Isn't 3.4.1 (vii) refer to interbank fund transfer?



https://www.rhbgroup.com/files/personal/cur...2019_Eng_BM.pdf

Any one try with instant transfer from other online banking and it count?

same with my bonus saver, last month top up RM500, got bonus int, this month top up RM500, said insufficient amount to qualify for bonus int. 😓

Their tnc semua lump sum include those un-related such as saving account (not current account) mixed together bcome like "dictionary" tnc..

Can be see how they lazyness how they create tnc.


Maybe can use DN play around.

That means every month need go in and withdraw to ensure achieve 2k?
If just put at there 2K min maintain (untouch) without in and out, is it still eligible?

This post has been edited by JuneResources: Oct 14 2020, 04:24 PM

Ambank's true saver can easily earn 2.25%

0.75% base interest rate for above rm5k balance
1.00% if deposit rm3k
0.50% if spend rm1k (3 transactions) using amonline/ambank debit or credit cards

This post has been edited by Kyan0411: Oct 15 2020, 09:20 AM

Base rate also needs min balance?

Less than 5k is 0.25% only

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Notice on Revision to Terms and Conditions Governing the CIMB Bank AirAsia Savers Account’s AirAsia BIG Loyalty Points Programme (“the Program”) effective 1 January 2021

Dear Valued Customers,

We hereby give you 21 days’ notice on the amended terms and conditions governing the Program. The amended terms and conditions shall take effect on 1 January 2021.

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Important Notice: Notice of Amendments to CIMB Bank Berhad and CIMB Islamic Bank Berhad’s Account(s) Terms and Conditions
-14 December 2020

Dear Valued Customers,

We wish to inform you that the terms and conditions governing the following account(s) (as stated below) of CIMB Bank Berhad [197201001799(13491-P)] (“CIMB Bank”) and CIMB Islamic Bank Berhad [200401032872(671380-H)] (“CIMB Islamic”) have been amended. The amended terms and conditions shall take effect on 5 January 2021.

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I think u misunderstood the terms

It's minimum RM2k in "fresh funds" per month, not RM2k balance

means need to deposit/transfer in money from another source that's not from an RHB account (interbank transfer, cash, cheque from non-RHB bank etc.) as per the clause in TnC. Total transfered into your account must be RM2k in that same calendar month.

When bank use "deposit" they mean actual deposit new money in, not what's already in account (that is called balance). Legally and in actual English, their TnC are correct. Just that you misunderstanding or your bank customer service didn't explain kot

You can actually see in their sample scenarios to explain how it works. Your case macam Scenario C, cos you didn't deposit RM2k so you don't reach the Save category of bonus interest.



This post has been edited by DragonReine: Dec 14 2020, 01:53 PM

Thanks a lot for your explanation.

Eventually this few months I got try about the RM2K..
Yes, you're right.. Need fresh funds RM2k per month... And only eligible for "traditional" way using Cash Deposit machine.

I even try another source like you mentioned either your from RHB account or even other non-RHB bank account "instant transfer" or "duit now", that one also not in their category. It's only the way "back to traditional" only accept for Cash Deposit counter or machine only.

🤔 Should not be. Instant transfer and Duitnow should work. Did you maintain monthly average balance of at least RM1k and deposit the RM2k in a single amount? Because I had no issues with instant transfer from other banks into smart account for salary payments.

This post has been edited by DragonReine: Dec 16 2020, 04:34 PM

Yes, I got maintain the average bal at least 1k.. Play Safe maintain RM3K..
Ok, never mind.. Wait next year I re-try again for Instant transfer and Duit now will monitor whether it is category of "Deposit" or not.

The 1.8% savings interest rate sounds good but haven't checked on what's the catch

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This post has been edited by GrumpyNooby: Dec 22 2020, 06:55 PM

Revision of Terms and Conditions for UOB Malaysia Lady’s Savings Account Bonus Interest Promotion

We have updated Clause 4 of the Terms and Conditions for UOB Malaysia Lady’s Savings Account Bonus Interest Promotion.

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https://www.uob.com.my/lsa/pdf/lsa-bonus-in...021-tnc-eng.pdf