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Credit Cards MACH by Hong Leong Bank Credit Card, The card that reflects your Lifestyle
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cybpsych
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 Jan 27 2016, 08:41 AM
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QUOTE(wjleong15 @ Jan 26 2016, 11:09 PM) midvalley staff told me the same as well unless we apply not via existing hlb card holder but submit epf document to apply as new then only can get card in 1 hour possibly policy changed. i didnt bring anything. went there, applied on the spot. using epf machine there. everything done by staff. approval was verified in 5 mins (called to hq). then required 30mins to emboss the cards, etc. |
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cybpsych
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Jan 27 2016, 04:45 PM
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QUOTE(wjleong15 @ Jan 27 2016, 04:44 PM) cause you submit epf. i din submit income doc just fill out form said existing card holder want to take additional card 3 days approved wait card send to hlb midvalley but out of stocks took me 2 weeks plus to get card EPF statement was printed on the spot. didnt bring anything. even during registration, staff noted my other card, HLB Wise. nothing special. staff just processed on the spot. again, policy could've changed since Aug 2015. |
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cybpsych
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Feb 3 2016, 08:39 AM
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QUOTE(cybpsych @ Oct 27 2015, 08:53 AM) New FAQ for Pin & Pay (“P&P”) Mach Credit Cardhttps://www.machbyhongleongbank.com/assets/...it-card-faq.pdf14. Do I need to enter the PIN when using my card in Malaysia?Yes, if you are prompted by the merchant to key-in your PIN. Please be informed that effective 1 January 2017, all payment transactions performed via POS or other payment devices and ATM require input of PIN. QUOTE(KY Kiske @ Feb 3 2016, 08:27 AM) But my agent said it will be used for the future pin verification instead of signature... then request for new pin again lo. pin verification will take effect 2017. this year would be card replacement and etc. |
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cybpsych
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Feb 5 2016, 09:21 AM
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QUOTE(saitong09 @ Feb 5 2016, 09:03 AM) In order to use the payment with PIN, need to upgrade to new card? forced upgrade from all banks' cards. good news is card number is maintained so that no interruption in existing standing instructions/autodebit. |
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cybpsych
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Feb 5 2016, 10:15 AM
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QUOTE(cybpsych @ Oct 27 2015, 08:53 AM) New FAQ for Pin & Pay (“P&P”) Mach Credit Cardhttps://www.machbyhongleongbank.com/assets/...it-card-faq.pdf14. Do I need to enter the PIN when using my card in Malaysia?Yes, if you are prompted by the merchant to key-in your PIN. Please be informed that effective 1 January 2017, all payment transactions performed via POS or other payment devices and ATM require input of PIN. QUOTE(saitong09 @ Feb 5 2016, 10:10 AM) Oic, if upgraded to new card still can use signature instead of PIN until the old system fully phased out? read |
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cybpsych
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Feb 8 2016, 11:59 AM
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Heartbeans Coffee categorized as Retail Transaction.
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cybpsych
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Feb 12 2016, 02:19 PM
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QUOTE(edwardccg @ Feb 12 2016, 02:07 PM) my statement date is 11th, and get the e-statement today (12th). this is quite fast! compare to aeon's 10th statement date but statement not ready yet until today (12th). it's been improved for some time now  estatement always +1 day after bill date. Same goes to HLB Wise too  |
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cybpsych
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Feb 22 2016, 09:06 AM
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quick question about Mach's Mobile bill payment to Maxis.
seems paying Maxis postpaid bill is eligible for 3% cashback by Mach (yes, there's RM5/quarter fee).
anyone have tried Maxis Fiber bill using Mach? can pay Maxis Fiber using MaxisPay? or need to use MyLaunchpad?
