A little something I wrote. May be helpful to you
https://forum.lowyat.net/index.php?showtopi...post&p=85162769

Depends. Sometimes you just need to accept market price. If I had accept market price, would have net mapletree GCC (mid 7% yield), UMS (mid 6% yield), Hotung (high 9% yield)

Yes. From what I read that's because their lease is shorter so we are being "compensated" for the short lease. Never look at RHT. I only focus on reit which after reading from blogs are "winners".

That price was during 2008 incidence. As cherroy mentioned, most likely once in a lifetime event.

But SGD14 was real. Before trump won election, DBS was hovering at SGD14+. So if you had bought DBS at SGD14+, the dividend buying that time vs buying now is a lot of difference.

If we want dividends, reits or stocks same concept. Lower price, higher dividend. Eg. Those who got aims at 1.2x vs those that got at 1.4x, even though DPU reduce, those who buy at 1.2x have a "buffer" vs those who bought at 1.4x.

Agreed. Wish it will happen again.

My brokerage was opened only at around end of January. Miss the moment. But when was waiting for brokerage (nov-dec time), s-reits tank. Dump in one lump sum into Manulife Asia Pacific reit fund (is a UT with 50% holdings in SG) as I have no other alternative for S-reit, that was my only option available. One may argue that UT does not count. On the contrary, they do count as they are still a basket of stocks and fund manager cannot hold 100% cash.

I did that with Singtel last time. Price went lower. Did not continue to catch cause discount wasn't attractive for me to buy (additional 4% discount). Had it drop another 10% (instead of only 4%). would have snapped it up.

5 years time, aims may not drop, but let me say this:
1) aims properties are all in SG. So somehow they are connected to SG economy. They cannot run away if SG economy tank, aims will have to tank too.
2) they are industrial reit and industrial reit are the first to suffer when economy tank. They are not like First Reit/Parkway which own healthcare properties which during good or bad times, people will still go to them.

So from point 1) & 2), still think aims cannot tank? If really cannot tank, look elsewhere loh. Other counter, other market. Even if cannot tank, my invested s-reits are generating dividend hence my money stock will bertambah. It's not like there's no where to park. I already shared 3 places to park before this.

If one cannot find good counters to buy, can always "hire" people to buy for you (fund manager). This is something I learned from a guy in FSM thread. Sometimes, you need to pay people when you cannot do it.

While we are on the topic of moving, I noticed that Malaysia have tax treaty with Canada which lowers with holding tax to 15%. Since you invest in Canada, would like to ask your expertise:
1) do we need to fill canada tax to be entitle to be entitle for only 15% with holding tax?
2) what broker do you recommend?

That's right. That's why during bad times, reits must still payout their earnings (as mandated by law). So even if dividend is reduce, money still come in. The question is how much is the cut

1. Their yield is not bad
2. With holding tax of 15% vs 30% for AU (which means we get more money and no need to give the local govt more money). Why should I pay 30% tax vs Canada taxa at 15%?
3. Bigger selection than ASX
4. Canada brokerage does not have dividend fees/maintenance fees
5. AU is out of bounds for me unless I travel down (there is an exception where I can open an account with AUD10k) while Canada brokerage can be open online/mail.

This post has been edited by Ramjade: Aug 3 2017, 02:40 PM

Aims (if can catch at 1.35 below), First reit (if can catch at 1.32), Mapletree china (if can catch at 0.9x-1)

AGT if fall to 0.67 grab already. No need to wait hit 0.65

Temasek owns mapletree which owns the four reits. Which they open up their student accommodation reit to public instead of for private investors. You cannot go wrong with mapletree. That's why feel want to consolidate my CMT + FCpT > MCT
Ascendas is also supported by temasek (but yield too low and not attractive for me)

Actually I have long considered Canada after finding out with holding tax is only 15%. If I can get higher returns from Canada why not? Never ever underestimate the power of with holding taxes...

Reason not keen on AU
1) no bank account, no AU address, cannot open (can open but need to give them AUD10k).
2) 30% tax. If like that better I choose US. Same 30% tax. Wider choices (FANG etc).

Like I said, if there's nothing available on sale, other market might have something. So keep your eyes open. Don't just depend on 2 market. Find a country without inheritance tax.

Is not about jumping here and there. As I said, if there's no deal (cheap stuff to buy in SG), I am perfectly fine to buy other place. No point letting cash rot. Learn this from the FSM forum. If one place not a good place, look at other places.

Agreed. SG will be my main core portfolio. Easy to understand. One step at a time but always keeping my options open.

No la. No big sponsor. Just that you mentioned should invest in country that you may want to send children there/retire there. Yesn I am careful. Perhaps too careful...

Canada is good place for edu and retirement. Somehow never like the prospect of retiring in AU.

This post has been edited by Ramjade: Aug 4 2017, 11:06 AM

For US, I rather let fund manager do all the paperwork and taxes.

Eh, like that also can? Gen-X was saying that's the best way in case something happen to him.

Told his family don't come visit me in hospital/see my dead body. First and foremost, liquidate everything and put into their name then only come and see him. That's why he put all his FD under joint account

Damn

I have no choice. My job depend on govt until such time where I can go into private sector.

With current issue, govt job also cannot considered iron rice bowl. Hence making preparations for worse case scenario.

This post has been edited by Ramjade: Aug 4 2017, 11:32 AM

Who said that?
http://fifthperson.com/top-10-singapore-re...from-their-ipo/

It all depends on the manager. A good manager will make the reit profitable.

This post has been edited by Ramjade: Aug 4 2017, 12:25 PM

To motivate those to wait and be patient and why dividends are important...
http://paullowinvestmentjourney.blogspot.m...-folks.html?m=1

Nope. Still too high for my liking
Anyway, will see if it drop on Monday or Tuesday (like CMT, didn't drop on ex date but drop few days later).
Anyway, if nothing just wait lo

Below or equals 1.35

This post has been edited by Ramjade: Aug 4 2017, 01:36 PM

Alright thanks.

http://createwealth8888.blogspot.my/2014/0...-long-term.html
http://createwealth8888.blogspot.my/2015/0...-long-term.html
http://createwealth8888.blogspot.my/2014/0...uncle-chua.html
http://createwealth8888.blogspot.my/2014/0...cle-chua-2.html

I won't touch hospitality reits with airbnb. Last time without airbnb amd friends, maybe yes. If now, no thanks.

Even die die want to invest in tourism, there are better options for tourism section in Singapore.

There's one article in The Star which mentioned airbnb makes hotels lose 10-20% per year.

This post has been edited by Ramjade: Aug 5 2017, 06:40 PM

Select what you want to buy. Money will be deducted from your prefunded account.