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 EPF DIVIDEND, EPF

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prophetjul
post Jan 27 2025, 07:08 AM

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QUOTE(Cubalagi @ Jan 26 2025, 10:57 PM)
And 30 years down the road I will be in my 80s. 🤣
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i will be in my 90s. cool2.gif
prophetjul
post Jan 28 2025, 12:50 PM

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QUOTE(Sihambodoh @ Jan 28 2025, 10:23 AM)
And I thought I am old.

Looks like lowyat.net is popular to the older folks
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If you think you are olde, you are.
I am 63 and i can still do 200 pushup sessions per day. cool2.gif
prophetjul
post Feb 1 2025, 05:00 PM

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https://www.malaysianow.com/news/2025/01/21...o-privatisation

QUOTE

EPF, one of the main members of GDA, has come under criticism for its involvement in the deal as it sold a significant portion of its MAHB shares in January 2023 at a price of about RM6.74 per share.

The pension fund is now trying to buy back the shares at RM11, with losses estimated at more than RM500 million.

prophetjul
post Feb 1 2025, 08:18 PM

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QUOTE(cckkpr @ Feb 1 2025, 07:46 PM)
When trading/investing in the markets cannot say like that. When circumstances change, trading strategy also change. MCA is just trying to look relevant.
EPF being part of the consortium is fully aware of what are the plans n strategy of MAHB going fwd.
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Begs a question, does it not?
prophetjul
post Feb 2 2025, 12:59 PM

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QUOTE(cckkpr @ Feb 2 2025, 09:06 AM)
We can only speculate until they come out with a clarification statement.
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IF they come out with a clarification statement.
prophetjul
post Feb 7 2025, 08:21 AM

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QUOTE(touristking @ Feb 6 2025, 09:19 PM)
Curious. What was the mortgage rate and EPF dividend at that time?
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In 1998, interest rate hit 12%. I took out my EPF to clear my housing loan sweat.gif
prophetjul
post Feb 8 2025, 03:22 PM

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QUOTE(virtualgay @ Feb 7 2025, 10:20 PM)
need 3 million in epf to retire
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when? Today?
2030? 2050?
Rm3mil today is not too shabby.
prophetjul
post Feb 12 2025, 08:41 AM

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QUOTE(virtualgay @ Feb 12 2025, 12:00 AM)
Below 5.8% go Penang for holiday
Above 5.8% to 6.0% go Genting for holiday
Above 6.0% to 6.2% go Hatyai for holiday
Above 6.2% go Bangkok for holidays
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5.8% i go to UK on a business class ticket with me wife. tongue.gif
prophetjul
post Feb 12 2025, 08:43 AM

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QUOTE(gamenoob @ Feb 12 2025, 08:17 AM)
The cost differences of these 4 locations indicate our bro have no less than RM5M
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5 mil at
5.5% gets 275k only Penang?
5.8% gets 290k only Genting?
6% gets 300k only Hatyai?
6.2% gets 310k only Bangkok?


prophetjul
post Feb 15 2025, 08:32 AM

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QUOTE(cckkpr @ Feb 15 2025, 06:50 AM)
I am now in Taiwan for holiday.
If 6% n above, will plan for Europe holidays.
If 5.8%, likely PMX will hold some reserves for next GE. Expected in early 2027.
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You are a rich man. Already on holiday before the dividend declaration. tongue.gif
prophetjul
post Feb 15 2025, 09:33 AM

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QUOTE(danielmckey @ Feb 15 2025, 09:13 AM)
Waiting for 9.99
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9.99% and run nekid around KLCC? tongue.gif
prophetjul
post Feb 15 2025, 09:35 AM

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QUOTE(danielmckey @ Feb 15 2025, 09:34 AM)
Cat & dog already nekid. No need human nekid.
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That's no fun icon_idea.gif
prophetjul
post Feb 16 2025, 01:13 PM

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It is what it is, folks.
No amount of wishful thinking will change anything.
You are at their mercy! laugh.gif laugh.gif laugh.gif
prophetjul
post Feb 17 2025, 11:20 AM

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Compare Aussie Super Funds

10 Years 5 Years 3 Years 1 Year FYTD TO 13 Feb 2025
Balanced 8.07% pa 6.68% pa 4.51% pa 8.46% 8.29%
High Growth 9.04% pa 7.90% pa 5.36% pa 10.20% 9.62%
Socially Aware 7.06% pa 5.64% pa 4.03% pa 8.38% 8.56%
Indexed Diversified 7.23% pa 6.98% pa 5.46% pa 11.51% 9.80%
Conservative Balanced 6.26% pa 4.79% pa 2.98% pa 6.47% 6.98%
Stable 4.73% pa 3.08% pa 1.82% pa 4.59% 5.42%

https://www.australiansuper.com/compare-us/...r&display=table

This post has been edited by prophetjul: Feb 17 2025, 11:20 AM
prophetjul
post Feb 19 2025, 06:12 AM

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QUOTE(laksamana @ Feb 18 2025, 07:58 PM)
EPF cannot really be relied upon for consistency anymore, especially given the market conditions

Even their date for announcement seems to become later and later

5% payout would be a good long-term average trend, 6% would be above trend already
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If you want stable income, all in MGS loh...... tongue.gif
So follow PMX instruction of 70%. Better still make it 95% MGS laugh.gif
prophetjul
post Feb 19 2025, 09:03 AM

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QUOTE(Justmua @ Feb 19 2025, 08:54 AM)
What is MGS and how to invest in it?

Thanks.
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MGS is only for big boys i believe. If you have a few B
But i think they do offer some for the commoners too.

Read here

https://www.bnm.gov.my/financialmarkets/bondmarket
prophetjul
post Feb 23 2025, 07:54 AM

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QUOTE(guy3288 @ Feb 22 2025, 08:04 PM)
i think you are abit sensitive about the hostility  part
that is just my way of posting straight to point.
apology if it pains you

but it pains me to see financial savvy people in here can easily believe
deposit money for 1 month can earn interest for 12 months

never mind how much your EPF balance at the starting point,
it can be Rm1k or 1 million it is still the same

you just cannot  expect to earn interest
for that period when your money was not in their hand


you got that idea from nexona88's replies?where

that is the problem of not posting clearly
propagating wrong info not knowing it
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thumbup.gif
prophetjul
post Feb 25 2025, 08:07 AM

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My guess 6.88%

FART! FART! FART!
prophetjul
post Feb 25 2025, 09:04 PM

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QUOTE(cckkpr @ Feb 25 2025, 08:41 PM)
For those hoping for more than 6.5% then you have to hope that EPF have make huge gains in the crypto market during the last quarter. Conventional investments will not generate those returns.
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Actually conventional investments can return more. I posted the Australian Superannuation funds for comparison some pages ago.

QUOTE(tifosi @ Feb 17 2025, 01:42 PM)
Paste the table here for easier viewing
user posted image
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prophetjul
post Feb 27 2025, 09:33 AM

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QUOTE(soul78 @ Feb 26 2025, 09:47 PM)
i gotta feeling 2024 payout will be the highest in the next 5 years... doubt from here onwards will be that high anymore...

world economy already in shambles...

again its just my macroconspironomics outlook...
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6.88% FART! FART! FART!

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