Hm, okie dokie. Thanks yea.
Will there be any case that they bank in the lesser amount of what you borrowed, but they require you to pay the full amount?
Loans & Scholarships PTPTN Thread, Face problem or queries? Head here
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 Aug 20 2007, 09:24 PM
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Senior Member
2,381 posts Joined: May 2005 From: Narnia 
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Aug 21 2007, 01:42 AM
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Junior Member
145 posts Joined: Dec 2006 
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how much loan did you all got from ptptn? minimum, partial or full? i'm quite worried about this...lets say my dad salary around 5k, how much can i get? thx!!!
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Aug 21 2007, 12:46 PM
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Senior Member
2,381 posts Joined: May 2005 From: Narnia
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It depends actually.
The lower your family's income is, the more you can get.  |
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Aug 21 2007, 12:56 PM
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Senior Member
6,657 posts Joined: Jul 2006
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QUOTE(lilballa @ Aug 21 2007, 01:42 AM) how much loan did you all got from ptptn? minimum, partial or full? i'm quite worried about this...lets say my dad salary around 5k, how much can i get? thx!!! hav to look at ur household income if ur mom oso working , siblings working.... 5K i think kinda difficult to get, get oso half or partial. QUOTE(doinkz_gaara @ Aug 21 2007, 12:46 PM) It depends actually. there is only full, half or partial ( this one i oso not sure coz some claim theirs is partial, which may be Half actually). no depends....The lower your family's income is, the more you can get. |
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Aug 21 2007, 12:59 PM
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VIP
2,450 posts Joined: Sep 2005
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there are 3 actually.
for salary below 2k or 2.5k, you entitled to full (let say 16k) 2/2.5 to 4/5k(iirc), you get partial (13k) more than that, least (10k) applied on private institution |
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Aug 21 2007, 01:51 PM
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Senior Member
2,702 posts Joined: Dec 2004 From: P8X-86A
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Hello may i know how much is the interest rate of the PTPTN loan?
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Aug 21 2007, 03:59 PM
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Junior Member
88 posts Joined: Jul 2006
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I think its based on the time your going to finish the debt though.
I you pay faster,cheaper you'll get. Maybe.That's what I've heard. |
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Aug 21 2007, 07:15 PM
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Staff
72,892 posts Joined: Sep 2005 From: KUL 
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QUOTE(nightzstar @ Aug 21 2007, 01:51 PM) Hello may i know how much is the interest rate of the PTPTN loan? 3% now.Initially it was 4% when it had first class honours conversion to free loan, after it was abolished in July 2005, it had reduced to 3% now. This post has been edited by fruitie: Aug 21 2007, 07:16 PM |
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Aug 21 2007, 07:24 PM
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Senior Member
3,657 posts Joined: Jan 2003
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as i calculated, it's around 2.8xxx%...... correct me if I was wrong... thx
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Aug 21 2007, 07:27 PM
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Senior Member
6,657 posts Joined: Jul 2006
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QUOTE(sam240 @ Aug 21 2007, 07:24 PM) as i calculated, it's around 2.8xxx%...... correct me if I was wrong... thx it is 3% pa calculated monthly basis, if u pay month or pay more, it wil not be 3% pa, slightly less |
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Aug 21 2007, 07:32 PM
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Staff
72,892 posts Joined: Sep 2005 From: KUL
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QUOTE(sam240 @ Aug 21 2007, 07:24 PM) as i calculated, it's around 2.8xxx%...... correct me if I was wrong... thx I'm not sure as this is what I saw from the agreement.  |
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Aug 21 2007, 07:34 PM
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Senior Member
3,657 posts Joined: Jan 2003
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I calculate myself, and each month can get similar close to the interest which charge on me....
just check....it's 2.808%  |
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Aug 21 2007, 07:45 PM
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Senior Member
2,896 posts Joined: Nov 2005 From: Criminal Underworld
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Actually when we need pay back PTPTN loan? i already stop my PTPTN loan since 1 year ago lo as i further study at other college..
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Aug 21 2007, 08:27 PM
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All Stars
17,053 posts Joined: Jan 2003 
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you need to pay it back once you start working la
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Aug 21 2007, 08:30 PM
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VIP
2,450 posts Joined: Sep 2005
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QUOTE(Darkmage12 @ Aug 21 2007, 08:27 PM) you need to pay it back once you start working la one of the option which enables you without being charged with interest (6 month time period after your agreement end), after that 6 month from agreement, interest start counts. |
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Aug 21 2007, 09:13 PM
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Senior Member
2,896 posts Joined: Nov 2005 From: Criminal Underworld
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stevanistelrooy, what u mean by "6 month time period after your agreement end"?
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Aug 21 2007, 09:16 PM
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VIP
2,450 posts Joined: Sep 2005
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QUOTE(uhlaw @ Aug 21 2007, 09:13 PM) stevanistelrooy, what u mean by "6 month time period after your agreement end"? QUOTE Soalan 10: http://www.ptptn.gov.my/c/portal/layout?p_l_id=PUB.1.110Bolehkah saya membuat bayaran balik ansuran bulanan lebih awal iaitu sebelum 6 bulan dari tarikh mula bayar? Jawapan: Bayaran balik lebih awal adalah digalakkan. Bayaran balik yang dibuat sebelum dari tarikh mula bayar tidak akan dikenakan kos pentadbiran. Manakala bayaran ansuran yang dibuat selepas tarikh mula bayar akan dikenakan kos pentadbiran. and sorry..not interest..administration cost |
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Aug 22 2007, 03:33 PM
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Senior Member
2,851 posts Joined: Jan 2003 From: KuAlA LuMpUr
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uh , hello there guys
i'm like currently in form 5 . and i was curious on how the new ptptn system works with the creation of the sspn thing thanks in advance |
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Aug 22 2007, 04:19 PM
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Senior Member
3,657 posts Joined: Jan 2003
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hehe.... administration cost = interest aka service charge...
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Aug 22 2007, 08:27 PM
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All Stars
17,053 posts Joined: Jan 2003
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if i pay up before the 6 months i only pay the money they loan to me right? without any extra am i correct?
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