Yes, status tracking is minimum 2 working days behind. Spend update is 2 days after posting date.

I have opened, but does not manage to link to debit card,

Could i check with you, last time when you opened it. Is it you debit card was tagged to smart account immediately or have to wait certain day only they tag it for u? Previously your existing account is saving account? As per RHB officer, saving account and current account are different product, so cant tag both together in one card, must apply separate card and have go walk to branch.

This post has been edited by Anangie: Jun 7 2020, 09:25 AM

strange indeed

Your debit card also manage to tag primarily to rhb smart acc when you open online?

nope. havent open. but it make sense i guess. spend will be from savings account previously open savings.

My original account is RHB Bonus Savers. Can't really remembered it already as few years liao. As far as my memory served me corrrectly, it is auto, maybe you wait a few days. And test a small amount online purchase a week or two later see whether they deduct the funds from which account.

Thanks for your valuable sharing.

I have Maybank, CIMB, RHB, and Ambank bank accounts.

But in terms of online banking experience, I vote for Maybank. Less problem even during peak hours. You can even register your Tabung Haji, and ASB account inside the apps. So easier for you to transfer money there.

CIMB - Their online banking become worse from month to month. Even BSN also less problem nowadays. Thank god I have change job and current company is not using CIMB.

RHB - Their web version is confusing and not user friendly, but their mobile apps is quite good. I don't understand why they still haven't update the web version?

Ambank - I still use it because I have Credit card and bank account with them. I'm ex Ambank staff. Easy to use their online banking. But AMONLINE have a little bit issue. There are times the online banking keep loading, loading and loading. If you have slow internet connection, you will suffer using it.

For daily use, I use Maybank and Ambank only.

CIMB and RHB I let them rot until the account become dormant. No money inside the account pun.

This post has been edited by cringe: Jun 8 2020, 11:07 AM

Hi guys,
Rhb smart account for the pay 3 bills,
instant transfer to 3 different bank saving accounts is it counted?
Thanks.

Hi. New to the bank. Opened BSA & Smart Acc.
But they charged me Debit Card fees RM12.
I thought only RM8?

How much they charged you?

IBG not counted.
Bill payment only or pay to RHB loan, credit card.

Can tag both SA and Smart AC!
But must tell them primary and online spending tag to smart!

Now go bank open acc must read FAQ, TnC and confirm all charges!

Missed the debit card part got RM12 vs RM8! Damn!
RM12 is got cashback for overseas spending.
Told them I don't need that and they said I have to close the acc and reopen, which i think is non sense.

Also, i rmb i did not tick to activate overseas spending!
They can just do something to the debit card application part and charge me RM8 from 2nd year onwards no?

Sorry mistake.
Only bill payment to billing organisation.
Excluded RHB loan/credit card.
Refer to T&C Page 47.

I made a DuitNow transfer from

UOB to Bank Rakyat - RM0.50 service charge
UOB to CIMB - free

Any idea why the difference? Thanks

This post has been edited by Human Nature: Jul 5 2020, 10:47 AM

Amount same?

To BR is 10k
To CIMB is less than 1k

DuitNow above RM 5k for UOB will be charged 50 cents.

This post has been edited by GrumpyNooby: Jul 5 2020, 12:17 PM

so cheapskate

Ah...should have separated into <5k each..