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Credit Cards Standard Chartered Bank Credit Cards V2, Let's talk about SCB's credit card here

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cempedaklife
post Dec 26 2012, 04:14 PM

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QUOTE(axoloke @ Dec 26 2012, 03:51 PM)
Applied online, the CS called and said my application was for the RM55 cashback + TnG card even though the application didn't specify which! Better still, he said he couldn't change the selection....what a waste for the 1st card. Instead, he applied for a 2nd card with RM300 cashback on it. Typical SC, heard of their screw-ups before from friends. Oh well, just use it and cancel after 6 months i guess.

The card was sent using normal snail mail with a plastic covering. Not poslaju etc. just FYI for anyone wondering.
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my fren got that too..then he call CS and CS said will be reverted to rm300 cashback next month....he applied through the groupon deal.

btw, i got my card by poslaju too
cempedaklife
post Dec 26 2012, 11:32 PM

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QUOTE(monara @ Dec 26 2012, 10:36 PM)
the current promo seems flattering to me. planning to get the rm55 + smartag + 15% rebate.
after some calculation, at least need to use petrol rm90 monthly to get the most of it.
wanna ask, is there any difference between applying online and through bank/agent? which one is better? (in terms of faster approval, faster get card, etc)..
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I tot applying online entitle u for rm300 cashback while applying thru agent is the smartag and stuff?
cempedaklife
post Dec 27 2012, 09:06 PM

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QUOTE(nghj @ Dec 27 2012, 12:25 PM)

Added on December 27, 2012, 12:52 pmi called in to ask and they said for the groupon RM300 cash back, RM55 is credited now (then deducted RM50 for service tax). then 30 days after activation, the balance cashback RM245 will be credited into my acc.
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exactly what my fren was told by CS too...


Added on December 27, 2012, 9:07 pm
QUOTE(axoloke @ Dec 27 2012, 11:13 AM)
Make sure you select the right option if presented online. Somehow my application got defaulted to RM55 + TouchNGo instead of the cashback. Called the sales + CS team and they said nothing could be done. They said I didn't tick the right option on the online form and then it defaults to the TnG, although I don't remember doing that. Anyway, could be my mistake but at least others can learn from it smile.gif
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as far as i remember, when u apply online, there's no option for u to state which promo u would prefer.

called up when my card was approved (via sms notification), the CS told me, if apply online, sure is rm300 cashback option.

however, via groupon is diff

This post has been edited by cempedaklife: Dec 27 2012, 09:07 PM
cempedaklife
post Jan 3 2013, 09:57 AM

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QUOTE(iceiscool @ Jan 3 2013, 09:45 AM)
Just receive SMS my application had approved, but I havent get the card yet.
Plan to use this card for 6month due to petrol rebate since my petrol consumption accounted to RM400+ per month. After that may cancel it if the benefit is not so attractive.
May I  know what the criteria of the annual fee waiver?
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2 years free waiver, no?
cempedaklife
post Jan 8 2013, 09:54 AM

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QUOTE(firdausz @ Jan 8 2013, 06:35 AM)
Received 1st statement.
But i didn't see the petrol cashback..when will i get the cashback.?

I signed up because of the rm300 cashback but somehow the process my app as rm55 cashback + 15perc petrol cashback + smarT tag/tng
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if u prefer the rm300 cashback, u shud called CS and insist.

alot of ppl get that, especially if u apply thru the groupon deal.
cempedaklife
post Jan 9 2013, 01:34 PM

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QUOTE(solsekuin44 @ Jan 9 2013, 12:17 PM)
I was rewarded with RM300 cashback. But then I found out that thr benefits have been reduced.
Cancelled it without using the cashback.
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if i were u, i will utilize the cashback and just spend up to the cashback amount, then wait 6 months to cancel it
cempedaklife
post Jan 9 2013, 08:15 PM

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QUOTE(fruitie @ Jan 9 2013, 08:09 PM)
Gulps. That's pretty useless to have that. I was expecting on item 1 and 2... sad.gif
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Ask u mentioned earlier, just utilize on the rm300 cashback. Once fully utilize cashback. Time to stop using it for good.

Dun hope for ongoing benefits
cempedaklife
post Jan 9 2013, 08:19 PM

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QUOTE(fruitie @ Jan 9 2013, 08:16 PM)
I guess that's the only option for me. laugh.gif
Hopefully they won't reject me because I did reject their SCB Platinum before when they called to offer me. laugh.gif
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No connection la.

I did reject before when agent call me. That's when I know this promo, coz the last promo if I apply thru agent, I will get certain amount cashback but if I apply online I will get rm100 more. Lol.
cempedaklife
post Jan 10 2013, 01:06 PM

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QUOTE(firdausz @ Jan 10 2013, 09:53 AM)
this is great...thanks for the effort.

i do see that many here do not read t&c, or perhaps think that t&c is just there for display..

not only in this thread, but other cc threads as well...
cempedaklife
post Jan 10 2013, 10:45 PM

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QUOTE(fahrur_07 @ Jan 10 2013, 09:16 PM)
received sms on 31st dec that my application has been approved and sent to my address
until today havent got the card doh.gif
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mine was about 2 weeks apart too
cempedaklife
post Jan 11 2013, 09:33 AM

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QUOTE(fahrur_07 @ Jan 11 2013, 08:17 AM)
i called their CS
CS said they send it using normal post
i stay in cheras
within klang valley need 2 weeks? doh.gif  doh.gif  doh.gif
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bear in mind that, the status in system might be card is approved and sent to customer,

however, underlying, there is still a lot of process, print the card, bundle together with leaflet, and pack it into an envelope, wait to be pickup by own staff to one common place to be pick up by pos malaysia, pos malaysia to pick up...bla bla bla and there's still the process in pos malaysia...

