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Fund Investment Corner v3, Funds101
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SUSDavid83
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Nov 10 2014, 08:37 PM
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Even your fund account number has zero unit, that fund account number will still active for 7 years. This is what has being told to me.
Currently, there's not transfer programme between PM and FSM. On top of that, I doubt such partnership or collaboration will happen in the near future.
This post has been edited by David83: Nov 10 2014, 08:38 PM
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SUSDavid83
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Nov 10 2014, 09:59 PM
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QUOTE(truelife @ Nov 10 2014, 09:56 PM) 1) To study the past performance of the fund carefully. 2) To select funds which are flexible to be switched and transferred, preferably through Fundsupermart. 3) Funds with zero or low sales charge. Mind asking which fund you invested? With the whopping SC of minimum 5.25% SC, you're already at huge loss from the very beginning as compared to FSM.
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SUSDavid83
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Nov 10 2014, 10:05 PM
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QUOTE(truelife @ Nov 10 2014, 10:04 PM) That's right. Public Mutual is a blood sucker. 5%-5.5% upfront sales charge. Yet the funds are not performing well. They claim as the biggest fund house in Malaysia but their equity related funds are not in the top 10 best performance list. Biggest doesn't mean need to be top performer.
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SUSDavid83
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Nov 10 2014, 10:09 PM
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QUOTE(yklooi @ Nov 10 2014, 10:07 PM) OK. noted. 1) past performance may not repeat, well at least there is a guide I guess 2) I think PM fund are also flexible to be switched to other PM funds. 3) unless it is a bond fund, most Eq funds has SC...of cos lower than PM,...but since you had already paid SC earlier,...why not stay for a while?  As long as it's not PCSF or other China heavy fund, it'll recuperate sooner or later; just a matter of time.
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SUSDavid83
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Nov 10 2014, 10:20 PM
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QUOTE(yklooi @ Nov 10 2014, 10:16 PM) He enter PM only last year,...even if it is PCSF or other China heavy funds.....it cannot recuperate sooner or later?  I just entered PCIF few months back...  He doesn't want to disclose the fund he has invested; thus, I just make it some lucky guess. My guess could be a local fund which invested heavily in small cap or dividend/large cap. With recent volatility on FBM KLCI, I can understand why that fund is still under water if he invested in just few months.
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SUSDavid83
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Nov 10 2014, 10:28 PM
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QUOTE(yklooi @ Nov 10 2014, 10:26 PM) oh,,,,,guess you are right. last year Small caps funds has many top superb performers.....Dividend funds had a good few years of good records too.....I was also "blinded" by greed on that too....thinking history can continue to repeat....  By the way, I don't dare to touch China related fund anymore.  On the other hand, I also made a mistake recently by investing in a dividend based local funds. The fund is still yet to break even as of today.
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SUSDavid83
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Nov 11 2014, 10:06 PM
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CIMB-Principal Declares Distributions for Four Funds| CIMB-Principal Equity Fund* | 23 Oct 2014 | 11.00 | | CIMB-Principal Balanced Income Fund | 24 Oct 2014 | 5.20 | | CIMB Islamic Equity Fund* | 6 Nov 2014 | 5.35 | | CIMB-Principal Equity Fund 2 | 13 Nov 2014 | 10.25 |
URL: http://www.cimb-principal.com.my/News-@-CI...Four_Funds.aspx
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SUSDavid83
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Nov 15 2014, 10:54 PM
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QUOTE(ragk @ Nov 15 2014, 08:17 PM) Normally, is that any charge when withdraw our fund? Usually no.
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SUSDavid83
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Nov 25 2014, 07:23 PM
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QUOTE(finlifecare @ Nov 25 2014, 06:22 PM) Some of the funds will have withdrawal charge, please check the fund fact sheets or prospectus. Didn't I use the term "most" instead of "all".
