i thought this fund has already "closed" for purchase.
reopened for purchase?

deleted

This post has been edited by yklooi: Nov 5 2013, 11:29 AM

why past price?

Read post #1 for current price

This post has been edited by yklooi: Nov 13 2013, 12:59 PM

but just take note that the NAV may drop when there is a distribution of dividend....so the trend may....

i think post #1 has a link to the FUND PERFORMANCE Chart...there i think you can see the trend

there is a guide
How to use Fund Performance Chart?
http://www.publicmutual.com.my/OurProducts...manceChart.aspx

just a note: past performance may not be an indicative of future performance

Dividend distributions
Dividend distributions are accumulated in the fund's NAV all year long. Then when paid, the fund is reduced by that dividend amount. If dividends are reinvested, then you simply receive additional shares that equal the dividend amount times the number of shares you already owned.

For example:You own 500 shares at $11 per share at year-end, for a total worth of $5,500. There is a $1 per share dividend. Therefore, net of accumulated dividends in the fund, your fund is worth $10 per share. Assuming dividends are reinvested, you'll get $500 ($1 x 500 shares) reinvested in the fund. $500 / $10 per share = 50 additional shares. Now you own 550 shares at $10 each, which equals your original $5,500.
Except for taxes in a taxable account, there is no reason to "time" the dividend in a mutual fund.
Dividend distributions and fund prices
If your fund is paying out a dividend and/or capital gains distribution, the NAV of the fund will drop by the per share amount of the distributions on the payment date (sometimes quarterly, often annually). The investor's economic position is not changed by the distributions, regardless of whether the distributions are re-invested in the fund or taken in cash. Substantial drops in NAV from distributions most often occur in December, when many funds are paying annual dividend and capital gains distributions, especially if the distributions are large.

on your question...."Is this worth it? Is it a common practice to "goreng" our funds?"....The investor's economic position is not changed by the distributions, regardless of whether the distributions are re-invested in the fund or taken in cash.....because it is a zero sum gain...only the fund company gain from the sales charges....

http://www.bogleheads.org/wiki/Dividend


This post has been edited by yklooi: Nov 19 2013, 12:33 PM

RE read the example posted above.
or read these slide
http://wiki.answers.com/Q/Why_does_your_NA...dividend#slide1

i think i got what you mean...refer to the attached chart.
the trend goes up down up down (just refer it from year 1997 to 2004 for ease of viewing the volatility)
every highest points seems to be before the year end, and lowest point is after December.

so are you saying that, if you buy at lowest NAV (in January) and then sell at highest NAV (in December)...you will make money.
yes,...i think you can make money this way.....only provided the yield is enough to cover the Sales charges or/ and any other charges.


Attached thumbnail(s)

on your question:
1. Me now holding on to Fund A.
2. Fund A very the high NAV.
(has you made profit enough from fund A to cover the SC and the opportunity cost lost (the cost of better utilize your invested amount in fund A if you had not invested in that for that time and for the risk taken)
3. I want switching to Fund B, which haz low NAV cuz Fund B baru saja financial end year.
4. Profit?
(1) can you be sure that fund B is "sure" to go up to cover the SC for that period? (Past performance of funds may be be an indicator of future performance).
(2) is fund B within your risk appetite and the expected ROI?

In summary, we have successful investors on one hand saying ‘buy stocks cheap and forget about quality!’ On the other hand, we find other equally successful investors saying ‘buy quality stocks even if you can’t really get them cheap!’

Both approaches are right and Housel’s take away from this was both simple and profound:

“Investing is not a hard science like chemistry or physics. There are no laws or unbreakable rules. Equally smart people can have opposite views and, oddly, be equally successful. Keep this in mind when determining what works.”

For me, it just shows that there are many roads leading to Rome. But if we look beneath the surface, there is a similarity. Both approaches look at stocks as a business – that’s the common thread. And, that is what really works.

http://www.fool.sg/2013/11/20/two-great-ap...s76yhocs0070001

just click "refresh" when prompted to login

Does NAV of mutual fund really matter?
Checking a fund’s NAV before investing is absolutely a futile and a baseless exercise, in our opinion.
Will you may not believe it instantly; as the habit of first checking the price of a product runs in your nervous system. It always plays on your minds that lesser the NAV, the cheaper the mutual fund scheme.

http://www.personalfn.com/knowledge-center...lly_matter.aspx


Don’t Judge A Fund By Its Price!

So, next time, if your friends advise you to sell off your fund only because of its high unit price, remember that the performance of a fund depends on how its underlying stocks or bonds perform, instead of its unit price. With sound fundamentals (such as attractive estimated PE ratios and strong earnings growth) and strong positive economic outlook, it still makes good sense to invest in a fund even though its unit price is high.

http://www.fundsupermart.com.hk/hk/main/re...?articleNo=2690

sorry j.passing by...for posting an FSM article here in Public mutual thread..

This post has been edited by yklooi: Nov 20 2013, 12:50 PM

die-lah then,..i still got some $$ in P Strategic Bond...

xuzen, pls advise what is your takes on this? have you got the latest set of data? i intent to dump the last of my EPF withdrawal next month to PDSF to increase the exposure from 11% to about 15% of portfolio. thks

just following up from page 68 of post# 1360 ...26/7/13

This post has been edited by yklooi: Nov 25 2013, 10:24 AM

already wrinkled....cannot grow ha-ha.
thanks for the input
intend to have PDSF + HS Dividend Fund = 20% of my M'sia exposed Dividend asset class in my portfolio

GE does accept my coverage to death exclude CI due to on medication for HBP and cholesterol..
wondering can take this?
what does MGQP means?

i think the ratio is much depends on each individual risk profile, financial risk experience, net assets standing, knowing how much can you afford to lose for a certain time frame period, what is the expected ROI for your portfolio and alot of other factors....i think there is no "RIGHT" or "WRONG" ratio.

i just remembered this (was posted by other forummer before).....may not be suitable or agreeable to all, hope it helps....
The ultimate buy-and-hold strategy
http://www.marketwatch.com/story/the-ultim...17?pagenumber=1

just saw this in my email...
"Dear Unitholder We wish to inform you of our PMO Awareness Campaign, from now until 31 December 2013. Investors who sign up as a PMO subscriber and perform at least one transaction by 10 January 2014 through PMO will be rewarded with 5,000 Bonus MGQPs!! For more information on the PMO Awareness Campaign and services of PMO, please click on http://www.publicmutual.com.my/CampaignsPromotions.aspx Regards Customer Service "

david83,....pls check Fund investment corner v3....post #1170
needed your help to confirm a link

ok, sorry,...I though that thread starter "David83" is you.
can have same name?

what is full name of PISGIF?