Ok will probably test it the next time I want to transfer.

5 figures transfer can get better discount?

OK.. enough OT...

Just read an article on BB, says Singapore may start to tighten like the FED..

https://www.bloomberg.com/news/articles/201...ghtening-stance

Two things will happen..

1. SGD will appreciate .. after so many years at neutral stance since April 2016
2. Bond yield and REIT yield will go up (and prices down )

This is supported by expected inflation of 2% this year..

Actually SGD is the only currency which GROWs with inflation.

This post has been edited by gark: Oct 6 2017, 09:04 AM

Say just curious.. which SG Reit do you hold.

First time I change SGD is at rate of 2.1X.. also feel pain.. but now looks like very much worth it.

This post has been edited by gark: Oct 6 2017, 03:17 PM

Money in pocket.. soon

This post has been edited by gark: Oct 6 2017, 03:20 PM

Going to sideline for a while.. nothing is cheap enough.

The only similar one we have is CMT.

Not thinking to add more? Lots of choices there..

This post has been edited by gark: Oct 6 2017, 04:41 PM

That is my best place to change.. now i count got 7 money changers there. Can shop around for best rate.



This post has been edited by gark: Oct 6 2017, 04:48 PM

The last time it reach almost 2.6% also the SGREIT ignored it..

I think it must pass 2.6% before everything come tumbling down.

One thing for sure, inflation is coming.. baltic index has gone up 100%, most commodities also...

This post has been edited by gark: Oct 25 2017, 11:06 AM

CMT.. yield is not exactly great..

Many other target out there.

First reit got new property.. so understandable. But yeah, all reits are at all time high..

I am now shopping in more resilient consumer counters.. less divvy but less fluctuation = less risk.

This post has been edited by gark: Oct 25 2017, 01:58 PM

Shopping mall is sunset industry... slowly all turning into food/restaurant court de.

Now most malls also concentrate mostly in food/grocery.. in order to survive, which is 40-50% of their rental earnings. Also industry consolidation is coming.. too many malls, only the fittest will survive...

Blame lazada, amazon and alibaba.. first to die will be book/electronics shop..next will be pharmacies..

In over-mall concentrated USA, roughly 1 mall dies every month..

This post has been edited by gark: Oct 25 2017, 02:06 PM

if you want invest .. invest in neighborhood malls.. those that cater for weekend family outing, and grocery..near HDB and MRT, FCT is one of it.

CMT is 50:50 some is neighbourhood, but the rest dependent on tourist etc..

You can see how much FCT price surge compared to CMT which is stagnant.. but FCT also gone through the roof liao..

This post has been edited by gark: Oct 25 2017, 02:32 PM

This one no longer investing wei.. but gambling/punting.. can get addicted one..

In the end might not so good consequence.. but if you really want, do it with money you can afford to lose.

This post has been edited by gark: Oct 25 2017, 02:24 PM

Ask your boy.. how much money he spent on these online games..

if none, better sell off the counter.. if lots.. well...

Most of their income is from micro transactions...buying small items/features during play..over and over again, but of course it is all optional.

Advert is just very very minor income, in fact most does not have advert at all..

If not careful.. you can end up spending thousands for these kind of games..

This post has been edited by gark: Oct 25 2017, 02:58 PM

Got mine.. now problem is where to invest..

I got no time to check sooo many stocks..

i am surprised you can cover so many markets..

Soilbuild tenant risk.. a lot of OnG concentration.

Ireit, just change manager.. RI coming soon. otherwise OK.

It is up to you... buy now or later. No one knows if and when the RI coming..

ESR so far no issue... yet.

This post has been edited by gark: Oct 26 2017, 10:28 AM

FCT good job.. DPS up 5.5% yoy..

In this oversupply market can still raise occupancy and up rental by 8.3%

Later when north point finish renovating, will have a huge boost in income.

This post has been edited by gark: Oct 26 2017, 11:18 AM