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Credit Cards AEON Credit Cards, By AEON Credit Services

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victorywp
post Feb 25 2014, 10:36 PM

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QUOTE(DarReNz @ Feb 25 2014, 09:09 PM)
just applied watami at sunway pyramid, the guy said promotion ended so no more voucher
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i think you should sign up during weekends. as per the staff told me before, they have vouchers given only during weekends applications.


QUOTE(Human Nature @ Feb 25 2014, 09:42 PM)
Received SMS to remind me to pay my statement balance about 1 week before the due date. Good practice from Aeon.
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that's very good! another plus point to sign up aeon cc! thumbup.gif
victorywp
post Feb 27 2014, 10:19 PM

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QUOTE(LIMNOOI @ Feb 27 2014, 09:25 PM)
Yes but you need specific in the form cannot use IBG please use cheque. I had did it before with RHB and Public bank
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what happens if we did not specify in the form? will the bank keep trying and then change to cheque as the payment mode?
victorywp
post Feb 27 2014, 10:20 PM

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QUOTE(~~5ive~~ @ Feb 27 2014, 09:40 PM)
Enjoy 3% quarterly cash rebate on total retail transactions outside WATAMI with accumulate spend of RM3,000 per quarter. The accumulated spend amount is inclusive of Supplementary Card spending. Rebate is capped at RM150 per quarter and will be credited into the Principal Card account.

Total retail transaction mean only OTC transaction?
Does online payment like air tickets, utility bills payment counted in this?
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yes, any transaction except for petrol.
victorywp
post Mar 1 2014, 09:31 AM

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QUOTE(lamode @ Mar 1 2014, 09:22 AM)
yes, you need to attach the CC statement.
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which means we cannot purposely overpay other cc just to maximise the bt cl capacity?
victorywp
post Mar 1 2014, 10:09 AM

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QUOTE(sj0217 @ Mar 1 2014, 10:03 AM)
Noted with thanks!  biggrin.gif

is this mean only can apply BT after the latest statement is out? can apply before statement date?

Just want to be ensure that the payment will be make on time before due date for any other charge.
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you can apply bt once the statement is out, it will take 15 business days.
otherwise, you may settle it on your own first, then only make a bt. it can be used to offset your future purchase with the card.
victorywp
post Mar 1 2014, 10:16 AM

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QUOTE(lamode @ Mar 1 2014, 09:38 AM)
no, you cant.

unless the little secret is to

» Click to show Spoiler - click again to hide... «

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that's a nice trick! thumbup.gif

oh ya, since minimum bt is rm1k up to 80% of cl, can we apply a bt at anytime whenever we want to do a bt to another cc between rm1k to 80% of cl? there is no limitation in terms of bt application period or numbers of bt application right?
victorywp
post Mar 1 2014, 04:45 PM

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QUOTE(lamode @ Mar 1 2014, 01:43 PM)
Getting a WATAMI is harder than I thought.

The staff at Sunway branch wasn't aware of the process for existing customer (with AEON GOLD VISA CARD) to apply for additional card.

At first told me just need to call to switch card, insist one customer can only hold one card and can't be done in branch, i know this is bullsh!t as there are forumers here holding multiple cards.

So I called CS on the spot, was told need to do a fresh application, straight away passed the call to the officer who told me to call CS and let them settle.
Then the officer called his senior to verify, at last filled up the application form and photo copy everything, but EPF machine is down yesterday, so need to go again today.

Mana tau it's still down today, so once again I left with disappointment  doh.gif  doh.gif  doh.gif
 
good thing is that i didn't expect they offering a free doll for card application, but i just told them to keep it as i have no use of it. loool

let me try MV n see how it goes
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you can choose aeon rm10 cash voucher or the doll as the gift.
victorywp
post Mar 3 2014, 08:51 AM

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QUOTE(nilambanting @ Mar 3 2014, 08:48 AM)
Hi, if i apply for Aeon Gold card, is it comes with 0% balance transfer for 6 moths? Or must apply for Watami only? Some booth still offering fridge but some booth says already discontinue, which is true? And the say the free give have to wait unit May for delivery. true?
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0% bt is for all type of aeon cc.
victorywp
post Mar 3 2014, 08:56 AM

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QUOTE(nilambanting @ Mar 3 2014, 08:51 AM)
Opps, another question, why Aeon dont have Platinum card? What will be the maximum credit limit for Gold card since i intended this card for BT?
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no platinum at the moment. but the credit limit won't be low for their classic/gold. it depends on your salary anyway.
victorywp
post Mar 3 2014, 02:35 PM

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QUOTE(nilambanting @ Mar 3 2014, 02:28 PM)
IC, because long time did not hold a gold card and the agent told me CL limit can up to max rm50,000 of 3 X salary amount. Imagine a gold card with rm50,000 CL. Look odd nowaday.
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doesn't matter whether it's a classic/gold/platinum/etc. as long as it has good features/benefits and has enough credit limit for your monthly expanses then no problem. icon_rolleyes.gif
victorywp
post Mar 3 2014, 09:05 PM

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QUOTE(lamode @ Mar 3 2014, 08:55 PM)
After all the hassle, I applied at AEON Taman Equine this afternoon.
On the spot gave me the Watami dessert voucher, but no free gift/free RM10 cash voucher...

lets see how it goes  whistling.gif
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ya, watami dessert voucher they will give. but the doll or free rm10 cash voucher is depend on their promotion period. normal time doesn't have.
victorywp
post Mar 13 2014, 09:36 AM

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QUOTE(tbheng @ Mar 13 2014, 08:46 AM)
I shared this previously...

