Now you buy KL property also sky high.

Btw, I am driving back this friday. Drop off at Kajang Town. Let me know if anyone keen to follow - 2 space available
S$ 25 (One way - pick up at your place if you are around East)

Pm me.

This post has been edited by chess_gal: Jul 24 2012, 06:27 PM

Nah, I'll just butcher you and feed your body parts to dogs

Money remittances at arcade. Very safe. Highest transfer personally done 300k for some business transaction. No transaction cost. And even better exchange rate.

They transfer to your bank account in Msia. You just get a receipt. Yeah gave cash. Transfer in tranches though. Ask bank to give you 10000 note. Easy to carry.

I have done it multiple times, takan they wanna cheat your money in exchange of jail time right? All the money remittance in Arcade are long established money changer/remittance company and MAS is very strict on money changer/remittance company. hence doubt it is has any hanky panky activity, unless you are damn sueh to meet one in Singapore.

Like I said, you want to play safe, transfer 20k each time. Once first time okay, you may continue to transfer. Else you can go to bank, safer but a lot of admin fee and unfavourable exchange rate.

Last method, carry cash across the border (technically need to declare).

Mc Donalds' - SGD4.50 per set.

Ah Moy Street also a lot reasonable hawker food.

Car loan is at 1.88% only

One of my friend who has been working in Sg for past 5 years were detained at immigration at the airport when he was about to leave Malaysia, apparently he didnt declare his tax while he was in Singapore.

Upon investigation, he was told to submit an empty form despite no declaration moving forward. So, just fill in your name and submit an empty form online.

No, he went back for a holiday. msia income tax department is improving! they are pretty prompt in sorting out tax issue nowadays. Perhaps they hv a new KPI to meet?

Btw, last week I drove back to KL, there is this Lembu Sign on the highway, anyone notice it? Damn funny.

10 years ago maybe la, but now got lembu meh?

The last round I drove back in June, didnt see such sign. I just came back from Australia and they have kangaroo sign on the highway cause the kangaroo do jump around on highway, but lembu on highway, havent seen that for a long long time.

No impact to me. I dont own a hdb but a condo.

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Added on August 8, 2012, 1:11 pmYa betul. Only applies to renting out whole flat but not individual room. It is not uncommon that owner tries to go around the regulation by locking one room.

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Added on August 8, 2012, 1:14 pmIs it? I thought usually headhunter get paid by employer! Are you just pulling the poor fellow's leg?

As far as I am aware, commission/fee is payable by the employer.

This post has been edited by chess_gal: Aug 8 2012, 01:14 PM

so that we dont have to pay for the additional buyer stamp duty which is applicable for foreigner.

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Added on August 8, 2012, 11:19 pmBuy used car. New car too expensive

This post has been edited by chess_gal: Aug 8 2012, 11:19 PM

Yes. Just convert your license and sit for theory

Chinese New Year, Raya, Christmas, never try to drive or travel by coach, horrendous jam at the causeway. Book air ticket in advance, my worst encounter was 3 hours at immigration + 5 hours of turtle speed on the highway. And worst thing is that uncle police cari makan on the road, block 3 lanes into 1! add salt to injury.

Or, drive at 2am/3am traffic should clear by then.

Hahahahahah!!!

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Added on August 10, 2012, 2:17 pmI have a friend, wife in KL and he goes back every week, friday night, fly back to KL, comes back late evening on sun.

If you book early, airticket about 100-120. I think reasonable to keep yourself sane if you do not have many friends or home sick.

This post has been edited by chess_gal: Aug 10 2012, 02:17 PM

Same here, condition = mesti putih

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Added on August 13, 2012, 7:39 pmYour thought is wrong then, if SPR is better than Pass Holder, Does it mean, Singaporean pay is better than SPR?

Singaporean > SPR > EP > WP??

For EP & WP maybe a different but not much after you are an EP.

Usually EP are granted to graduates so chances are your pay is a graduate pay.

This post has been edited by chess_gal: Aug 13 2012, 07:39 PM

You only get extra 16% not 36%. 20% is from your gross salary. And yes, capped at $5k salary, hence you get extra $800 per month if your company decides to refund you the employer CPF.

However, reimbursement is not compulsory for every company as such is not tax deductible and has to be added back in tax, such practice is only prevalent in MNC companies to incentivised those who has no employment fund in Singapore. But for smaller company, it might not be the case.

Money was good when I wasnt a PR, extra cash every month.

Rate is usually better during Raya month. if just to pay bills not much of impact unless you are buying house/property with huge outlay. else i think a few decimal change has minimal overall impact.

Go to JPJ say this

"Bang, nak dapatkan JPJ Extract"

They would pass a form to you to fill in and pay RM10 as processing fee.

If they ask you, what is it for

"Nak pandu kat luar negara" (Australia, UK, US NOT Singapore)

Dont mention

"Nak dapatkan license kat Singapore"

No, I didnt have to fill in any country. Mine was just full name, IC, purpose "to drive oversea", and a RM10 note. Got my extract within an hour from JPJ Bangi.

No question asked.