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SUSDavid83
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Dec 5 2014, 07:36 PM
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QUOTE(hafiez @ Dec 5 2014, 04:57 PM) Saya tanya apa khabar? My scap investment falls between 15%~25%. So? What answer are you expecting then?
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SUSDavid83
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Dec 6 2014, 07:54 AM
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QUOTE(hafiez @ Dec 6 2014, 01:54 AM) Why so serious? Stress muchie? Not serious but everybody should have roughly know the cause of such drop.
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SUSDavid83
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Dec 11 2014, 07:45 PM
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QUOTE(thomas_dotcom @ Dec 11 2014, 07:23 PM) Salam all dai kor here..... Newbie reporting in. Would like to ask for oppinion that is this the best time to consider investing into trust fund...?? Anytime. In fact now is the best time with global market under rout. Malaysian market is being throlled too! This post has been edited by David83: Dec 11 2014, 07:46 PM
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SUSDavid83
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Dec 12 2014, 07:57 AM
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QUOTE(eleven dragon @ Dec 11 2014, 11:15 PM) Problem is... will this bloody bath continues....and how long?  If I know that, I won't be posting here to chit chat with you. I'll be opening a public talk to earn money or best to be Jibby economic adviser. Investing in UT is not really about market timing. Market timing will give you slightly more advantage. Throughout the holding time, the fund manager may or will rebalance the fund portfolio and its lying assets to suit or ride through the market uncertainty or volatility.
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SUSDavid83
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Dec 12 2014, 12:47 PM
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QUOTE(oneeleven @ Dec 12 2014, 11:37 AM) Some newbie questions: Is getting some bond funds as a buffer a good idea now? Are prices for high grade govt bond mixes pretty stable no matter the equity scene? Is a high yield junk bond fund just as risky as equities? Personal view: Not recommended to go for local bond as an expectation of another OPR raise by H1 2015.
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SUSDavid83
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Dec 16 2014, 08:54 PM
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QUOTE(cybermaster98 @ Dec 16 2014, 02:41 PM) I invested into KGF and East Springs SC end July 2014 and my portfolio value has now dropped by about 15%. Ive also been looking at the Manulife India Equity Fund which seems to be doing well. Should i go for this? I opt to wait longer but will take this oil rout correction to go in. Personally, I think SENSEX didn't correct much. [attachmentid=4262176]
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SUSDavid83
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Dec 16 2014, 10:46 PM
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QUOTE(woonsc @ Dec 16 2014, 10:39 PM) India should benifit more right?  Net Export nation You can't escape from the global rout or correction.
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SUSDavid83
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Dec 16 2014, 10:53 PM
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QUOTE(woonsc @ Dec 16 2014, 10:49 PM) yeah.. but wont be as bad as Malaysia I guess?  To determine how bad: 1. Outflow of foreign monies 2. Currency movement
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SUSDavid83
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Dec 17 2014, 07:55 AM
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Personally for you guys who have the idea of switching, I think that it's a little late. Unless your fund is still at profitable level, switching may preserve some paper gain. Otherwise, I recommend for top up or ride through the storm. The good thing for unit trust is that fund manager may change strategy and change sector or asset allocation.
Just my two cents!
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SUSDavid83
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Dec 30 2014, 11:11 AM
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QUOTE(cybermaster98 @ Dec 30 2014, 08:51 AM) Is there a dividend for Eastsprings Small Cap fund? Ex-date is today for gross distribution of RM 0.0426 per unit
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SUSDavid83
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Jan 4 2015, 08:39 AM
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QUOTE(Life_House @ Jan 4 2015, 08:21 AM) hi, anyone can advice on Warrant ? i read in LYN threads seems the more popular are unit trust, funds, gold, forex.. is Warrant a good investment tool and why seems less popular discussed in forum here ? thx. Warrant is not part of unit trust or mutual fund investment. They're cousin of share trading. You can visit the other section: https://forum.lowyat.net/StockExchange
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