FSM is running a promotion now with discounted SC on selected funds.

URL: http://www.fundsupermart.com.my/main/resea...?articleNo=4753

Blood bath is pouring today!

There's no good or right time to start investment.

People will tend to tell that the younger you start it, the better it be.

However, personally I think it's better you kick start an investment plan/portfolio once you're comfortable with it. Meaning; you already have your emergency basket and think unit trust as a long term investment.

He's aiming for higher fast return. You cannot really follow his playbook.

Eastspring Investments Growth Fund

Saving plan or insurance plan?

Get the name of the product.

This post has been edited by David83: Aug 7 2014, 04:09 PM

Since you already got the answer. Why bothering asking again?

Should I laugh or what? It's nearly flat.

Let's make some senses for KGF based on whole Bursa Malaysia performance:

Benchmark	Delta (%)
FBMKLCI	-0.22
FBMT100	-0.2
FBM70	-0.15
FBMSCAP	0.52
FBMEMAS	-0.14

If KGF has no restriction on large, mid cap or small cap, the nearly flat NAV movement could be justified from it.

Different risk type and different sector penetration. HSAQF is an aggressive fund in small cap stocks in Asia ex Japan region while CIMB Asia Pacific Dynamic Income Fund is a moderate slow grower fund that invests mainly in dividend/income based stocks in Asia ex Japan region. If I were you, it's good to take both in the portfolio.

That is more volatile compared to CIMB Asia Pacific Dynamic Income Fund even though it's Shahriah compliant fund.

Can exercise cooling period?

Yes. One fund can tied to two different agent code.

This is an example from Public Mutual.

RHB Asset Management launches new fund

KUALA LUMPUR: RHB-OSK Entrepreneur Fund, which targets companies that possess entrepreneurial characteristics, aims to achieve a return of 10% to 15% per annum over two to three years.

URL: http://www.thestar.com.my/Business/Busines...fund/?style=biz

Maybank launches first USD sukuk mutual fund

DUBAI: Malayan Banking Bhd, the country's largest lender, has launched its first US dollar-denominated mutual fund that invests in Islamic bonds.

The new fund will invest partly in sukuk issued from Gulf countries. This is rare for Malaysian funds, because there is an abundant supply of local ringgit-denominated sukuk, but demand for dollar-denominated paper has been growing.

The fund will initially be available to Malaysian investors only, although the firm plans to distribute the fund overseas as well, Nor' Azamin Salleh, chief executive of Maybank Asset Management Group Bhd, said in a statement on Wednesday.

More at: http://www.thestar.com.my/Business/Busines...fund/?style=biz

How high the risk that you can absorb or tolerate?

Risk associated with volatility and expected return.

High risk investment instrument usually has high volatility and high return/loss.

Have you set up your emergency fund?

Do you have excess cash for investment?

Define your risk-return ratio in order to seek for the best investment instrument for you. Do more readings as well.

Emergency fund is your cash reserve that you can tap to in case any bad event happen to you or your close family members; i.e funeral, hospitalization and etc.

Usually one will set up an emergency in either one of the below pattern:

1. 3-6 months of your gross income
2. 3-6 months of your net income (after deduction)
3. 3-6 months of your overall total expenses (including monthly commitment)

You're true in certain sense.

That's why I asked him earlier how much of risk that are you willing to take or tolerate?

If he has emergency fund and comfortable for investment, he can go for a high volatile investment.

Did you search properly? Eastspring Investment?

URL: http://www.eastspringinvestments.com.my/?r=about-us

Previously they used to be unit trust arm for Prudential Group.