Agreed with you.
Most Malaysians speak half past six English.
Our education system really fails, who on earth wanna master the useless Malay and at the end of the day couldn't even speak a proper sentence in English to greet someone.
What a shame.

Learning something new is always beneficial in one way or another. The JLPT consists of 5 levels, it will probably take you few years to complete N2- which is the basic requirement some companies look to hire.

need sifu's help
i saw a job post title below but not sure what is the company ???
the post is from agent...

Customer Support Representative (Swiss MNC / $3500 / Immediate / Woodlands + company transport)

do u know the copmany ???

[quote=xtylish,Feb 23 2013, 09:41 PM]
Ermmm... for business writing in a MNC environment... your English needs some work.

[/quote]

ok.

[/quote]
i was at a ramen restaurant, full time salary starts from 1.7k.
i think 1.7k is pretty low for sales then, unless there's commission to earn from the sales.

So we are supposed to believe you? Maybe he/she could join you in predicting the future.

This post has been edited by Mackiddo: Feb 24 2013, 02:53 AM

compare you 2012 annual salary... something to do when u file ur 2012 tax

http://www.salary.sg/2012/compare-your-annual-income-latest/

Fuuuuu I am sadding liao. Based on my last year filing I'm not even higher than the median

Your annual income... is higher than 37.9% of all resident taxpayers.

that's ok
me fearing worst after this month

kena let go...

they say i am not a tax payer i thought the company pays levy already?

No worries lah. Singapore has some serious hard hitters when it comes to income. There are lots of global and regional roles here and even the local companies have some fairly high salaries for senior roles. Additionally the govt servants are right up there with everyone else. And there's no hidden segment of uber-rich politically connected people who evade tax in Singapore unlike Malaysia's politicians, their families, the 10 royal families and their forever multiplying kerabats, politically connected business people, senior govt officers etc.

This post has been edited by seantang: Feb 24 2013, 02:15 PM

If you don't mind answering, what industry are you in? Or if possible, which company?

I'm beginning to see some belt tightening happening in the chemicals/polymers industry... mainly expenditure control for now, like travel restrictions, taking back company mobile phones etc. That's usually a precursor to retrenchments later on unless something picks up in the economy.

Economy going downhill huh. ><

Need some advice on the fix expenses in singapore before deciding to accept the job offer or otherwise.

Studio apartment rental: Around tampines SGD 2k+-
Food: SGD1k for 2
Broadband: ?
mobile data plan: ?
transportation: SGD200 for 2
Utility Bills: SGD200 - with basics like aircond and washing machine
Other matters: SGD300 - just in case shit happen and need to use the money.
CPF: ? I think for those with EP this is not entitled yet right?
Income TaX: Below the bracket of SGD120k it's just a direct deduction of SGD4.5k from the total payout or is there a much complicated way to calculate this? Seems to be much lower as compared to Malaysia when it comes to income tax.

Any other expenses which I have to be aware of thus far?

Studio apartment rental: Around tampines SGD 2k+- No offence but at your salary range (ie. below S$120K), you really should be thinking something around S$1.5-1.8K HDB or condo in a less popular area. You're planning to spend 20%+ of your gross on rental... a more comfortable ratio would be 10-12%, 15% max. Additionally, if you're going to spend $2K+ on accommodation, you might as well buy.
Food: SGD1k for 2 Depends on what you eat lah... My lunches in Orchard are typically $15-20 in 4 out of 5 days. Only do food court <$10 only 1 out of 5 days because my lunch buddies don't like them. To be honest, neither do I. And if you like some dining... eg. Japanese, Italian etc... a nice average meal for 2 is easily $60-100. Hell, even something like Swensens or similar to Kim Gary is easily $20-25 per head. An ice blended and slice of cake at Starbucks is $10. I'd budget $20 per day per head (assuming you will religiously eat at least 1 chap fan a day, otherwise $30 per day and $200 per week for eating nice during weekends, especially if your partner is 'particular'.
Broadband: $20-50 per month for mobile broadband is more than enough. Only need cable bb if you torrent or game.
mobile data plan: <$50 per line per month
transportation: SGD200 for 2 OK if you do 100% MRT and bus. A taxi ride from Orchard to Tampines is around $20 during peak ie. when you go to work and after work
Utility Bills: SGD200 - with basics like aircond and washing machine OK
Other matters: SGD300 - just in case shit happen and need to use the money. Depends on how smelly the shit is
CPF: ? I think for those with EP this is not entitled yet right?Yup
Income TaX: Below the bracket of SGD120k it's just a direct deduction of SGD4.5k from the total payout or is there a much complicated way to calculate this? Seems to be much lower as compared to Malaysia when it comes to income tax.It is much lower. But you do pay 7% GST, so it's good if you're a saver vs spender.