I noticed AEON process the quarterly rebates only on 2nd of the month.
If your quarter end date is before 2nd, then you will see it on your 3rd statement, otherwise in 4th statement.
e.g. my last quarter : 18 Nov 2013 to 17 Feb 2014; stmt date : 10th; => processed on 2 Mar and posted 11 Mar.
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QUOTE(herc @ Mar 13 2014, 08:52 AM)
11 MAR 14 02 MAR 14 3% Quarterly Rebate CR 150.00

Yes it does offset the current month balance.
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thanks for the information! notworthy.gif
victorywp
post Mar 13 2014, 11:05 PM

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QUOTE(sj0217 @ Mar 13 2014, 06:02 PM)
would like to check with you guys, if Jusco member day which cards is good to be use? Watami or Aeon new credit card??

I cannot recall if spend with Aeon new credit card, there will be x4 point or x 2.5% ??
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aeon member day is 2% cash rebate with the new aeon cc.
4x point is on 10th of any month.
victorywp
post Mar 18 2014, 04:03 PM

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QUOTE(crusher @ Mar 18 2014, 01:35 PM)
guys,

does motor takaful accept AEON Watami card? as it stated in their website "We only accept credit cards issued by Malaysian Banks "
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yes, in this sense, it means cc issued by malaysia registered banks (not the bank's origin) nod.gif
so as long as you get your cc from malaysia then it's alright.
victorywp
post Mar 20 2014, 11:28 AM

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QUOTE(herc @ Mar 20 2014, 08:35 AM)
I not sure is it only me or apply to other too.

Aeon Watami does not listed in my CCRIS record, got it since Dec 2013. I have card that is newer and already in the list.
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QUOTE(ronnie @ Mar 20 2014, 10:40 AM)
Another "plus point" to apply AEON Credit Cards
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wow... means all aeon cc will not be listed in ccris? that's great! rclxms.gif
victorywp
post Mar 20 2014, 03:10 PM

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QUOTE(sj0217 @ Mar 20 2014, 01:30 PM)
Why say so this is great?? May I known any benefit that not to be listed in ccris??
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1) just in case you were unable to pay your aeon cc debts, it won't affect your ccris = no blacklist
2) aeon cc won't use up the available capacity of taking loans under your name, so you can get more cc/loans amount from any other banks
victorywp
post Mar 20 2014, 03:15 PM

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QUOTE(kelvinlzy @ Mar 20 2014, 02:55 PM)
For those who earn less than 36k a year can apply for AEON CC for their 3rd credit card perhaps?
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i think should say aeon cc for the 2nd cc and another bank for the 3rd cc.
bcs if you already have 2 cc with the lower annual income, perhaps aeon will not approve your 3rd already.
however, if aeon is your 2nd cc, the 3rd bank will not know you already have 2 cc earlier (since it's not shown in ccris) and so will approve your 3rd cc, thinking it will be your 2nd cc. laugh.gif
victorywp
post Mar 21 2014, 04:51 PM

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QUOTE(~Eveready~ @ Mar 21 2014, 04:16 PM)
Guys, I activated my Watami card in early March, so does the 3% cash rebate period counts from Mar, Apr, May as first quarter or counts from calendar quarter - Jan, Feb, Mar?

I asked CS this morning they said it starts from my activation month, NOT calendar quarter, true ah?
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starts from approval date, not calendar quarter.
victorywp
post Mar 24 2014, 11:21 AM

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QUOTE(~~5ive~~ @ Mar 24 2014, 10:30 AM)
Hi all,
1) If i have main and supp card, web access wise, is it using 2 username and 2 separate password for login? Or it is still maintain under the same account?

2) Watami cc can earn points and cash rebate (if more than 3k spending per quarter) for petrol right? Because i think i read somewhere here saying that no point given for the normal aeon card.

Thanks in advance
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for watami cc, every other transaction (except petrol) will be entitled for points and 3% cash rebate (if more than 3k up to 5k).
victorywp
post Mar 24 2014, 02:59 PM

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QUOTE(DarReNz @ Mar 24 2014, 01:32 PM)
so if you have swiped 5k on the first month then you have to use ocbc titanium for the rest of the 3 months where places doesn't accept amex  nod.gif
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unless one has frequent big purchase and aeon watami is never enough, otherwise i think not so worth to maintain ocbc tmc just for this purpose (unless ocbc will still absorb the rm50 gst). use mbb2master or mbb2visa is sufficient. although much lower in benefit but at least no need to incur additional gst.

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