QUOTE(V12Kompressor @ Sep 25 2012, 02:56 PM)
kuala langat?
Added on September 25, 2012, 2:56 pmIni semua pasal kereta pokok krismas reapers.

Sorry, didn't see your original post. r3apers mia pasal
QUOTE(GP mad man @ Sep 25 2012, 03:11 PM)
if front car is stationary and hit by car behind?
My clien't Plotong Wiga kena banged by Chiti Chiti Bang Bang infront of traffic light while red light he was stationary. He was so damn lucky to claim total loss on his 1998 Wiga, and get paid RM12,000. But then when he bring the cash go buy new car, only to find out he loss NCD, rupanya there is court case. The CCBB behind sue him for blocking the road whilst CCBB had lose control

You know I know, CCBB is fault, but since bodily injury incurred, law suit had filed, rear car at fault lose NCD, the front car NCD withhold by court order. Again, you know I know, court case may last forever and ever. After 1 year, your NCD left 45%, 2nd year left 38.88%, 3rd year 30%, 4th year 25%, by the time the case settle, you go back ISM claim your NCD, you left 0%

So, might as well treat it gone
Do you know NCD itself can be insured?
On the side note, the case that bugger kena, could be the panel workshop repaired his car with own damage, but didn't go knock for knock. By right, the agent can help client go chase after underwriting department to restore the NCD(if there isn't any court case that withhold the NCD) back to client. In this case, as a client you have the right go and chase after the insurance company all by him/herself, then give PIAM a call to sue the agent for unprofessional conduct(no NCD = high premium = more commission). Meanwhile, as a client, he/she's supposed to sendiri login ISM and check whether the NCD still exist