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The Silk Residence @ Balakong, neighbourhood detail
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peri peri
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 Jan 10 2013, 11:17 AM
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QUOTE(wlchong79 @ Jan 10 2013, 10:27 AM) M. K told me PBB offer to me -2.2 only.if i get outside PBB can get -2.4.. WTF she is trolling u coz she want u. BTW, wat she means outside PBB can get better? did u tell her to apply "outside"? IMHO, apply outside means using their own loan lawyer instead of developer lawyer. Meaning if developer got free SPA legal fee, u might end up paying the SPA legal fee yourself if you want to use different loan lawyer. got pro and cons I still doubt what she means by "outside"   |
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peri peri
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Jan 10 2013, 11:18 AM
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QUOTE(cheraspeople @ Jan 10 2013, 11:16 AM) Thanks for your advice. Lets see is there a declare form for this or not. depends on which banks i remember last year i apply loan from maybank = yes rhb = no alliance = yes UOB = no |
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peri peri
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Jan 10 2013, 11:25 AM
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QUOTE(jootat @ Jan 10 2013, 09:41 AM) ... I still can't get the picture of the future shoplots going to look like bro. Got any existing sample for me to visualize? maybe this can help?  somesort like PJD you one in usj? |
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wlchong79
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Jan 10 2013, 11:41 AM
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QUOTE(peri peri @ Jan 10 2013, 11:17 AM) she is trolling u coz she want u. BTW, wat she means outside PBB can get better? did u tell her to apply "outside"? IMHO, apply outside means using their own loan lawyer instead of developer lawyer. Meaning if developer got free SPA legal fee, u might end up paying the SPA legal fee yourself if you want to use different loan lawyer. got pro and cons I still doubt what she means by "outside" mean didnot go through her, sorry la dude i m chinese educated poor english for our case, LOAN legal fee we need to pay right ... but we still opt for their panel lawyer, so the free S&P legal fee we still can enjoy This post has been edited by wlchong79: Jan 10 2013, 11:44 AM |
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jootat
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Jan 10 2013, 11:41 AM
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QUOTE(peri peri @ Jan 10 2013, 11:25 AM) maybe this can help? somesort like PJD you one in usj? ohh ... ok ... never been to the PJD you one in usj before. haha ... just wondering will it be like individual shoplot without aircondition at the corridor type or it will be closed environment like a mini shopping mall. |
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peri peri
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Jan 10 2013, 12:00 PM
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QUOTE(jootat @ Jan 10 2013, 11:41 AM) ohh ... ok ... never been to the PJD you one in usj before. haha ... just wondering will it be like individual shoplot without aircondition at the corridor type or it will be closed environment like a mini shopping mall. yeah correct, no air cond at corridor, means u can hisap ur curut there like a boss |
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peri peri
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Jan 10 2013, 12:02 PM
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QUOTE(wlchong79 @ Jan 10 2013, 11:41 AM) mean didnot go through her, sorry la dude i m chinese educated poor english for our case, LOAN legal fee we need to pay right ... but we still opt for their panel lawyer, so the free S&P legal fee we still can enjoy yeah, loan legal + stamp duty. I think need to ready rm6k for that |
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jootat
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Jan 10 2013, 02:58 PM
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QUOTE(peri peri @ Jan 10 2013, 12:00 PM) yeah correct, no air cond at corridor, means u can hisap ur curut there like a boss hahaa ... i don smoke la actually  If those type of shop lots, donno will be good or not leh. I just worried no ppl want to rent only. Usually in other places, these type of shoplot will be either boutiques, massage center (usually tinted very dark) or pubs and cafe? |
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seng016
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Jan 10 2013, 03:05 PM
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Getting Started
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maybe will lo haha cause commercial area there don have kedai cermin hitam yet...