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cybpsych
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Feb 22 2016, 10:13 AM
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QUOTE(ronnie @ Feb 22 2016, 10:09 AM) Yes. You can pay any Maxis Mobile and Home Fibre via MaxisPay ... it's considered MOBILE (under HLB WISE) great ! was thinking to utilize additional Mobile category to pay Maxis Mobile/Fiber. My quota for Wise already full  and Mach's 3% Mobile CB seems the next best thing (and no, i'm not interested to get Aeon Watami or PBB VS, before someone else recommending them LOL~). |
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cybpsych
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Feb 22 2016, 10:23 AM
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QUOTE(fruitie @ Feb 22 2016, 10:20 AM) You should get UOB VOX for 5%. too many cards jor  i'm just targeting Maxis bills, averaging RM500 per month. for Mach, that'd be RM1.5k with about RM40 CB (minus RM5 for the fee) per quarter. |
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cybpsych
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Feb 22 2016, 10:29 AM
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QUOTE(fruitie @ Feb 22 2016, 10:26 AM) You should apply it, a good online transactions card. You could have gotten RM 75 without a single fee. good card indeed, but trying not to hold many cards. i wonder if holding too many cards will affect future house loan? planning to get a new prop for own stay, but i wonder will the cards affecting my loan applications/approval or not  |
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cybpsych
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Feb 22 2016, 10:32 AM
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QUOTE(fruitie @ Feb 22 2016, 10:30 AM) Nah, it will not affect that much. Unless you are not a good paymaster. When it really happens, then only cancel useless cards. thanks. lemme try Mach for few months first. then i might reapply PBB VS, else VOX. |
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cybpsych
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Feb 22 2016, 02:42 PM
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QUOTE(saitong09 @ Feb 22 2016, 02:34 PM) If you have huge outstanding amount, it will calculated and might affecting your loan application. Make sure you do full payment every month if possible. i dont have big outstanding from cc except the usual monthly statement i was thinking that each card has its CL, so, that amount might contribute as my risk exposure for each card. if bank loan taking account each card's CL, then loan approval may not be smooth. dont know exactly, i just wondering on this. |
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cybpsych
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Feb 22 2016, 02:47 PM
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QUOTE(kyle_kl @ Feb 22 2016, 02:43 PM) You can always reduce the credit limit, i don't think it will affect your housing loan much. orite noted with thanks! |
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cybpsych
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Feb 22 2016, 02:54 PM
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QUOTE(saitong09 @ Feb 22 2016, 02:51 PM) Yeah, less worry. Just remain 1 card with high cl. Others cb card lower down the cl to meet your needs thanks |
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cybpsych
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Feb 29 2016, 08:25 AM
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QUOTE(talzer @ Feb 29 2016, 08:17 AM) the mobile cashback is inclusive regardless of which cashback category you choose? what made you think so? |
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cybpsych
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Mar 3 2016, 10:43 AM
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QUOTE(ronnie @ Mar 3 2016, 10:34 AM) Package and Category is different term. Package consists of a few Categories Style "category" outlets are only those merchant they listed on their brochure only, right ? i had similar experience with this. Bought jeans from Levi's, not under Style but Retail. Purchases from Uniqlo gotten 2%. |
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cybpsych
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Mar 5 2016, 04:37 PM
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QUOTE(bitcomet79 @ Mar 4 2016, 08:08 PM) May I know if buy Baskin robin cake got 5% Cashback? Is it in the MCC code? i gotten cashback for BR using m2card AMEX dining. should be easily covered by Mach's Dining too. |
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cybpsych
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Mar 6 2016, 08:44 AM
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QUOTE(bitcomet79 @ Mar 6 2016, 01:26 AM) Ok. Noted. Sorry OT.....for Amex, you got cb b4 the card was downgraded to only dining or after? Tq after downgraded to Dining, of course |
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cybpsych
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Mar 9 2016, 04:29 PM
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QUOTE(OKLY @ Mar 9 2016, 04:21 PM) Currently I have a MACH card and I'm planning to apply a second Hong Leong bank card which is the GSC card to enjoy benefits at GSC. Any easy way to apply without the need of submitting documents? i got the same idea as below no need to complicate matters i can do without other "bonuses" from HLB-GSC. Mach's 10% Movie category is good enough dy. QUOTE(saitong09 @ Mar 9 2016, 04:26 PM) You can choose social package or add movie category for existing Mach card. agreed. i recently added Movie category to my Trendsetter package. effective next month  |
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