Good checked in. Looking forward to gain knowledge and share point of view here

Not really I am holding several China fund still in red

which fund ? if your selling price is greater than purchase price - sales charge then why not. as long as untung

This post has been edited by aoisky: Dec 10 2012, 11:36 PM

NO. what i mean is if your UT is in earning state you can consider sale it or pt it in long term.

China Fund Ka

Agreed once it reach more than 10% pa per average than i would sell consider good income already in UT.

may i know your long term investment is how long ya ?

mind to share your fund pick ?

IC. don't tell me you haven't sale any of your UT fund invested till today

All under CIMB. Good return ? CWA UTMC ?

panic sale during 2010, did you still manage profit ?

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Added on December 11, 2012, 9:00 pmYour Fund Movement referring to ? how you define fund movement ?

This post has been edited by aoisky: Dec 11 2012, 09:00 PM

just concern bro who know your panic sale still manage some profit lerr. -20% only, during that time economic downturn sure all in red lo, as you know UT mean for long term investment i wonder why you are impatient 2 years only already desperate sale.
if say you keep it instead of sale would it be different ?

i c. any charges for switching in between these two fund ?

say if i sale my SB how may i utilize the 0.5% ?

This post has been edited by aoisky: Dec 12 2012, 11:01 PM

yes understood. my question is what if i sale my SB without performing any further switching after i switch from AQ to SB. my credited 0.5% how to utilize ?

huh... redirect me to main page wor.
hm not helpful ... well i guess the answer is switching from AQ to SB and then sale SB i will never utilize the 0.5%

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Added on December 13, 2012, 12:56 amsay for example AQ (SC=2%, min investment = RM 500) and SB (SC=1.5%, min investment = RM 500) both NAV price at 1.000 and I have RM 1,000 to invest.

scenario a
buy AQ lump sum RM 1,000.00

purchase prc units nav invest amt sc % sc amt
RM 1,000.00 980.39 1.0000 RM 980.39 2.00% RM 19.61

then switching from AQ's RM 500 to SB

purchase prc units nav invest amt sc % sc amt
RM 480.39 480.39 1.0000 RM 480.39 2.00% RM 19.61
RM 500.00 500.00 1.0000 RM 500.00
RM 980.39

scenario b
buy AQ and SB evenly RM 500.00 each with my available money

purchase prc units nav invest amt sc % sc amt
RM 500.00 490.20 1.0000 RM 490.20 2.00% RM 9.80
RM 500.00 492.61 1.0000 RM 492.61 1.50% RM 7.39
RM 982.81 RM 17.19

correct me if i m wrong, your method / strategy of purchase AQ switch to SB have slightly losses in term of initial investment value and let say i sale my SB with performing further switching. slightly disadvantages.



This post has been edited by aoisky: Dec 13 2012, 01:04 AM

if u no perform any switching from SB fund to other equity fund you wont get back your 0.5% right ?

btw what is normal price for AQ?

This post has been edited by aoisky: Dec 14 2012, 10:43 PM

No bro you read back may statement what i mean is, from your available $ you allocate 50% to AQ and 50% to SB may save your SC charge compare to 100% dump to AQ than switching to SB. if you forgotten to switching SB to other equity fund you may loss 0.5 %.

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Added on December 14, 2012, 10:44 pmwrongly type my statement, revised already

promotion apply to selected fund only right ?

This post has been edited by aoisky: Dec 14 2012, 10:46 PM

So you are averaging down your Hwang Asia Quantum Fund NAV right ?

in my consideration list of fund but d nav price quite high now