Happy new year to all fellow UT investors

Happy New Year to all.. Happy Investing in 2013!

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Added on January 1, 2013, 9:21 amHwang Select Opportunity OR Hwang Select Dividend.. which will you guys choose?

This post has been edited by Kaka23: Jan 1 2013, 09:21 AM

Simple, just decide based on your risk tolerance and portfolio strategy. IF u were to buy Asia Quantum too, I'd go for Select Dividend.

Still buying heavily exposed local fund?

KLCI hit all time high for 2012.

Mine around 6-7% locally for equity fund. 20% exposure to china though.

Happy new year to all.

Speaking of risk tolerance, it's scary to see how my first investment was a level 1 risk (AmDynamic) and my 2nd investment took a huge leap to level 10 (AQ). Not sure if it's healthy

That doesn't define you risk appetite. It's more like portfolio balancing.

You need some bond funds or other conservation instruments to have a balanced portfolio.

Bro, build a portfolio, and let it run on "autopilot" with regular review. Then, drop in 1-2 funds should not worry u as it would be offset by gains from other funds.

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Added on January 1, 2013, 11:00 amMine just at bare minimum RM1K. Will only top up after GE. But its profit has been raking up nicely recently.

This post has been edited by Pink Spider: Jan 1 2013, 11:00 AM

This is for wifey portfolio. With FSM she has Kenanga Growth and Bond. So thinking either Slect Dividend Or Select Opportunity that hv 30% Asia ex-Japan exposure.

I recommend that u take a loot at Pacific Global Stars.

Don't think I'll be investing in any bond funds anytime soon. Satisfy with AmDynamic. I noticed that my portfolio still lacks China and US exposure.

So any suggestions what should come after:-

AmDynamic
Asia Quantum (plan to average down this)

This post has been edited by TakoC: Jan 1 2013, 11:50 AM

Eastspring Investments GEM Equity
Pacific Global Stars

When u got all that, add on OSK-UOB Emerging Markets Bond and/or Hwang Select Bond

You still recommend OSK-UOB EMB?

In my portfolio, this is the worst performing fund. No offence but I start to lose faith; maybe because of global equities rebounded.

EMB drop alot when you went in?

My average unit cost price is 0.5359 and didn't do much of DCA.

Paper gain is 1.60% and NAV doesn't swing much and relatively within range bound of 0.5350 to 0.5450 for quite sometime.

Well... this is a bond fund. Expectation 5 - 7%pa I guess. Anything more than that will be a bonus. Maybe give it 1 - 2 years and see..

I was going to say Eastspring Investments GEM Equity don't look really attractive too.

Agreed, i had some buy into it not recommended, as return not promising well as investment depend on timing u buy in low n sale in high. i bought it twice and what i can say is this fund performance so so only. unless u buy during in record low

Timing problem. Mine having IRR of 9.5%.

Tips - Buy in when equities are going UP

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Added on January 1, 2013, 8:23 pmMy IRR for EI GEME is currently at 6.2%. For EM equities, u really gotta look long-term.

This post has been edited by Pink Spider: Jan 1 2013, 08:23 PM

Your average price for OSK-UOB EMB must be relatively low.

Seems like your guess is pretty accurate that I may have bought it at a relatively peak NAV.