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Credit Cards Hong Leong Bank Wise CC 10% Cash Back, up to RM100

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ronnie
post Feb 23 2013, 12:21 PM

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QUOTE(tbheng @ Feb 23 2013, 10:51 AM)
Hi ronnie, mind to share the form u used? Any link? Work for Wise card? Thanks notworthy.gif

Update: Is this the form? Hmmm, why no place to put in the card no (Pricipal + supp)? Is it meant to set for all cc one held with HLB?  rclxub.gif
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Yes. That the form which you need to SNAIL MAIL to HLB direct... don;t pass to the branch (at least not the HLB Pusat Bandar Puchong).
You can set to RM1 ... Wise Card should be same as any HLB CC.


ronnie
post Feb 24 2013, 11:29 AM

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QUOTE(daijoubu @ Feb 24 2013, 01:50 AM)
Guys just for your info:

5411 - Grocery Stores, Supermarkets
5422 - Freezer and Locker Meat Provisioners (not included by Wise, but by OCBC Titanium)
5451 - Dairy Products Stores (not included by Wise, but by OCBC Titanium)

5811 - Caterers
5812 - Eating Places, Restaurants
5813 - Drinking places (not included by Wise, but by OCBC Titanium)
5814 - Fast food

5541 - Service stations (not included by Wise, but by OCBC Titanium)
5542 - Automated Fuel Dispensers
4814 - Telecommunication Services (under Wise's mobile category, only stated the company but not the MCC code, so not sure is this MCC code accepted or not, but it is for OCBC Titanium)
4815 - Cable, Satellite, and Other Pay Television and Radio (not included by Wise, but by OCBC Titanium)
4816 - Computer Network Services (not included by Wise, but by OCBC Titanium)
4821 - Telegraph Services (not included by Wise, but by OCBC Titanium)
4900 - Utilities

Anyway, be careful with paying inside of petrol stations. Might not be accepted, since Wise only accepts MCC 5242 which is Automated Fuel Dispensers
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5542 = Those at petrol pump .... hmm.gif
ronnie
post Mar 5 2013, 09:42 AM

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QUOTE(one leg kicking @ Mar 5 2013, 09:12 AM)
my Feb 13 statement is out but no cash back can be seen

Called CS just now, they say have to wait until the next statement only the cash back will be credited
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If this Feb 13th is your first statement, then please wait for the March 13th Statement (in 8 days time)
ronnie
post Mar 9 2013, 04:25 PM

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QUOTE(ben83 @ Mar 9 2013, 03:28 PM)
Any difference between Wise Gold & Platinum?
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The rebate feature is the same. But annual fee is higher for platinum Wise
ronnie
post Mar 10 2013, 09:36 PM

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QUOTE(aeiou228 @ Mar 10 2013, 06:25 PM)
One of my esso petrol spent swiped inside at the counter not entitle to 10%.
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Of course you won't get 10%, cos the MCC in the Petrol Cashier(5541) is different from what WISE Petrol rebate uses (5542)
ronnie
post Mar 10 2013, 09:38 PM

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QUOTE(aeiou228 @ Mar 10 2013, 06:25 PM)
One of my esso petrol spent swiped inside at the counter not entitle to 10%.
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Can you also confirm the following:-
1. Does the calculation of 10% rebate is based on all transactions in a calendar month (not statement month)
2. Which date does the Cash Rebate goes in : every 1st of the next month or last day of the next month ?
ronnie
post Mar 17 2013, 10:37 AM

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QUOTE(Charlton @ Mar 17 2013, 10:22 AM)
Seems like everytime i pump petrol for rm50, i will receive a sms saying that rm200 is instead charged. I called up to hong leong and they clarify that the petrol station will hold rm200 as a advance amount and will reverse 3-4 days later.

They also mention that it is a bank negara ruling and that all credit cards used will also face the same thing.

Anyone face the same situation?
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That's normal for all credit Card swipe at the Pump (outside).
Maximum you can pump is RM200.
ronnie
post Mar 23 2013, 01:29 AM

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Is it true the AF for first year is not waiveable ?
ronnie
post Mar 29 2013, 01:04 PM

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I wonder how many months after I cancelled my HLB CC is considered New-To-Bank ?
ronnie
post Mar 29 2013, 03:11 PM

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QUOTE(aeiou228 @ Mar 29 2013, 02:48 PM)
Got my 10% CB too, paid precisely on 28th March.

Maxis Home Fibre payment also considered as mobile category and entitle to 10% CB.

Petrol transactions swiped at the cashier's CC terminals not entitle to CB. Only swiped at the pump entitle to CB.

Giant hypermarket, yes 10% CB under grocery category.

AEON BIG formerly Carrefour, any one tested it ? should be entitled CB under grocery category even thought the name changed. AEON formerly Jusco is under department store though.
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Is the CB amount rounded to the nearest Ringgit ?
ronnie
post Mar 29 2013, 06:07 PM

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QUOTE(kw @ Mar 29 2013, 04:17 PM)
So, still no one can answer whether the RM100 cash back will be pro-rated or either get full RM100 else RM0 CB?
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if you don't swipe 10 transactions (>RM50), you get RM0.00 Cash Back doh.gif doh.gif
ronnie
post Mar 30 2013, 11:05 AM

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QUOTE(jkngo2003 @ Mar 30 2013, 11:05 AM)
if i go to digi website, buy the reload card or mobile phone, do i get the rebate at mobile categery?

i go to Gaint to buy the reload card, do it considered in grocery?
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Buying reload at Giant/Tesco would be consider under Grocery MCC
ronnie
post Apr 3 2013, 12:39 AM

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As I know Maybankard2 AMEX is able to transact & post on the same day.
Also OCBC Online Banking transactions can transact & post on the same day.

Others CC/banks: Be prepared to wait 1-3 days before getting posted. Posting is done by merchant and processed by bank.

If you are smart, late Posting can be used to your advantage......

This post has been edited by ronnie: Apr 3 2013, 12:39 AM
ronnie
post Apr 3 2013, 11:25 AM

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QUOTE(andrekua2 @ Apr 3 2013, 11:08 AM)
I have updated the first page info with nice credit to gauthjasmon_1.

Do let me know if anyone want to take over or update anything in future.

Enjoy the card.
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I offer to take over the WISE thread... but how ?
ronnie
post Apr 3 2013, 01:21 PM

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Version 2 over at http://forum.lowyat.net/topic/2760395

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