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Credit Cards Alliance Bank Credit Card, Cash Back Platinum and VI

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xiaomoon
post Jan 16 2025, 04:06 PM

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QUOTE(justanovice @ Jan 16 2025, 04:00 PM)
Thanks for sharing. Can you double check no points were removed under “Total redeemed/rounded down”  ?
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this normally show in next statement
xiaomoon
post Feb 21 2025, 09:57 AM

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QUOTE(kevyeoh @ Feb 21 2025, 09:52 AM)
guys.... so weird one....the service tax waiver...how come some ppl kena spend RM50 3x within 30 days but some ppl terus can get waiver by calling in without the need to spend RM50 x 3.....
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sometime 250x3...500x3, just spend lo, if no going to use the card can cancel already
xiaomoon
post Mar 4 2025, 08:27 AM

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QUOTE(lowyat101 @ Mar 4 2025, 08:20 AM)
Hi, wanna ask about the virtual credit card. From the app, I see that there's this option to convert my purchase to 12 months 0% instalments. Will I still get the 8x points if converting to this instalment plan?

Thanks
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1x for instalment payment only
xiaomoon
post Mar 26 2025, 08:17 AM

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QUOTE(ZeneticX @ Mar 25 2025, 10:38 PM)
Wanted to check regarding the Virtual Card convert to Flexipay option. Is this available for any transaction over a certain amount.... or is it limited to certain merchants only?

Wanted to do an online purchase on Samsung store but not sure if its eligible to convert to flexipay
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any online transaction amount rm500 above
xiaomoon
post Apr 1 2025, 08:38 PM

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QUOTE(kevyeoh @ Apr 1 2025, 05:00 PM)
gais...blind me.... just to share...if you already have an existing credit card...you can apply the virtual card and you can use the virtual card for online/ewallet with separate limit...so you get to earn the 8x up to 3k as well for your virtual card...on top of what you already got for your physical credit card....

fuuh....now can budget more spending as considered as two separate card already....previously i always assume it's like supplementary card concept...share the card limit and also the benefit/reward...
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yes many already posted, platinum/infinite/virtual can get 9k ewallet and 9k online
xiaomoon
post Apr 16 2025, 05:29 PM

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QUOTE(Barricade @ Apr 16 2025, 05:20 PM)
Didn't ask you to spend RM50 x 3 times?
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some cs will ask some no ask
even ask me spend 3 time but i only spend 1 or 2 time also get rebate, maybe count previous transaction also
xiaomoon
post Jul 7 2025, 09:15 AM

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QUOTE(ideaplus @ Jul 6 2025, 06:05 PM)
Negative for my case.
My application had been rejected twice, even though I had my salary & bonus credited consistently for more than 10 years.
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alliancebank banker told me to submit BE, my salary is lower than 5k per month but my BE is above 60k(because of bonus), 1 time aprroved
xiaomoon
post Jul 11 2025, 09:15 PM

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QUOTE(jutamind @ Jul 11 2025, 08:53 PM)
Damn, just when I am thinking of applying for VS.......
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can call cs to request, but depend bank want waive or not
xiaomoon
post Jul 11 2025, 11:16 PM

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QUOTE(wjleong15 @ Jul 11 2025, 09:43 PM)
I confused
Already hold for few years and next renewal is Feb next year
So now till Jan I still have 2+1 lounge access
Or 1st Aug onwards I don’t have access unless I spend 120k?
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2+1 still got, spend 120k become unlimited

anyway, will cancel vi due to af
keep vcc, vs and vp...if vs and vp cannot waive af will cut also...

This post has been edited by xiaomoon: Jul 11 2025, 11:17 PM
xiaomoon
post Jul 14 2025, 01:57 PM

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QUOTE(lsl640 @ Jul 14 2025, 01:53 PM)
Anyone managed to clarify the ppl?

If i didn't spend 120k, no ppl at all or still have 2+1 like usual
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as the tnc mention, 2+1 is remain
xiaomoon
post Jul 14 2025, 02:02 PM

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QUOTE(victorian @ Jul 14 2025, 01:59 PM)
I feel that if it’s 2+1 for every calendar year, they don’t have to mention it’s for first year only…

A bit misleading.
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most important is the annaul fee need got house loan with them only can waive...
xiaomoon
post Jul 17 2025, 11:05 AM

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QUOTE(lsl640 @ Jul 17 2025, 10:59 AM)
For those redeem enrich via online redemption form, how you all receive the points yet?
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check your enrich account?
i redeem on 15 july still no receive
xiaomoon
post Jul 18 2025, 01:40 PM

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QUOTE(lsl640 @ Jul 18 2025, 12:03 PM)
TBP deducted, enrich not credited yet, hopefully today
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mine one credited this morning
xiaomoon
post Jul 24 2025, 08:26 AM

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QUOTE(potatoes @ Jul 23 2025, 05:38 PM)
Anyone checked your timeless bonus points? Notice any points went missing?
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mine one no missing
xiaomoon
post Jul 24 2025, 11:45 AM

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QUOTE(silverong @ Jul 24 2025, 11:40 AM)
Does 8tbp for virtual credit card eligible for flight ticket purchase via Air Asia,Malaysia airlien or those 3 party web like trip.com/agoda? Or they only eligible for 1tbp only?
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if MYR then x8
xiaomoon
post Jul 25 2025, 12:00 PM

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QUOTE(cilimerah @ Jul 25 2025, 11:55 AM)
Just got virtual card, anyone knows how to do balance transfer to other bank since it has dynamic number?
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got a main number for payment, same like physical card
xiaomoon
post Jul 25 2025, 04:34 PM

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QUOTE(cilimerah @ Jul 25 2025, 12:38 PM)
Can you share how to get that main number. Need to wait until statement out?
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go to credit card section and find your virtual card, if using mobile need to switch back normal banking
xiaomoon
post Aug 22 2025, 08:58 PM

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QUOTE(echoesian @ Aug 22 2025, 06:44 PM)
any special benefits for the virtual card that is different from the VI?
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virtual card still same benefit, x8 point for ewallet and online
xiaomoon
post Sep 5 2025, 11:53 AM

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QUOTE(guanteik @ Sep 5 2025, 09:02 AM)
Can someone enlighten me please.... since the benefits of VI have been "enhanced", the Virtual card benefits also impacted in your statement? I read that Virtual card isn't but just to be very sure.
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vcc still x8 for ewallet and online
xiaomoon
post Oct 6 2025, 10:34 AM

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QUOTE(propusers @ Oct 6 2025, 09:48 AM)
Hi, anyone using Alliance Visa Signature? https://www.alliancebank.com.my/personal/Ca...iance-privilege

is ShopeePay can get the online spending 5% cash back?

can this card get the annual fee waiver easily by calling customer center on 2nd year onwards?
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can, 2k above only got 5%, pls check the tnc

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