I am on Air Asia Savers and Petronas Savers, safe for now...Anyway, it is already extremely low, dont know how they gonna adjust further...

Yeah, for within RHB, try their Smart Accout. With a few clicks on RHB Now, you will get your account opened in no time as you already have banking relationship with RHB. But remember, fulfilled the save portion first before you can qualified for Spend, Pay & Invest.

AA savers interest peanuts too. But every month get rm5.

Yeah, interest is peanut, just aim for the RM 5 and Air Asia BIG points.

Anyone have rhb smart account?

one forummer in this previous thread mentioned he/she has one
RHB SMART ACCOUT
https://forum.lowyat.net/topic/4463875/+0

2 June 2020
Dear Valued Customers,

Effective 8 July 2020. please be informed that AFFINBANK and AFFIN ISLAMIC BANK will be revising Retail Deposits Band.

Click here for the Revised Retail Deposits Band.
https://www.affinonline.com/AFFINONLINE/med...sitsBandEng.pdf

Opened one online not long after it launched back then. But only this month start to try to hit the spend and pay bills tiers. Save tier just chip in and chip out RM 2K will do. Reload BIGPAY counted as spend via debit card. One thing i like the most is they got tiers progress indicator, showing you what criteria you had achieved for the month.

Can open online? Shall we need to walk in to branch after that?

Now bigpay top up limit is reducing. Is there any other way for spending purpose with dr card?

What is the minimum payment amount for bill?

BIGPAY debit card reload is still unlimited, reducing limit is on credit card reload.

Can open online in no time, just few simple steps, no need go branch later on IF AND ONLY IF you are an existing customers with RHB Bank with RHB Now access and of course an existing debit card.

Pay bill no state minimum amount from the FAQ, but for the first time this month I try RM 20 - RM 30 each, next month plan reducing the amount.

But the most important thing to note is you MUST qualify for SAVE portion before SPEND and PAY.

This post has been edited by acejlsh: Jun 4 2020, 08:13 PM

Thanks for your information. Its interest rate is good.

Hi, if we have atm card for saving account and internet banking, is it when we open rhb smart account, can it link with existing atm card or have to apply new atm card? How does it work to tag smart account as main account for atm card for spending purpose?

My experience is it should auto switch to Smart Account for spending after your account is active. Debit Card is the same piece, one card can be tagged with few accounts, all banks are the same. However, do a test with small amount spending first to confirm before you spend further.

Thanks for your information. Your spending is also on debit card? Not sure should apply credit card or not?

Yea Debit, no RHB Credit Card for me. Status result for SPEND already turned green tick today. Posting on 2/6/20. Status update always late 2 days minimum.

If you have achieve certain category requirement, it will turn to green for our easier reference?

Yes, this is the BEST thing that RHB Now can do for us for Smart Account.

Normally when bonus interest will be credited? As per website, is 15th?

Yes, 15th subsequent month.

For the status tracking update, it will be taken two working days to update even if you save today, it will not update immediately?