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Credit Cards AEON Credit Cards, By AEON Credit Services

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victorywp
post May 22 2014, 12:21 AM

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QUOTE(DarReNz @ May 22 2014, 12:17 AM)
normally u wait 2 weeks after the transaction done only BT right since it will take 14 days ?
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you can only bt to aeon watami when the transaction is shown in your ocbc statement. means the bt is based on your statement. you can only bt after you receive your statement as you need to submit with your bt form application.

This post has been edited by victorywp: May 22 2014, 12:22 AM
victorywp
post May 22 2014, 12:31 AM

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QUOTE(DarReNz @ May 22 2014, 12:27 AM)
may I ask why 20% ?
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it's around 20% bcs you can only do bt using 80% of your credit limit.
victorywp
post May 22 2014, 12:43 AM

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QUOTE(DarReNz @ May 22 2014, 12:35 AM)
hmm I check the amount I wanna charge is about the same as the watami cc limit so I need to increase temporary limit to do this ?
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i'm afraid you have to do so...
victorywp
post May 22 2014, 10:15 AM

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QUOTE(leo_kiatez @ May 22 2014, 09:35 AM)
What is the reason that can be given to temporary increase CL? Can we tell them is due to BT? Or need to give better reasons??  biggrin.gif
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the best reason is for medical or traveling. of course cannot say is for bt. laugh.gif
victorywp
post May 22 2014, 04:31 PM

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QUOTE(MNet @ May 22 2014, 04:19 PM)
How to know when is my card approval date?

approval date=activated card date?
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the approval date is written in your statement.
victorywp
post May 22 2014, 05:18 PM

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QUOTE(leo_kiatez @ May 22 2014, 05:14 PM)
But will they void the transaction if found out usage is not per mentioned.lol tongue.gif
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once they lift up the credit limit, then you can swipe whatever you want... nod.gif
victorywp
post May 23 2014, 09:25 AM

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QUOTE(DarReNz @ May 23 2014, 09:14 AM)
ok cos I thought u will be transferring the amount to another cc so u have to wait till u receive 1% rebate ?
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you can only do bt to watami when you receive your ocbc statement (so no problem receiving 1% rebate from ocbc). the transferring means aeon will pay your ocbc outstanding amount (pay on your behalf). so now you owe aeon instead of ocbc.
victorywp
post May 23 2014, 05:41 PM

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QUOTE(edwardccg @ May 23 2014, 04:48 PM)
RM0.00 AEON CREDIT CARD: Double Rewards! Enjoy 5% Rebate@AEON BiG on 28May14(NO CAPPING)&5% Rebate for Petrol on 25May14(Capped at RM50)!Visit AEON Web for T&C.

It is nice that aeon remind me not to pump petrol using amex tmr since my amex quota already maxed out smile.gif
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i think if we swipe for tng reload at petrol station also can entitled for the 5% rebate... right? hmm.gif
victorywp
post May 23 2014, 05:55 PM

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QUOTE
RM0.00 Goal!Goal!Goal! Watch the World Cup live fm ur home/HP.Get 5% rebate when purchase TV/HP at AEON BIG with ur AEON Credit Card.From 24/5-3/7/14 T&C apply

victorywp
post May 23 2014, 09:13 PM

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QUOTE(cfc @ May 23 2014, 06:25 PM)
is the 5% petrol rebate (on last sunday every month) also eligible get the quarterly 3% rebate ?
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no, petrol only get 5% on the last sunday only. petrol is not entitled for 3% clearly mentioned in their t&c.
victorywp
post May 24 2014, 10:45 AM

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QUOTE(MNet @ May 24 2014, 10:19 AM)
online how to check the statement due date?
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statement due date is always on 2nd of every month and it cannot be changed.
victorywp
post May 24 2014, 01:15 PM

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QUOTE(MNet @ May 24 2014, 11:25 AM)
it mean every one is same?
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yes, and statement date is 10th every month for everyone.
victorywp
post May 26 2014, 11:16 AM

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QUOTE
RM0.00 AEON Credit: 30% OFF on admission to SUNWAY LAGOON with AEON Credit Card.Promo til 21/11/14.Visit www.aeonmalaysia.com.my to view other offers.T&C.

victorywp
post May 27 2014, 10:17 AM

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QUOTE(Ricky300 @ May 27 2014, 10:10 AM)
Thinking to apply this card to use their BT service.