You should budget maybe S$50 per week per head for groceries, toiletries and other knickknacks. And also budget some money for taxis... maybe 2 rides per week, when it rains, or your partner is throwing a tantrum about having to stand in the trains, bangla smelly etc.

Lastly... do you like to buy... stuff? Does your partner like to buy stuff? A new phone each year, a new bag, Mac book air etc etc... you should budget something for 'stuff'.

printing manufacturing industry
so sienz...

I'm not sure where you got the 4.5k figure from. Below 120k it's $3,350 for 80k and 11.5% on the next 40k. Calculation method is exactly the same as Malaysia income tax.

http://www.iras.gov.sg/irashome/page04.aspx?id=1190

Do note that there's no auto deduction in SG. You get your full salary amount, do your annual income tax filing and then pay (lump sum also can, installment also can).

Hey bro, thanks for the detailed answer.

As for the accommodation i actually wanted to look for something as low as possible. Checking into prop guru in SG the cheapest i can find is bedok reservoir but as according to my cousins in SG it's not a good place cause dead bodies were found last year? The next wold be Tampines but they aren't going cheap 400sf/550sf single room apartment at about SGD 2k. Pain in the @SS. Buying a place at the moment would be out of the equation, don't think i could afford it.

Food Part yeah maybe during weekend going to spend slightly a little more but other than that most likely will be spending my time in the hawker centers or my other half would most likely start cooking. So hopefully doesn't exceed the budget lol.

Broadband: checked - Singtel?
Mobile Data Plan: checked - Singtel as well?
Transportation: SGD200 will be budgeted for both of us daily/weekend rides. As to commute back and forth to work, the shuttle will be picking me up at my place and sending me home as well as long as I'm living in these few places.
Utility: checked
CPF: gotta live with it and save on my own i guess.
Income Tax: hope it's really @ aroun SGD4.5k haha.

Yes i always change my phone and usually it comes in PAIR. but that's all i spent.

thanks which means it's about SGD 8k right?

We are paying much more in Malaysia.. It's about double the amount..
http://www.hasil.gov.my/goindex.php?kump=5...it=5000&sequ=11

Now I still have a house and car to finance in Malaysia gonna factor in and do a cost analysis before deciding.

Wah, huge jump from 40k to 80k!
at 40k only tax 550sgd, 80k is like 2800sgd

Worse people to ask about accommodation for people like us are people like them. Locals have families, parents who do things for them. Things which we need to do ourselves. They probably have access to a car, live in houses already fully stocked, perhaps have a maid.

When I first needed to find my own place to stay, my Singaporean relatives showed me places in Bukit Timah, Farrer Road, East Coast etc. Places with nothing nearby, little public transport and expensive. No problem if you have a car and looking for some quiet, near trendy areas like Holland Village etc.

As for Bedok Reservoir... you're not renting the reservoir. Why exclude the entire area? Afraid ghosts will come up from the reservoir?

All Telco have exactly the same plans at practically the same price. Choose whichever one has the cheapest rates for employees of your company (many larger companies in Singapore have worked out discounts with the Telcos for their employees' personal lines).

Oh, you'd probably need to budget for trips back to Malaysia.

There'll be iPads, watches, shoes, bags etc etc. There always is.

This post has been edited by seantang: Feb 24 2013, 09:03 PM