If you have 6k to spare per annum, 3k in prs and 3k in sspn will maximize your tax relief and return

This post has been edited by AIYH: Mar 8 2017, 07:58 PM

Ok thanks! Good move!

Btw which fixed price fund are we referring to?

ASW2020, ASM, AS1M for non bumi. For bumi ASB, ASB2

sorry wrong thread

This post has been edited by Kaka23: Mar 9 2017, 09:29 AM

No such thing. Whether a fund distribute dividend or not, it does not matter. Why? Say a fund give 10% dividend, the NAV drop by 10% also. That's how it works all over the world. So those agent which tell you oh my fund give 10% return, ask first in dividend or performance.

What matter is whether the fund can perform or not.

This post has been edited by Ramjade: Mar 19 2017, 09:07 PM

Do you think TA Global Tech still a good investment at this time?

Well you can buy little instead of lump sum. Buy the min amount. Keep for other time.

For me, I am not buying anything.

thanks

Rhb Asian income giving negative return. Is it still good to invest?

something to ponder about....
up to you to decide.....


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Very interesting. U r right I shouldn't worry bout short term drop

First time into this unit trust. Other than choosing the right trust to invest on, what else should we do after investing? Or just basically put in the money and wait it grow/lost?

Thanks sifu!

I hope you got the meaning of "right" there right. some people don't.

well for me, I will just wait for it to grow, not just grow, but grow in tandem at the rate that is almost similar, similar or better than it peers of similar mandate over a period of let says...1 yr,....if the results is within the same as its peers, then I will monitor it for another year, else I will monitor it in another every 6 months......
if after 2yrs it is still not as good as it peers...I will decide the dump it off....not just for its performance but maybe for its volatility that is not my cup of tea.

you can use till to check.....
http://my.morningstar.com/ap/quickrank/default.aspx

btw, are you just buying 1 or 2 funds or setting up a whole portfolio?

Erm my understanding from a day searching, basically I put in money via a bank (HLB in my case) to the desire fund I want (let's say Eastspring), then after this all I can do is wait it matured to get the profit or loss the lumpsum if it doesn't grow well by end of maturity. Is this the way how it works?

Yes. Research a fund before buying. Moniter the fund every 6 months or every year. You got 2 choice. Lump sum. Or disperse the money slowly. Also, say if the fund have hit, say10% return, you can withdraw all/just the 10%.

There's no maturity as you can withdraw when you like.

I see. But in what way do they return us? Eg. for FD, the return is the interest p.a of your total in FD. How about UT? Is it by daily accumulation or multiply with the percentage at the point I withdraw?

Is it possible for me to do all these via online banking method or need over the counter?

This post has been edited by Zyi: Mar 29 2017, 01:30 PM

Performance of the fund (amount of units x NAV of fund).
Can do from counter or online. If counter you pay 5.5% service charge. If online you pay 2% service charge if you use Fundsupermart Malaysia

You can check out FSM MY thread for more details
https://forum.lowyat.net/topic/4193169

most of them list here may help....
https://www.google.com/?gws_rd=ssl#q=fund+m...ysia&*&spf=1441

try contact them

See here for suggestion https://forum.lowyat.net/topic/4193169