Hi guys,

I am fairly new to Unit Trusts stuff. Have been reading a lot these last few weeks on various things about it.

I think may be a little pedantic here. Whilst looking at various fees and charges imposed, I noted the phrase:

Trustee's fees: subject to minimum of RM 18,000 per annum

In examples on how to calculate expense ratio that I managed to google, only added all the relevant "percentages of charges" so to speak, and you come to a certain figure.

My question is: When does this "minimum of RM 18,000 per annum" actually apply?

Sorry if this sounds silly - can't seem to find any explanation out there.

Many thanks guys

Hi David83,

Thanks for the info.

The reason why I am asking is this:

Say if I decide to put in 10000 into a unit trust.

This unit trust has x% of annual return.

Then I decided to sell off everything after a year.

But the total earning after 1 year is, say, <18000 (just for the sake of argument)

Taking the statement "minimum of RM 18,000 per annum" literally, it would mean I will owe the Trustee money instead of earning any after a year.
This is probably just a newbie worry, like me. Just don't want to get caught in legal battle afterwards. Thought I do a thorough research and make sure I understand what exactly is involved with regards to fees and charges.

hi..im from cwa cimb..most of cimb unit trust got price discount now..
n dividend will declare by july(for syariah)

What is the difference between choosing a dividend fund vs growth fund? If someone is looking to build a passive income so choose dividend fund? Any advise?

why bad news?

can switch to other maaa

UOB Asset Mgmt launches United Japan Discovery Fund

http://www.thestar.com.my/Business/Busines...Fund/?style=biz

Sorry.. Newbie question.. Does any public mutual fund have similarity with RHB GOLD N GENERAL FUND?  Previously invested via my friend who worked in RHB, but he no longer working there.. Now I've register myself with a new public mutual acc..
Can't find it via Google.. Hope to get some answers here.. Thanks

u didn't do any transaction recently? 

then why u open account with them on the first place?   

I just doing a search regarding Amasia pacific REITs, there are 2 similar funds, any different? which one is more stable?
AMASIA PACIFIC REITS - CLASS B (MYR) 
AMASIA PACIFIC REITS PLUS

anyone invest into Prudential Wealth Gain from UOB? Pay 25k per year for 3 years, then every year can take interest up to year 15 or let the interest accumulate which is better than FD.
I'm wanna do FD only but somehow they manage talk to me this investment.
Now a bit confuse.

Hye all. Noob here.
My friend approached me and introduced about Phillip Mutual.
I asked him, its not like Im too eager to be a millionaire, but is it possible if I dump in RM1,000 this month, its gonna be RM1,200 next month.
Which means ++RM200 is already good enough for me. No need to be multiplied 2-3 times until RM3,000.
He said impossible. But 10% yearly could be. Means to get RM100, I need 12 months in unit trust for RM1,000.
Is it true what he said? Repeat, Phillip Mutual.
Or Public Mutual is much much more lucrative. Just asking by the way. Im a noob. Thanks, brothers here.

that's y I quit public mutual

what is it for so us to diy yet still need to pay agent fee without single helps from them 

Ya, agree.

Yet if PM provide online self diy portal like PMO, if they encourage their investor to diy themselves without need to go thru their agent, then PM should lower down the online service charges to encourage investors to do so

With the same charges rate, it defeat the purpose of self service platforms