Bro, Dining with 5% easy lah to get RM100 cash back within 3 months also. But the rest we talking about 1-3%

For movie, if one really can earn RM100 cash back in 3 months, better go get Citibank Clear Card and get FREE 1 for 1 Movie Ticket.

For Nightlife. Is it all bar including neighborhood bar?

I don't think it is hard to get RM 100 from dining in a month -.-... and keep it in drawer for 2 months lol

Other than MACH Product which you have first hand knowledge, I suggest you go read all the articles in my blogs before you comment on other credit cards benefits, hahahaha.

Citibank Clear Card entitles the Cardholder FREE 1 for 1 Movie Ticket on Fridays at TGV, GSC and Cathay.
And on Saturdays, Citibank Clear Card entitles the cardholder FREE 1 for 1 Movie Ticket at TGV only until end of this year.

Bro, why no mention of annual fee in first post. Worry scare off potential customer ar?

Can you post a scan copy of the MACH application form ?

Just as long it's readable...

Agree with you 
And due to "popular demand", to read my latest article and review click >>> Mach by Hong Leong Bank for GenY - First Look

Just to share, I left my contact and e-mail on the MACH website, someone did call me from the MACH branch and promised to send me the application form but it has been a few days - nothing.

Even my regular HLB CS staff which I always contact also cannot give me satisfactory explanation or application form for the MACH credit card. 
The terms and conditions, examples and faqs on the MACH website is incomplete.

If there are any HLB senior management reading this, please don't launch a product if you do not have the capabilities to support pre and post sales. It will work against you plus generating negative feedbacks and your competitor will be all too happy to take them away 

Above applicable to all HLB credit cards. Hong Leong Bank recently reduced the early penalty settlement fee to RM70 for their Balance Transfer Plan. It used to be RM100.

In my article Hong Leong Bank Credit Cards - What Are They Good For? there is an example comparing the charges if one settles prior to the expiry for the BT plan versus paying minimum until the very last day of the expiry date.

Oh I see, I believe the answer is NO. Else everyone will be switching left, right and center every day.
That's logical as HLB wants to charge you RM5 for add-on

I don't beleive you can change within the Preset 3 packages.

Thanks for explanation.
I'm OK with just one package as currently I don't really have a card that gives discounts for movies tickets yet.
So, I'm just thinking to get Social package only.

I believe for dining, I still have OCBC Ti to complement and IT stuffs I usually go during weekends and to the stores that accept AmEx, I that should compensate this part.

Some comparison figure from HLB Essential Card

Spend RM2254.72, Rebate RM23.00 (1.020%)
Spend RM1771.91, Rebate RM18.00 (1.016%)
Spend RM1988.05, Rebate RM20.00 (1.006%)
Spend RM1501.41, Rebate RM15.00 (0.999%)
Spend RM2818.06, Rebate RM28.00 (0.994%)
Spend RM2528.66, Rebate RM25.00 (0.989%)

Make your own conclusion   

Is there any roadshow booth for promoting MACH by Hong Leong ?

We prefer to receive RM50 GST offset... Then I will signup immediately.

yea, they do it on the spot.
you based in MV?

Not sexy also....
It's still capped at RM100 per quarter.... not RM200 per quarter ???

Point well taken.... keeping RM10k in FD is better use of the money. (unless the rebate is >5%)

Hi ts, i see 1 of ur post mention mach by hlb branch only sell mach cc?i thought got car loan and p.loan?would like to know if the car loan got 1 hour or 1 day approval?sry..Off topic. Just curious