Mind to tell roughly how long it takes to proceed the application?
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depends where and when you submit your application. average still around 2 weeks.
victorywp
post May 27 2014, 05:20 PM

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QUOTE(cybpsych @ May 27 2014, 05:16 PM)
just back from talking with Prudential agent (a friend), he recommended a quite decent coverage with premium of RM1k/month.

finallly now i have a reason to use Aeon Watami card: new insurance policy.

seeking some suggestion: would it be best to pay the premium on quarterly or monthly basis...using Watami card?

Monthly premium payment:

My plan is to get the card first (~2 weeks), then get the insurance (another 2 weeks). hope the 1st premium charge is within 1st month of watami card too, so that i can sync the RM3k/quarter spending.

I need to pay extra RM1x3 months for bill payment from M2U -> Aeon.

Quarterly premium payment:

Basically no need to worry if the particular quarter has hit RM3k, cuz once the premium kicked in, it'll automatically entitle me the 3% cashback.

I only need to pay RM1 for bill payment.
any suggestions? smile.gif much thanks!
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did your prudential agent friend calculated the price difference of the premium based on annually/quarterly/monthly? some insurance company charges 7% higher than the annual amount if you choose to pay quarterly or monthly.
victorywp
post May 27 2014, 05:33 PM

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QUOTE(cybpsych @ May 27 2014, 05:25 PM)
ah didnt know there's a difference, if any.

When i mentioned the possibility of paying quarterly (Aeon Watami! icon_idea.gif), he mentioned to pay RM3k, so i think it's same between monthly or quarterly.

I'll ask again. Also wanted to know from him what is the auto-debit schedule for monthly/quarterly payment. If it's based on specific date, then at least i can plan out the card's registration.
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if that's the case, it simply means that if you pay annually then the premium will be cheaper than rm1k/month. nod.gif

yes, the main issue is the price difference between annually premium vs quarterly/monthly. i'm afraid that it won't be any worth for you if you don't choose to pay annually (meaning that when the quarterly/monthly is more than 3% of annually). icon_rolleyes.gif

others are just minor issues which i believe you can handle well. wink.gif

This post has been edited by victorywp: May 27 2014, 05:35 PM
victorywp
post May 28 2014, 10:31 AM

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QUOTE(cybpsych @ May 28 2014, 07:46 AM)
question about new application: if I submit the form at HQ (menara olympia), is there EPF kiosk there to print out the statement?
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i not sure exactly but i believe there is.
why? because everywhere in aeon or aeon big where you can sign up for aeon cc, there surely have one epf kiosk beside their booth. i believe that's a must for them since they don't take your salary slips. anyway, the main concern is whether the epf kiosk is working or not when you are there. lol...
victorywp
post May 28 2014, 10:01 PM

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QUOTE(sj0217 @ May 28 2014, 09:45 PM)
Opps, this is watami point  biggrin.gif
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how many points for rm30 voucher?
victorywp
post May 29 2014, 09:28 PM

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QUOTE(RokXIII @ May 29 2014, 07:51 PM)
I have a question here, let's say I have swiped my watami card today, does it mean I have to pay the minimum amount (or even pay full) before the due date on the 2nd of next month?
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if you swipe today, it will be in your next month (10th june) statement and you need to pay before 2nd july.
victorywp
post May 30 2014, 09:46 AM

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QUOTE(wengherng @ May 29 2014, 10:41 PM)
For Prudential, as far as I know, there is no difference whether you pay monthly, quarterly or annually.
For Great Eastern, though, they charge a 7% additional surcharge for monthly premiums, compared to annual.

I speak from personal experience, as currently I have both.
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i think it's based on your insurance plan instead of insurance company.
i have more than 5 policies under my name with different insurance companies.
although i have some different insurance plans are under the same insurance company, but only one of the plan can be paid either monthly/quarterly/annually without additional surcharge.

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