Edited : Internet problem

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Added on August 20, 2007, 2:39 amAnd thanks alot! =) Hehe, my mom was kinda worried that it doesn't have bank book.

This post has been edited by doinkz_gaara: Aug 20 2007, 02:39 AM

It was implemented when I first applied for the opening account in CIMB (last time known as BCB) in 2004, I got worried too but the officer told me the ATM card actually plays a role as the saving account book too and they don't provide the users with that book anymore. Initially, it was very troublesome to me as I need to check my balance from the ATM until I registered for online banking last year and now everything is just a click away.

I think it is trying to be environmental friendly, imagine how many trees have to be cut down to accommodate the increasing number of account holders?
This thing was also implemented for Maybank. Unfortunately, I'm one of the customers who doesn't have the account book but the online banking is more than enough.

This post has been edited by fruitie: Aug 20 2007, 02:47 AM

you should still be able to apply for it. contact PTPTN or your college's advisory panel for more information

Any one heard any news any fren/relatives being chased after for not paying back PTPTN after graduate? i mean in terms of legal letter or warning letter...

JESUS fk CHRIST .. its less than RM200 a month. pay the damn thing already !!

y got so furious ?

Just got into a row with my mom. She doesn't believe about the online banking thingy, gahhh.She say not safe yada yada. ARGH! Moms! And now she doesn't want to fetch me to the bank. RAWRRRRRRRRRRRRR, but got my dad to help me instead

izzit true we can`t apply PTPTN without SSPN account ? i hear my friend said 1

what is SSPN ?

This post has been edited by ongbilly_1: Aug 20 2007, 03:36 PM

uhm
a question here
does that means ptptn banks in straight to your OWN bank account(for you to pay your sem fees)
or directly to the college's account?

thanks

For mine right, they banked into my bank account that I've opened for the PTPTN itself.

http://www.ptptn.gov.my/web/english/FAQ-english/SSPN

both applied.
sometimes, they will directly bank into your bank account. You have to do manual payment to your college/Uni.

another one, they would bank in around 70% of your fees for that semester to your college account, the remaining to your bank account. If the fees paid to your college/uni is not sufficient to cover tuition fees, you need to use that 30% that are banked into your account and do manual payment.

Mine approved....My applications is on the Jan 2007 and i received my first payment on april...Now i want to know the next payment...

How do we know whether they banked in 70% yea?
Cause my 1st payment was less than what I am supposed to get if my calculations are correct. o_O

Can I still apply for the loan?? Im now in Year 1 sem 2.

Another thing is, why is CIMB Bank the only choice for my application? Is it only me or it is my Uni??

This post has been edited by creap: Aug 20 2007, 07:26 PM

from my own experience of loaning 13k/year

for the 1st semester, they will bank in around half of the amount, which is ~6k
in which 4k bank it to your college/uni account, the remaining balance to your account.

while on 2nd semester, you will either receive none, or about 2k

the last sem, you will receive the remaining balance.

always check with your college/uni account of yours regarding the payment of PTPTN
check your bank balance too. make sure everything are in order.

thx alot mate..i thought i wouldnt be able to get it as i miss it earlier...

Yep! XD
I think it's your Uni geh.
My college also specified for CIMB. O_O

So I think I should consult my college right whether did PTPTN banked in for them as well?

Yeap.
If your college/Uni have online finance kiosk for student to check payment of tuition fees etc(like MMU), you guys can view it directly from the site, as the payment is deducted directly from the $ that you owe them(college/Uni)

Haha, mine small college only. IACT.
But the lady did not tell me anything bout whether will PTPTN bank in to them as well. Fuh~

Cause I got 24k for 2 1/2 years and my first payment is around RM3.9k only.

Yes, you will receive payment not all in 1 time.
They divided it into few portions. And usually, first payment, you are deducted around RM100-200(iirc) for some processing fees. Other than that you should not worry that much. Just calculate by the time you are going to graduate whether the amount you applied same with the amount you received.