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Credit Cards AEON Credit Cards, By AEON Credit Services

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victorywp
post May 9 2014, 12:38 PM

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QUOTE(Human Nature @ May 9 2014, 12:29 PM)
SMS:
You are selected to get 5% rebate @ aeon big / aeon stores / petrol from 9-13/05 with min RM300/day. Capped @ RM15 / card. Visit ACSM web for T&C
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i received this too...
victorywp
post May 9 2014, 01:29 PM

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QUOTE(Human Nature @ May 9 2014, 01:05 PM)
http://www.aeonmalaysia.com.my/acs/af/aeon...&rootChannelId=
Spend minimum RM300 (accumulative) at any of the following categories (in Malaysia) to entitle for 5% Cash Rebate:
 
a) ÆON Stores
b)  ÆON BiG
c)  Petrol Stations
mad.gif
Total of RM 15,000 cash rebate is available during the campaign period based on a FIRST-COME-FIRST-SERVED BASIS with RM 3000 cash rebate allocated per day, based on first 200 Cardholders daily.
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lol uob style... not falling into it...
victorywp
post May 9 2014, 08:40 PM

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QUOTE(MNet @ May 9 2014, 07:35 PM)
http://younique.alliancebank.com.my/faq.ph...ion=credit_card

alliance card is better 3%
2,001-3,000 3.00%

Aeon watami petrol dont have rebate. but alliance have 3% also
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it's tier-based as i have posted long time ago. you only get 3% for expenses in between 2k to 3k. means if you spend 3k, you don't get 3% for all 3k. bcs you don't get 3% for the first 2k, only the last 1k entitled for the 3%.

This post has been edited by victorywp: May 10 2014, 08:55 AM
victorywp
post May 10 2014, 09:00 AM

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QUOTE(nescheez @ May 10 2014, 03:19 AM)
How could I never hear this watami voucher + 3% rebate card !? Almost miss out if wasn't victorywp mention it in m2card thread (huge thanks)
Gonna get one to get rebate for my insurance !

Current combo HLB Wise + HSBC Mvisa power
Gonna replace HSBC with this watami !
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you are welcome... maybe bcs you seldom come to this forum? smile.gif

anyway, just another news to you that pbb launched a new cc with 6% on grocery, dining, and online transaction. also has free complimentary ppl with conditions.
victorywp
post May 10 2014, 11:58 PM

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QUOTE(leo_kiatez @ May 10 2014, 11:45 PM)
Hi victoryywp, which pbb new cc 6% do you referrring to? can you share us more info? Didnt notice any new cc promo under their PBE website..biggrin.gif
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you may refer to this link for more information: https://forum.lowyat.net/topic/3219080
victorywp
post May 11 2014, 11:31 PM

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QUOTE(nescheez @ May 11 2014, 09:18 AM)
Yes, new to forum & blog.
Currently 200 for medical and 300 for saving. Recently considering getting another saving plan about this HLB "ever gain" but not sure will it charge under retail insurance and get the 3%.
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i think everyone is shocked with your insurance. is it really rm500 per year? my own insurance (not including provided by company and not including my wife's or children's) is already more than rm10k per year. blink.gif shocking.gif

This post has been edited by victorywp: May 11 2014, 11:32 PM
victorywp
post May 13 2014, 01:54 PM

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QUOTE(DarReNz @ May 13 2014, 01:32 PM)
do u mean if u use the watami card at places that don't accept amex along with your insurance charged to it, you still not able to hit 3k in 3 months ?
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if his annual insurance all due at the same quarter, then it's still difficult for him to achieve every quarter.
victorywp
post May 13 2014, 01:57 PM

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QUOTE(MNet @ May 13 2014, 01:33 PM)
u can pay in advance for ur insurance to get 3% cash back
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this can be one of the way to separate the insurance policies to be paid in different quarters.
victorywp
post May 13 2014, 06:02 PM

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QUOTE(DarReNz @ May 13 2014, 05:43 PM)
ok i have 2 insurance with one over 3k and another slightly below 3k and they are a month apart which will fall into one of the quarters, guess for the extra 1k i will just get points
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perhaps you may pay in advance (1 or 2 months earlier) for your first insurance so that it falls into the earlier quarter.
victorywp
post May 13 2014, 09:34 PM

