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 AS1M/ASM/ASW2020/ASN/ASB and other PNB funds V3, lending your money to the government

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wil-i-am
post Aug 30 2013, 05:16 PM

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QUOTE(mois @ Aug 30 2013, 05:15 PM)
Tanjung manis post office. Asw2020 no cap 200k? I was told they have cap few years ago.
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No limit for ASW2020
davinz18
post Aug 30 2013, 05:22 PM

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QUOTE(Leo the Lion @ Aug 30 2013, 04:31 PM)
Here

http://instagram.com/p/doSrIhRKrU/

I say hefty since the money is alot to me. I could invest more but if I do that, lari plan liao...

Anyway lucifah, its ASB. I dont have other ASNB account
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It's good.

6.2k within 2mth rclxms.gif thumbup.gif
davinz18
post Aug 30 2013, 05:23 PM

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QUOTE(wil-i-am @ Aug 30 2013, 05:16 PM)
No limit for ASW2020
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rclxm9.gif rclxm9.gif thumbup.gif
davinz18
post Aug 30 2013, 05:24 PM

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QUOTE(wil-i-am @ Aug 30 2013, 04:32 PM)
For me, 999 looks nicer as compared to 1,000  smile.gif
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number 9 my fav number biggrin.gif thumbup.gif
[Ancient]-XinG-
post Aug 30 2013, 06:32 PM

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QUOTE(Leo the Lion @ Aug 30 2013, 04:31 PM)
Here

http://instagram.com/p/doSrIhRKrU/

I say hefty since the money is alot to me. I could invest more but if I do that, lari plan liao...

Anyway lucifah, its ASB. I dont have other ASNB account
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the 31/7 and 13/8 why the id pengguna so short
davinz18
post Aug 30 2013, 06:48 PM

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QUOTE(Ancient-XinG- @ Aug 30 2013, 06:32 PM)
the 31/7 and 13/8 why the id pengguna so short
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That ID Pengguna looks so familiar? where I seen it hmm.gif
[Ancient]-XinG-
post Aug 30 2013, 06:51 PM

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QUOTE(davinz18 @ Aug 30 2013, 06:48 PM)
That ID Pengguna looks so familiar? where I seen it  hmm.gif
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for other, that's short is normally dividend. But in asb is what?
davinz18
post Aug 30 2013, 06:56 PM

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QUOTE(Ancient-XinG- @ Aug 30 2013, 06:51 PM)
for other, that's short is normally dividend. But in asb is what?
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Yea, you're correct. That's code for dividend. That's why when I look it so familiar to me smile.gif

Maybe it's asnb branch code? hmm.gif PM & banks also have different ID smile.gif
wil-i-am
post Aug 30 2013, 07:11 PM

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Now only I realized that a lot of forumers here is very good at forensic assignment notworthy.gif
[Ancient]-XinG-
post Aug 30 2013, 08:21 PM

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QUOTE(davinz18 @ Aug 30 2013, 06:56 PM)
Yea, you're correct.  That's code for dividend.  That's why when I look it so familiar to me  smile.gif

Maybe it's asnb branch code?  hmm.gif  PM & banks also have different ID  smile.gif
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currently i am away from home. if not can check.
if not mistaken, the code 1200 and 1210 got diff for sure.
In ASM, either 5200 or 5210 is dividend.
the 013737 and 024269 is agent code, SY and WA is bankers name. So confusing.
sure ASB coding diff with other funds.
becasue AS1M, ASM, ASW the short code is SURE for interest rate.
rclxub.gif
davinz18
post Aug 30 2013, 08:31 PM

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QUOTE(Ancient-XinG- @ Aug 30 2013, 08:21 PM)
currently i am away from home. if not can check.
if not mistaken, the code 1200 and 1210 got diff for sure.
In ASM, either 5200 or 5210 is dividend.
the 013737 and 024269 is agent code, SY and WA is bankers name. So confusing.
sure ASB coding diff with other funds.
becasue AS1M, ASM, ASW the short code is SURE for interest rate.
rclxub.gif
*
Wah, you so observant thumbup.gif I also don't know much about the code thing.

I'm so Malu ooh blush.gif
davinz18
post Aug 30 2013, 08:32 PM

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QUOTE(wil-i-am @ Aug 30 2013, 07:11 PM)
Now only I realized that a lot of forumers here is very good at forensic assignment  notworthy.gif
*
yesss rclxm9.gif rclxm9.gif rclxms.gif
[Ancient]-XinG-
post Aug 30 2013, 08:35 PM

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QUOTE(davinz18 @ Aug 30 2013, 08:31 PM)
Wah, you so observant  thumbup.gif I also don't know much about the code thing.

I'm so Malu ooh  blush.gif
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free ma...

haiya don't say la i shy shy liao lo

blush.gif blush.gif blush.gif
davinz18
post Aug 30 2013, 08:42 PM

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QUOTE(Ancient-XinG- @ Aug 30 2013, 08:35 PM)
free ma...

haiya don't say la i shy shy liao lo

blush.gif  blush.gif  blush.gif
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You really did your research. Others finance related thread also you give good advice. Like pro woh rclxms.gif
[Ancient]-XinG-
post Aug 30 2013, 08:50 PM

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QUOTE(davinz18 @ Aug 30 2013, 08:42 PM)
You really did your research. Others finance related thread also you give good advice. Like pro woh  rclxms.gif
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Tq Tq blush.gif haha.

all that personal opinion only.. haha ^^
Leo the Lion
post Aug 30 2013, 09:47 PM

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QUOTE(smartinvestor01 @ Aug 30 2013, 06:05 PM)
Wow, you are putting such a big sum of money for quite a few months..  rclxms.gif
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QUOTE(davinz18 @ Aug 30 2013, 06:22 PM)
It's good.

6.2k within 2mth rclxms.gif thumbup.gif
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I actually target 7k for this month or 10k end of this year. But need money to use for pay studies fee and other stuff. Seems impossible sad.gif
wil-i-am
post Aug 30 2013, 11:41 PM

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QUOTE(Leo the Lion @ Aug 30 2013, 09:47 PM)
I actually target 7k for this month or 10k end of this year. But need money to use for pay studies fee and other stuff. Seems impossible sad.gif
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U r very discipline in term of savings thumbup.gif
wil-i-am
post Aug 30 2013, 11:49 PM

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QUOTE(Ancient-XinG- @ Aug 30 2013, 08:21 PM)
currently i am away from home. if not can check.
if not mistaken, the code 1200 and 1210 got diff for sure.
In ASM, either 5200 or 5210 is dividend.
the 013737 and 024269 is agent code, SY and WA is bankers name. So confusing.
sure ASB coding diff with other funds.
becasue AS1M, ASM, ASW the short code is SURE for interest rate.
rclxub.gif
*
U r very diligent
Observe each n every alpha numeric in d passbook notworthy.gif
wil-i-am
post Aug 31 2013, 12:11 AM

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Kod U/N for ASW2020
3200 - Open new account
3210 - Top up
3270 - Dividend
3310 - Withdraw
backspace66
post Aug 31 2013, 10:30 AM

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looking at the current ASB loan rate, it seems that it is more worth it to refinance your house instead. This way you have better rate at BLR-2.4% instead of most ASB loan at BLR-1.65%.

So if you have already bought a house and already out of the lock in period, i suggest for people who intend to take ASB loan to look at this other option.

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