u think it's as fast as email?
cempedaklife
post Jan 12 2013, 03:31 PM

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QUOTE(fly126 @ Jan 11 2013, 11:32 AM)
I think sent out the card by Poslaju...I lagi teruk... doh.gif
My Renewal SCB Plat. took 6 Weeks to Sampai... yawn.gif (by Postlaju)
From I get Sms early Nov. (which the Old 1 nearly expire) said they have sent out the Card till I call up the CS to complain X received my replacement Card at mid-Dec 2012  sweat.gif

Wherelse, Others Bank need only 3-5 days to sent the Card to ppl, Citibank the Best... thumbup.gif
Today, you get they card approval 2morow the card sudah sampai from KL to Penang also by Poslaju...laugh.gif
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mine i got last dec by poslaju..

subsequently, now all my frens receive with normal post
cempedaklife
post Jan 14 2013, 01:13 PM

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QUOTE(guy3288 @ Jan 14 2013, 09:22 AM)
it is not just RM300 cash back, there is an additional RM100 as in my case. However it is only  for my Plat Visa and Master.
My SC visa and MC both came with  RM300 cash back each. Minus GST RM50 i spent off the RM250 in each card.
I also received cash back RM300 for my Preferred World MC, minus GST RM50 i spent off the  RM250.

I thought that was the end of SC cards usage.

The subsequent statement came, stated there in my VIsa and Master C, there is another cashback RM100 in each card! Iam surprised also.
. But no additional cash back for the Preferred world MC.
So total cashback for new customer applied the cards in November is RM 400 each for Visa and MC, but only RM300 for World MC.

Anybody received similar CB like this?
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yeap..mine is like that as well..which is unexpected.

however, more and more of my frens reported they just get initial rm55 cashback, i advise all to call CS, and seems like not all of CS know what's going on, some ask this and that, kena scold baru say actually need wait 30/45 days before the remaining will be in the account.

some CS know straightaway and answer accordingly.
cempedaklife
post Jan 14 2013, 01:51 PM

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QUOTE(guy3288 @ Jan 14 2013, 01:34 PM)
SC is really nice to some of us!! I applied online - on 25.10.12. Received the visa and MC on 17.11.12 with RM300 in each statement.
I spent off the RM250 on each of both cards on 5.12.12.

Next statement dated 9.1.2013 showed----> 13.12.2012 Cashback  - transaction no.348000984156      -    RM100 CR in Visa Plat
                                                                  13.12.12    Cash back  - transaction no. 34800984929        -  RM100 CR in Plat MC.
The CB came with transaction numbers..........dont know if it is reward for using the cards quickly or what.........
Received my World MC on 29.11.12 and I  also spent off that RM250 on 5.12.12 but, no magic RM100 CR pulak, puzzling..
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for me, i got the rm300 cashback, minus rm50, left rm250, didn't do any transactions, get another rm100, and now...still no transaction..lol..rm350 still intact.
cempedaklife
post Jan 14 2013, 10:13 PM

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QUOTE(minikiwi @ Jan 14 2013, 08:36 PM)
Im existing customer of SCB. I have upgraded my gold visa to platinum visa and i have received the platinum card today via post. When i check my card statement online, i saw a cash back of RM55. After minus RM50 it left only RM5. SO am i entitled for the touch n go and 15% petrol cash back? Anyway my request for upgrading the card is through phone call to sales manager.

If i apply for the preferred world mastercard now,am i entitled to get the RM300 cash back? Must it be done online?
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i tot the promo was for new customer only?
cempedaklife
post Jan 14 2013, 10:14 PM

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QUOTE(guy3288 @ Jan 14 2013, 06:55 PM)
better use it up. not scared they may take back the CB?
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i've got maybank 2cards amex and ocbc..was waiting for something that is not under 5% for both cards...

waiting for my car service a few weeks from now brows.gif
cempedaklife
post Jan 15 2013, 04:04 PM

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QUOTE(Malefic- @ Jan 15 2013, 03:39 PM)
after approved how can i get the smart tag?
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is it so hard for people to read the tnc?

i'm seriously wondering whether ppl know what they are getting, or just simply apply coz ppl say so and so...
cempedaklife
post Jan 15 2013, 09:13 PM

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QUOTE(chiahau @ Jan 15 2013, 04:42 PM)
Can't say I blame them.

When I was at my fren's office, the SC sales agent was trying to literally wrestle my IC outta my hands and keep telling me there's free gift if I sign up for their CC laugh.gif

They don't even bother to explain anything except free gift and etc.

In fact, they told me SC can't get supplementary card  laugh.gif  laugh.gif  laugh.gif
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true..i din see from that perspective icon_rolleyes.gif

all these while, i was thinking ppl apply online, and if they do, they SHOULD read the tnc.
cempedaklife
post Jan 16 2013, 10:26 AM

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QUOTE(HaoYuan @ Jan 15 2013, 11:20 PM)
Hi any term and condition after i used the RM300 cash back and want to terminate? i request for terminate then get call from SCB that they not allow me to terminate due to i already used the RM300 cash back, only can terminate after one year.
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as far as i see from tnc, u cannot at least cancel ur card before the promotion ends...

but i see nothing about cannot cancel before one year is up...

nevertheless, i'll only cancel after almost close to one year
cempedaklife
post Jan 16 2013, 11:15 AM

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QUOTE(fahrur_07 @ Jan 16 2013, 10:33 AM)
but they will waived the annual fees for 2 years rite during this promo?
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yes..but still GST will be charged after a year...so just do like what ronnie said...

i know me and my gf will do it... laugh.gif

unless, they come out with quite a good reward system.

This post has been edited by cempedaklife: Jan 16 2013, 11:15 AM

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