Parking places:
- Cimb Fastsaver 1%
- Citibank maxigain (if you got the moo a nd able to open account) 2%+
- United Class A bond fund 2-3%
- Parkway 4%

Reit data.

Nothing. Only liquidate my CMT yesterday. Queuing First Reit at 1.32 since ex date, tak dapat.

Yes. Provided "unofficial peg" against the USD is not removed or sudden slowdown in china economy.

Something about DPU drop by 10%

This post has been edited by Ramjade: Jul 27 2017, 11:48 AM

You should do like my friend's father did.

Convert all AUD500k one shot when he started uni there (badawi's time)

Alternatively, you can do what Showtime does. Buy contacts as a hedge against further decrease. He's in the exporting business so can drop him a PM on how to do hedging.

At least yout situation is not as bad as bbgoat. He converted USD at 4.5 because of rumours that that RM will hit RM5 for USD1 *consoling*

That's really miserable. Better to take out the money and invest in SGX or ASX. At least you have better chance.

When the older one start working, can help the younger one. Lessen the burden.

See this.


Isn't this dilution?

Ok. Take your word for it. I don't believe Frasers is as bad as Keppel.

I also pening. Don't know what's the document about. All I know is they want to approve purchase of the properties.

Not necessarily. I still remember that fine day. Croesus. Price was 0.94. Queue at 0.90 and got it.

This post has been edited by Ramjade: Jul 27 2017, 05:14 PM

MCT powering on. DPU increases by 9.9%

Sifu still working? Should be like unker createwealth8888 amd go fishing everyday

One thing I learn, sometimes, just forget about the 0.005. Either go for market value/queue at 0.01.

Use google finance to determine if it's high for you to enter. If you really want aims, wait for 4/8. I am also waiting for 4/8 to grab some units.
Hopefully this time I am right. Selldown due to bad results + selldown because of ex date = hopefully price can be pushed further down.

This post has been edited by Ramjade: Jul 31 2017, 06:15 PM

Sometimes you need to buy at market price. I learned my lesson. Learned it from mapletree china and ums.

You won't get dividend as your names need to appear in their books before ex date. That's why people sell their holdings on ex date as they already know they got the dividends. Usually price will fall after ex date. When market is irrational (like now), it won't fall (as shown by CMT but it still drop a few days later)

For me personally, I won't add any s-reits at current price. I just look and see. My personal view for industrial reit is they must be in 8-9% yield for me to buy. Well that's just me.

This post has been edited by Ramjade: Aug 1 2017, 02:17 AM

I said many times already, now is not good time to buy. If you know the reit can give 8% but now only giving 7%, do you want to buy? I won't. Cause why should I put down my money when I know it's overpriced?

Actually, if you look at this week, reit did suffer a selldown but not much. Only ~1% sell down.

Got. Got lots of difference. Eg. Buy DBS at SGD6-7 vs now at SGD21.xx. Dividend between both of them big difference you know. Dividend right now is about 2% vs 8%+ at SGD6-7. Even buying DBS at SGD14+ also big difference between buying now.

This post has been edited by Ramjade: Aug 2 2017, 08:10 PM

Everything will drop. Nothing is invincible. That time when it drop:
1) do you have enough money to buy?
2) do you have guts to buy?

Look at other counters/market.

Another way is use unit trust and let the fund manager to make money for you.

Correction. If price is SGD6, dividend for 2009 was SGD0.56, dividend yield is ~9%
https://www.dividends.sg/view/D05

Their dividend never increase much since 2008. From 0.56 > 0.6

I agreed about losing dividends but for me I rather lose say 5% dividend now and get 8% dividend later on. Later if price drop, and if dividend drop, at least my 8% dividend maybe become 5%. Still decent (don't know if you understand what I am saying)

People all over the same unless they are robot without emotion. You mentioned Parkway won't drop right, see it have drop.

This post has been edited by Ramjade: Aug 2 2017, 08:33 PM

Never focus on unit trust dividend as it's basically right pocket masuk left pocket. They give you x% dividend, the NAV drop by x% also. Compare to stocks. Give 3 cent dividend but the price may only drop say 1 cent.

Hang out on FSM malaysia thread to know the basic. I learn my basic from there. You can also need to learn about asset allocation.
Turtle investor is a good place.
http://www.turtleinvestor.net/asset-allocation/

Assuming price is SGD6-7. you can see dividend in the range of 8-9%

This post has been edited by Ramjade: Aug 2 2017, 08:46 PM

That time still in uni. That time don't know apa itu DBS also. Didn't even know it exist. Ok, let's be realistic. Let's put the price one buy at SGD10 as an example (example only), at (0.14 x 4 = 0.56), dividend yield works up to 5.6%

0.56/10 x 100% - 5.6% So if we use last year dividend,
0.6/(our ori buying price)
0.6/10 X 100% = 6%

Now let's use current price at SGD21 (make calculation easier)
0.6/21 x 100% = 2.857%

That's why I want to wait. Yes I can buy at current price but my yield is only 2.8% vs 6%.

Sorry if it's complicated.

Well that's what you need to do if want to invest in banks. Banks reflect the country economy. You need to prepare for that. Same like reits. You need to prepare for rights issue. Can one invest in stocks without rights issue? Yes but hard to do.

You still haven't even tell about parkway life reit

8-9 years ago, still in school. Sorry made a mistake     


Properlog, if you are starting out, read these blogs. They are very helpful to let you figure out what kind of strategy to use:
http://singaporeanstocksinvestor.blogspot.com/
http://investmentmoats.com/
http://createwealth8888.blogspot.com/ (this guy is anti reits and only hold 3 counters - DBS, Keppel and Sembcorp but getting 9-10% dividend from them and triple digit returns. How he do it? Wait and wait and wait...)
http://foreverfinancialfreedom.blogspot.com/

This post has been edited by Ramjade: Aug 2 2017, 09:23 PM

Eh, check it back, don't have. I saw that it went back up.

I think best if I illustrate with example (hard to explain with words):
Div = 0.10, Price bought = 1.00
Div yield = 0.1.0/1.00 x 100% = 10%

Price went up to 1.25
Div = 0.10, Price we bought = 1.00
Div yield = still 10% (unless want to use new price, I prefer using old price as I know how much yield I am getting)

Price drop to 0.75 + div drop
Div = 0.05, Price we buy = 1.00
Div yield = 5%

Now let's assume we bough at 1.25
Div = 0.05, Price we buy = 1.25
Div yield = 4%

So price is very important to "protect our dividend". Same counter.

Yes it's true. Happen to me. SIngtel. Price keep dropping. Didn't manage to catch it at it's lowest.


Yes. No dilution!!! Have to read before buying or else he made same mistake as me. When I started I just wanted to buy all the reits. Now wiser already

This post has been edited by Ramjade: Aug 2 2017, 10:06 PM

I read fifthperson too. Analyst TP cannot pakai. Seldom hit target. To know when to buy, that require technical analysis. I don't really know techincal analysis. I use google finance to see the graph. If it's low, then I will buy.

Investingnote got good place to get help.

This post has been edited by Ramjade: Aug 2 2017, 11:12 PM