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QUOTE(DarReNz @ May 13 2014, 09:24 PM)
well for auto debit annual insurance you can't control the dates as they charge it on your anniversary date
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if you really want the 3% rebate, then you need to change your auto debit to manual (only for that one policy) and pay earlier in advance.
victorywp
post May 14 2014, 12:19 AM

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QUOTE(DarReNz @ May 13 2014, 10:48 PM)
i noticed the difference is RM30 but probably driving to Menara GE to swipe & back probably would cost that much  hmm.gif
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menara ge is the nearest to your place? how about other ge branch?
victorywp
post May 14 2014, 12:16 PM

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QUOTE(DarReNz @ May 14 2014, 11:45 AM)
i doubt subang jaya has one
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go to klang laugh.gif
victorywp
post May 14 2014, 05:29 PM

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QUOTE(DarReNz @ May 14 2014, 04:48 PM)
i just checked my 2nd statement and it doesn't show the 1k points as well gonna call CS too
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i just checked my birthday treat rm30 said will be direct credited into statement (replacing the usual birthday voucher) also doesn't have. vmad.gif mad.gif
victorywp
post May 16 2014, 04:51 AM

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QUOTE(zr125 @ May 15 2014, 05:54 PM)
If want to apply this card, we cannot have more than 2 other's bank cc?
I saw in TnC..
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QUOTE(zr125 @ May 15 2014, 09:44 PM)
Is my statement correct? Haha. We cannot hold more than 2?
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any banks also will have this rule that one cannot have more than 2 other banks' cc IF one earns less than rm36k pa.
victorywp
post May 19 2014, 09:27 PM

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QUOTE(dun_panic @ May 19 2014, 05:55 PM)
Just got this aeon card today even tho i didnt submit my latest payslip etc, lol. So any issue about this card?
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normally aeon just use your epf statement to apply for your cc. no issue, a good card, especially the aeon watami card.
victorywp
post May 20 2014, 10:00 PM

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QUOTE(DarReNz @ May 20 2014, 07:23 PM)
So the best is to make one large purchase then just before payment due date BT for 6 months 0 interest to another cc so can enjoy paying it after 6 months ?
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yes, but provided that large purchase is a need (not purposely for bt) and you have enough cl in the cc for bt.
victorywp
post May 20 2014, 11:44 PM

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QUOTE(bee993 @ May 20 2014, 11:29 PM)
If I do BT from mbb say 6k to this card, 6month mean 1 k per month.no kena any interest de rite? 6k pay 6k only?

Then the 6k eligible for 3% rebate?

Another question is if CL is 10k, after BT 6k still left 4k CL or 10k?

Regardless of CL limit and BT, my spending still got 3% CB or not? Thx in advance
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yes, 6k pay 6k at 1k/month.

6k bt no 3% but can accumulate aeon points.

after 6k bt, 10k cl will become 4k.

your spending still have 3% cb for your transaction (except petrol) using the card (but not bt).
victorywp
post May 21 2014, 11:13 PM

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QUOTE(MNet @ May 21 2014, 10:59 PM)
if go to branch pay no extra charges?
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pay at the cdm at branch no extra charge.
victorywp
post May 21 2014, 11:54 PM

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QUOTE(MNet @ May 21 2014, 11:17 PM)
how to know when will aeon pay for the cash rebate 3%?

how to calculate the paid date?
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quarterly basis starts from your approval date.
victorywp
post May 22 2014, 12:19 AM

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QUOTE(DarReNz @ May 22 2014, 12:12 AM)
so u can continue to use your watami cc without any charges on it after BT from amex unlike citibank and hsbc ? equal installment means total amount divided by 6 months ? am gonna make a large amount to ocbc titanium then can consider BT to watami next nod.gif
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but you need to make sure your watami cc has a credit limit of at least 20% higher than the amount you swipe in your ocbc. and if you are going to swipe your watami cc for other things besides doing bt, then you need to have much higher than 20%.

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