added the EPF has also invested RM200 million in debt-ridden 1Malaysia Development Bhd (1MDB), in a written parliamentary reply yesterday.

These two transactions are among EPFโ€™s total portfolio exposure in government-linked companies (GLCs) totalling RM79.99 billion as of March 31 this year.
He said EPFโ€™s financing exposure in GLCs was in the form of fixed-rate loans and bonds or sukuk subscriptions were part of it, based on government guarantee, asset mortgage and bank guarantee.

Pembinaan PFI Sdn Bhd has racked up debts of up to RM26.6 billion in just seven years since its inception.

The Finance Ministry Incorporated-owned โ€œspecial purpose vehicleโ€ set up on Sept 28, 2006, the company was aimed at acquiring capital to fund development projects and programmes identified by the government.

According to the auditor-generalโ€™s report in 2013 (Series 3), Pembinaan PFI had the third highest liabilities among all government-owned entities at the end of 2012.
On overall EPFโ€™s investment in GLCs, Mohd Najib said the investments were aimed to provide stable and consistent returns in the long term.

More than 50% of the investments were in fixed-income instruments, which encompassed Malaysian government securities, level coupon bonds as well as loans and bonds for domestic and global mandates.

As such, he said EPFโ€™s investment returns naturally would be influenced by interest rates movement and inflation.

โ€œSince inflation rates have increased since 2009, EPF will continue to invest and diversify its investments in equity asset class and inflation comprising real estate and infrastructure in line with its strategic asset allocation in order to generate an optimal investment returns at an appropriate risk,โ€ he added.
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They already loan RM21billion to PFI in 2018 as explained by EPF.

https://www.kwsp.gov.my/ms/web/guest/w/epf-...an-pfi-in-order



ikanbilis
post Sep 20 2022, 02:32 AM

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I-saraan RM250 for the first half of the year has been credited to Kwsp account.
ikanbilis
post Sep 20 2022, 10:48 AM

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QUOTE(elea88 @ Sep 20 2022, 08:28 AM)
is this every year thing?
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It ends this year 2022. Wait for budget 2023 whether the gov will extend another 5 years.
ikanbilis
post Jan 9 2023, 08:16 PM

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QUOTE(Ankle @ Jan 9 2023, 08:07 PM)
For 2 sure can even one or two more also can.

But 5m in EPF is not an easy figure to attain.
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There are only less than 70,000 out of 33million people who has more than 1million in epf

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ikanbilis
post Jan 14 2023, 12:38 PM

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QUOTE(Wedchar2912 @ Jan 14 2023, 11:27 AM)
end Feb announce...
i already assumed it will be 5.0% in my spending budget for 2023 smile.gif
but hope it is 5.8% lar...  biggrin.gif  tongue.gif
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If less than 5% i will not make self contribution 60k this year.


ikanbilis
post Jan 14 2023, 05:41 PM

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QUOTE(gooroojee @ Jan 14 2023, 12:51 PM)
Your self contribution is for 2023 onwards though, the dividends paid out in March is for last year 2022. 2023 could be a bumper year, who knows...?
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Itโ€™s just a yardstick for my decision. RM60k whether put in EPF, ASNB or FD is not going to change my financial position significantly.
ikanbilis
post Jan 15 2023, 10:43 AM

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QUOTE(prophetjul @ Jan 15 2023, 08:05 AM)
Says the huge net worth person.ย  biggrin.gif
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I am only ikan bilis compared to some whales here


QUOTE(Cubalagi @ Jan 15 2023, 09:22 AM)
You only use these 3 options?
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For my RM denominated assets, yes. Not much money left in Malaysia anyway.

This post has been edited by ikanbilis: Jan 15 2023, 10:58 AM
ikanbilis
post Jan 15 2023, 12:46 PM

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QUOTE(Wedchar2912 @ Jan 15 2023, 12:07 PM)
what will happen to those assets after you move on?
did you put them in a trust or gotten a will that can be enforced in those jurisdiction? hope you don't mind sharing, as I think I may need to keep those in mind when I get much older.
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Out of topic so i PM you the answer already
ikanbilis
post Feb 15 2023, 08:11 PM

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QUOTE(CommodoreAmiga @ Feb 15 2023, 08:08 PM)
Let's make a list

1. CommodoreAmiga - 5.3%
2. netcrawler - 6%
3. Mroys@lyn - 5.25%
4. Xander2k8 - 5.25%

Please update and add your own Tikam here
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5.5% biggrin.gif
ikanbilis
post Feb 17 2023, 03:20 PM

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QUOTE(Wedchar2912 @ Feb 17 2023, 03:04 PM)
Don't do the monthly withdrawal option.... i remember (this is a while back) a old colleague who retired complained to us youngster that he choose the monthly withdrawal option to only find out that the entire amount earmarked for the monthly withdrawal for that year no longer earn interest.

best you go verify this first before selecting monthly withdrawal if this is still the case.
(I didn't verify this of cos... how to when I am not even at 55 years old).
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If they earmark the whole year amount, then it is better to just do manual withdrawal every month.
ikanbilis
post Feb 20 2023, 03:33 PM

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QUOTE(CommodoreAmiga @ Feb 20 2023, 03:17 PM)
Can also use Bank to directly bank in. Can select EPF. Last time don't have app to contribute. But now, better use app, maybe reflected faster than Bank transfer.
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I tested using epf app rm10 and PBB online rm15. Both contribution appear same day.

Do note that app appear as normal contribution and PBB appear as i-saraan.

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ikanbilis
post Feb 20 2023, 07:45 PM

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QUOTE(nexona88 @ Feb 20 2023, 05:51 PM)
So how many digits actually then??
Your opinion ๐Ÿ˜
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Is actually 5 digit. I also dunno how people get 7 or 8 digit thingy. bruce.gif
ikanbilis
post Feb 20 2023, 08:24 PM

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QUOTE(nexona88 @ Feb 20 2023, 08:16 PM)
Then shouldn't black out the numbers ๐Ÿ˜œ๐Ÿ˜๐Ÿ˜ƒ๐Ÿ˜
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Malu lah show epf 5 digit only cry.gif

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