better decide your package quick. it will take effect next Jan.

subsequent change will be the following quarter, April.

yup, counter also. didn't dare to try kiosk yet.

call-in to convert to Mach.

say you're not happy with the benefit revision for Wise card, and to convert. Also, stress them to pro-rate the AF that you've paid and transfer to the new Mach card.

the conversion is part of their comm. when Wise revising the benefits. Refer here

// Q: If I decided not to keep my WISE Credit Card, what option do I have?
A: If you find that the changed WISE Credit Card does not suit your needs, you are welcome to switch your WISE Credit Card to another credit card. No switching cost involved. Just give us a call at +603 7626 8899. We will be happy to assist you. //

nobody reply kart's question here

Looking at the list of ineligible dining merchants, was it reported before that 5% dining Cashback is not given for very few dining outlets which really have MCC 5811, 5812 or 5814?

i guess those ineligible dining list are outside of MCC 5811/5812/5814, else it would've tagged as Dining.

it wont zerorize.

2 indicators: min payment = RM0 (after statement amount paid) and outstanding balance = reduced to latest outstanding amount

last time ppl reported 5814 MCC at other jg outlet. search MCC thread.

hongleongconnect

been reported few times last year.

search "cmsb" and you'll find those posts and their findings.

cashback is posted on 1st of the following month, thus yours would be on 1 July (viewable in hlconnect on 2 July)

refer your statement's payment due date. it should be on 18 July 2017.

pay by this date.

yes, deduct from next month's outstanding.

since your statement date is earlier than cashback date, you basically "enjoy" the cashback 1 month late

why dont you change statement date to earlier date like 8th of the month? then the payment due date is 29th, which is near your pay day and the statement will capture the monthly cashback as well.

not sure if HLB's system detect it as underpayment for your June statement.

you can try if insist to but not recommended.

since you will continue using the card, it doesnt matter much. cashback amount is small

if you realized before, his statement already showing the category tagging.

it means those tagged transactions are identified as user's selected categories, i.e. eligible for cashback.

revised for some time already.

HLB and other banks really need to update their system to capture Celcom's new MIDs/description.

read here

no easy way. call CS to find out your transactions. share with us once u gotten new MCC/location/merchant.

for general reference, the link provided is a good start. that thread was compiled from ppl reporting here.

https://www.machbyhongleongbank.com/files/notice-en-bm.pdf

the announcement already stated the info, when closing, existing accounts move to where, etc.

the announcement stated so: ... your account number(s) along with other related facilities will remain unaffected.

they are just closing all mach branches and its operation is absorbed into existing hlb branches. this is more logical and practical approach to save & optimize cost (manpower, overhead, etc).

if it's a brand termination, the products would be changed or terminated. this is not stated in the announcement nor is their plan to ask customers to change the products. who knows. maybe they're killing the Mach brand/products down the line, when nearing Feb 2018.

imo, from brand perspective, i'd rather they kill off the Mach brand/products in one-shot, and offer migration option to existing HLB products. this is more tedious than closing branches.

call CS