With or without conditions to meet?

SC PSA: https://forum.lowyat.net/topic/4892672
OCBC 360: https://forum.lowyat.net/index.php?showtopi...&hl=conditional
Other conditional high yield saving accounts: https://forum.lowyat.net/index.php?showtopi...&hl=conditional

Yes, realistically 3.25% pa as long as you meet all the Save, Pay & Spend requirements.

Opened one online not long after it launched back then. But only this month start to try to hit the spend and pay bills tiers. Save tier just chip in and chip out RM 2K will do. Reload BIGPAY  counted as spend via debit card. One thing i like the most is they got tiers progress indicator, showing you what criteria you had achieved for the month.

BIGPAY debit card reload is still unlimited, reducing limit is on credit card reload.

Can open online in no time, just few simple steps, no need go branch later on IF AND ONLY IF you are an existing customers with RHB Bank with RHB Now access and of course an existing debit card.

Pay bill no state minimum amount from the FAQ, but for the first time this month I try RM 20 - RM 30 each, next month plan reducing the amount.

But the most important thing to note is you MUST qualify for SAVE portion before SPEND and PAY.

BIGPAY debit card reload is still unlimited, reducing limit is on credit card reload.

Can open online in no time, just few simple steps, no need go branch later on IF AND ONLY IF you are an existing customers with RHB Bank with RHB Now access and of course an existing debit card.

Pay bill no state minimum amount from the FAQ, but for the first time this month I try RM 20 - RM 30 each, next month plan reducing the amount.

But the most important thing to note is you MUST qualify for SAVE portion before SPEND and PAY.

My experience is it should auto switch to Smart Account for spending after your account is active. Debit Card is the same piece, one card can be tagged with few accounts, all banks are the same. However, do a test with small amount spending first to confirm before you spend further.

Yea Debit, no RHB Credit Card for me. Status result for SPEND already turned green tick today. Posting on 2/6/20. Status update always late 2 days minimum.

Yes, this is the BEST thing that RHB Now can do for us for Smart Account.

Yes, 15th subsequent month.

Yes, status tracking is minimum 2 working days behind. Spend update is 2 days after posting date.

My experience is it should auto switch to Smart Account for spending after your account is active. Debit Card is the same piece, one card can be tagged with few accounts, all banks are the same. However, do a test with small amount spending first to confirm before you spend further.

strange indeed

My original account is RHB Bonus Savers. Can't really remembered it already as few years liao. As far as my memory served me corrrectly, it is auto, maybe you wait a few days. And test a small amount online purchase a week or two later see whether they deduct the funds from which account.