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cheraspeople
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Jan 10 2013, 03:24 PM
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QUOTE(jootat @ Jan 10 2013, 02:58 PM) hahaa ... i don smoke la actually If those type of shop lots, donno will be good or not leh. I just worried no ppl want to rent only. Usually in other places, these type of shoplot will be either boutiques, massage center (usually tinted very dark) or pubs and cafe? Is ok Jootat. We won't go and peep what you are doing in the dark tinted massage center one.  |
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cloner
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Jan 10 2013, 03:45 PM
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QUOTE(peri peri @ Jan 10 2013, 09:34 AM) The SA also want people walk in to ask and put down their name in waiting list. Who know if got early birds drop out from loan, then the SA can sell to them at higher price (means higher commission) But i think 20% of walk in will be disappointed because they might pantang the cemetery nearby I more looking forward to who will be the main anchor tenant for the retail outlet there. Not sure got McD delivery outlet or not. My wife love fillet o fish. thats something worth looking towards to  McD Breakfast ^^ |
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jootat
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Jan 10 2013, 03:58 PM
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QUOTE(cheraspeople @ Jan 10 2013, 03:24 PM) Is ok Jootat. We won't go and peep what you are doing in the dark tinted massage center one.  |
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kanghui819
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Jan 10 2013, 05:08 PM
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Getting Started
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so I am wondering how they deduct the 5k deposit ?
I heard they will refund us. But i am not sure how.
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TSwindwind84
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Jan 10 2013, 08:07 PM
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Getting Started
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lol... this project is tie up with bank d, mean bank will follow the developer loan lawyer..... haha so dont need worried, just prepare about 6-7 k for loan agreement will do...pls correct me if i m wrong ...tq
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micnts80
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Jan 10 2013, 09:31 PM
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New Member
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QUOTE(peri peri @ Jan 10 2013, 11:08 AM) bro, not advisable to do so. U cant outsmart the law and regulation. If they found out by their other processing department during loan agreement preparation, u r inviting trouble trouble trouble later. Bear in mind, Loan Offer is prepare by branch but loan agreement is process by their HQ. Im also on LTV 70% but im trying other method now to get the 90% according to the loop holes I'm also on LTV 70%  what loopholes u have to get 90% loan? MBSB?? Kindly share.... |
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peri peri
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Jan 11 2013, 08:29 AM
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QUOTE(micnts80 @ Jan 10 2013, 09:31 PM) I'm also on LTV 70% what loopholes u have to get 90% loan? MBSB?? Kindly share.... still in progress, will let all know once approved accordingly. Method was advised by my mortgage banker |
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peri peri
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Jan 11 2013, 08:34 AM
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QUOTE(windwind84 @ Jan 10 2013, 08:07 PM) lol... this project is tie up with bank d, mean bank will follow the developer loan lawyer..... haha so dont need worried, just prepare about 6-7 k for loan agreement will do...pls correct me if i m wrong ...tq Developer no need loan lawyer. but developer do have their own panels of SPA lawyer if the developer offering free SPA legal fee. To entitle the free SPA legal fee, buyer need to use back the same SPA lawyer as their loan lawyer and which the loan must secured from any of the developer bank panels. Is around 6k for loan agreement + stamp duty. If 50% stamp duty waiver kick in, around rm 900 to 1k will be deducted out. just my 20cents This post has been edited by peri peri: Jan 11 2013, 08:42 AM |
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peri peri
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Jan 11 2013, 08:42 AM
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QUOTE(kanghui819 @ Jan 10 2013, 05:08 PM) so I am wondering how they deduct the 5k deposit ? I heard they will refund us. But i am not sure how. Im thought » Click to show Spoiler - click again to hide... « Usually they wont refund you the rm 5k deposit when u have the 10% rebate redi,
they will keep the rm5k until end of VP for disbursement purpose.
To collect key, they will use the rm5k to offset any fee incurred during construction and any outstanding u will still need to pay up before get the key
such as
Assessment fee (rm 150 x 2 half yearly x 3 years con = rm 900)
Quit rent (rm 50 x 3 years = rm 150)
TNB meter deposit (rm 1000 - Rm 1500)
Syabas water meter deposit (rm 500)
Security access card deposit (rm 100 - 200)
any other misc fee and deposit |
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ahsoh
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Jan 11 2013, 12:20 PM
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Now from about 350psf onward I think.
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jootat
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Jan 11 2013, 01:40 PM
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QUOTE(kanghui819 @ Jan 10 2013, 05:08 PM) so I am wondering how they deduct the 5k deposit ? I heard they will refund us. But i am not sure how. i think they won't refund the 5K ... they will deduct it from the maintenance fees or other deposits that we need to pay once complete. QUOTE(peri peri @ Jan 11 2013, 08:29 AM) still in progress, will let all know once approved accordingly. Method was advised by my mortgage banker pls share with me too. |
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