Today went to Maybankard Center at 1U to apply Maybankard 2 Gold..get 1 Starbucks card and I can collect my credit cards in sharp 1 hour time..really efficient and satisfied..

But how come my existing M2U account doesn't show the credit card? Do I need to do something?

Beside that, for the credit card payment, if both cards got outstanding balance, I need to pay individually?

This post has been edited by Lineage: Aug 5 2012, 12:29 AM

Yes, for each card.

Is 5x treat points and 5% cash back for pumping petrol with MBB2 AMEX on weekends really true? Wow!

Yes, capped at RM50 per month

Not only petrol pumping, any transaction, either physical or online transactions, so long the transaction date is captured on weekends.
That's why I love AmEx. Push my online purchases to weekends via PayPal and only go out for drinking sessions with my mates on weekends.

then, mind to share when u will use the OCBC card. Is ur monthly MB2C rebate always get full rm50..

use it on weekdays then
oh,if only i am eligible for OCBC Ti as well...
for now,i'll be content with my citibank

My MPSJ Payment failed with Maybankard 2 AMEX

Type my 15-digit AMEX as it is

Added 0 in front of my 15-digit AMEX


This post has been edited by ronnie: Aug 5 2012, 08:52 AM

-Always use Amex (if possible), on weekends because outlet that accept Amex is lesser, and got 5% and 5x TP, regardless of category.
-always use Amex on weekdays (if possible) if it's not the 4 categories for ocbc, coz Amex give 5x TP = 2.5%, ocbc only 1%
-on weekdays, if it's under ocbc 4 categories, use ocbc.
-utilities bill, always pay with ocbc (even cukai tanah has 5%), except for telco payment, if u always go shopping mall and willing to queue awhile at telco centre or outlet to pay with Amex.

Lastly, use common sense. Takkan rebate cap Sudah full for either card u still use the above rules rigidly.

Because of this AMEX I am changing my petrol from BHP to Shell. Going to counter to pay for petrol? No thanks. Smooth and easy is the way to go.

No, I don't get full RM 50 every month. I'm not that hardcore during weekends.
How do I use? During weekdays, I'll use my OCBC Ti for 5% categories. For non 5% categories, will try to use AmEx if the merchants accept.
My OCBC Ti's usage is lower than AmEx.
Anyway, both cards (added together) give me about RM 40-50 rebates every month.

This post has been edited by fruitie: Aug 5 2012, 11:21 AM

went to 1U's card centre today and got my 2 cards applied... got it approved after 1 hour, got the card straight despite only having 1 month payslip and offer letter, together with bank statement.. however, got very strong fundings in FD under my maybank account..

just a question fellow sifus, by default, both the cards should be visible in maybank2u together with my savings acc right? can't seem to see the cards attached to my account.. need to wait few days?

regarding the maybank 2 cards, is there a minimum number of swipes required to waive off the "free" annual free?

Not stated at the product disclosure, so no min number of swipes for the AF for this case.

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Added on August 5, 2012, 5:26 pmSupposely you will see it at your M2U. Give it a day, call up CS if it is still not there and see if he/she can help. Else you may need to go to any branch to do the linking.

This post has been edited by Human Nature: Aug 5 2012, 05:26 PM

thanks. it's my first time in credit card. wanna learn more about it.

let's say i buy sth worth RM100 using credit card. AFAIK, there's a minimum interest/fee charged immediately to it, isn't it? even if i payback the credit in maybank2u website within a month, there's still interest, correct?

Hi, the purchase is interest free up until the statement's due date. If you dont settle in full after this date, the interest kicks in.
The due date is 20 days from the statement date.

Since you are new to CC, I suggest you to read up this write up by Gen-X when you have the time:
http://generationsxyz.blogspot.com/2012/02...cards-earn.html

I've read the fine print on the form.

can explain more on this?

It tells you the minimum amount that you need to pay, but bear in mind, you will be charged the interest when you dont settle in full/pay min amount.

i'm blur.. 5% or the 0.74% (8.88% devide by 12)? or 0.74+5% or what? can give example?

Don't forget OCBC Ti got auto rebate GST RM50 if you spent more than RM10K a year