Its 0.05% extra on own deposit and 0.1% cash if recomend friends, thats why put you on table..

If not kiasu dont need play musical chair, any bank will do..

This post has been edited by magika: Sep 11 2012, 05:46 PM

Got an FD due in the next few weeks. So need a parking house to put the $, hopefully at higher rate than the normal rate.

Reading in this thread, got some useful infor. Most attractive one for me is OPCBC but unfortunately, no OCBC in my town.

So, next best one is UOB or HL at 3.6%.

If you know of better ones, please let me know.

Thanks to GEN-X for his up to date and useful infor. Keep it up !

Cheerio.

Hi, UOB is 3.75% for 12 months. Worth a look.

This has nothing to do with "thick face skin" or "thin face skin"..

As a successful human being, we always say that we should know "DO"...

For example, if we go out for a meal, I pay for meal, if you still expect me
to pay for drink, then you do not know "DO" lah...

For common sense, we do not need to speak it out, we should know what we are supposed to do next...

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Added on September 11, 2012, 8:51 pmBR? Is it Bank Rakyat?



This post has been edited by BoomChaCha: Sep 11 2012, 08:51 PM

Human Nature,

Noted and many thanks !

No charge for checks from MBSB and Bank Rakyat:

Uplift FD to a check from MBSB, the check is free. MBSB is using May Bank check. Maximum amount per check is RM 50K. For example, if you withdrawl RM 55K, you will get 2 checks.

Uplift FD to a check from Bank Rakyat, the check is free, the check is printed with Bank Mualamat Bank logo on top and Bank Rakyat logo on bottom.

0.1% for FD too or just Savings Account? Let's see, OCBC PB minimum RM300K, 0.1% = RM300. BR better offer

Bro, I must go open account with BR and of course I'll tell them magika recommended me. And if anyone wants to deposit at BR, please refer to me and I will give you 10% of the 0.1% in return but you got to wait till I open the account first.

Bro, you are welcome but the credit goes out to all the contributors (see post#3) who report on the latest FD Promos, free gifts with our deposits and their feedback on the T&C.

Bro, next few weeks, when? See first page or check my blog when it is about to mature. Whatever it is, do compare to Bank Rakyat's rate and if you decide to go with them, don't forget to tell them magika recommended you, haha. Come to think of it, if the deposit is of significant sum, get a family member to open an account with BR first and then he/she introduce you to BR

That's because Bank Rakyat is a koperasi and as such they need a current account with a real bank to issue cheques I guess.

Update post#1 on FREE cheque by MBSB and BR.

This post has been edited by Gen-X: Sep 11 2012, 09:25 PM

HSBC in Taman Maluri will give a diary book if sign-up for their
3 month 5% FD (not premier account) for 3 months term which
will end this month.

The problem is very hard to find parking there, but HSBC provides
3 to 4 parking lots in front of their office for their premier customers.

One of the RMs there is quite friendly, helpful and attractive...

But I did not sign-up....

GEN-X,

One will be due by early next week and another one in 2 months time.

Please clarify why family member opens an a/c first and then he/she introduces me to the bank ?

Cheerio.

Early next week, I guess if you don't mind 12 months, you have option of HLB (Junior FD better if you got a kid), UOB and Kuwait Finance House but like I said, compared to BR, both interest rate/dividend lower then BR's dividend. For 3 months, UOB's promo pretty good (since OCBC out for your case). HLB's 3 month offer only good is you have exactly RM10K to deposit.

As for the two months' time, will be in November, have to wait till then.

Didn't you read magika post that Bank Rakyat reward the person who introduce a new customer 0.1% of the deposit. However, still waiting for him to confirm if it is applicable for BR's "FD".

Maybe aeiou228 may want to check it out, haha

This post has been edited by Gen-X: Sep 11 2012, 11:25 PM

Its applicable 0.1% of total FD amount if you recommend friends to deposit in their FD. You will need to open a saving account with BR, then when your friend open FD at any branch, just gave them the name n account number of the referral. I used to give back all the RM to my friends and relatives.

BR also gives free gifts and can nego, if shy get pittiance. I used to get hamper, towels, bags, a few shoe bags, just thick skin and demand, also extra 0.05% rate. Try to be nice and get nothing.

OCBC, when recomending Premier Customers no matter which branch also need to inform who the referral is, also need to ask what is the gifts, and also keep harassing. Be too nice a guy, doesnt pay, be kiasu it pays..

PS: Pls enquire first.

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Added on September 12, 2012, 9:28 am

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Added on September 12, 2012, 9:43 amWats the matter with Hong Leong Bank ?
Got quite a lot of phishing email, with quite a lot of accurate private info too. However reply to email ends with. edu something .

This post has been edited by magika: Sep 12 2012, 09:43 AM

Have some existing fund parking at CIMB saving. Dont like the step up plan just average 3.42. The 3month HL 3.95 seems is the best among all. Already had one 3.65 with my kids. What will be after 3month mature for the 3.95? Any news for like 12 months with higher rate. Preferable MB, CIMB and HL.

I am planning to open account in BR soon. Let me know so that I can put you as referer.

ok, its Captain Gen-X..

Ha ha, how about Captain Magika or some other title ??

Bro, not that I'll be opening a BR account soon, but I want to thank you for the above priceless info

Yah, also getting the stupid "HLB" emails at one of my many email accounts. Like I mentioned in my blog, sign up for a email account specifically for online banking account and never disclose this address to anyone including disclosing it in application for banks' credit cards.

After 3 months, the HLB rate will go to board rate if you opt for auto renewal. So, I guess you can join us playing Musical Chair when your FD mature in 3 months and see what's being offered.

As for MBM and CIMB 12 months FD Promos, seldom the effective interest rate works out to be more than Affin's board rate of 3.6%.

I want Admiral title lah

Will do , Admiral X

I heard the free gift gold art from OCBC worth RM 250, and it comes
with a certificate.. is it true..?

Worth so much? Didnt see any certificate inside box...may be mine fade

The gold art worth RM 250 with a certificate...
But this is what the stingy RM told me on the phone last week.
I do not know if this is true or not..?

If you wish, you can call OCBC hotline at 1 300 800 500 to see if this
gold art worth RM 250? And does it come with a certificate?

And if you wish, you can call your OCBC RM to double verify

If this gold art is a tiny gift, then I will not bother to call her, since she
is not willing to call me back.