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 AS1M/ASM/ASW2020/ASN/ASB and other PNB funds V3, lending your money to the government

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davinz18
post Aug 26 2013, 10:06 PM

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QUOTE(lucifah @ Aug 26 2013, 09:58 PM)
even bumiputra finds it very difficult to top up ASM, let alone open a new account...  laugh.gif
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That's why I wish "good luck" tongue.gif
davinz18
post Aug 26 2013, 10:54 PM

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QUOTE(navink @ Aug 26 2013, 10:38 PM)
Good news for my parents.. They invested RM50k inside..
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Ask them to keep it for long-term (if can). icon_rolleyes.gif
davinz18
post Aug 26 2013, 11:09 PM

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QUOTE(navink @ Aug 26 2013, 11:06 PM)
They invest it when Wawasan 2020 1st open to public..
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good rclxms.gif

Then they know the benefits of long term investment
davinz18
post Aug 26 2013, 11:14 PM

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QUOTE(wil-i-am @ Aug 26 2013, 11:07 PM)
No of shareholders have decreased
907,624 in 2012 -v- 899,967 now
D drop most likely from 5,000 n below category
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what does that got to do with the decrease number of unit-holders???

you hold below 5k or above 500k, you still consider unit-holders of asw2020.

The decreased I would say because of the unit-holders "closed" their account or have died (their units transferred to their children)

So my previous comment telling people are worried about "change" in GE & are withdrawing / closing account are true smile.gif

This post has been edited by davinz18: Aug 26 2013, 11:16 PM
davinz18
post Aug 26 2013, 11:30 PM

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QUOTE(wil-i-am @ Aug 26 2013, 11:20 PM)
Moving forward, u will notice d no of holders in other categories:-
5,001-10,000
10,001-50,000
50,001-500,000
500,001 n above
will increase year on year basis.
Dis means existing holders alredy/will tighten their grip as the benefit of compounding is very effective
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Okay, now you understand that below 5k until above 500k are considered unit-holders. Case closed!

Yup, as the years goes by, the balance amount would increased thus the difference of unit holders numbers in the categories you mention above (if the unit-holders don't withdraw the dividend).


davinz18
post Aug 26 2013, 11:33 PM

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QUOTE(ronnie @ Aug 26 2013, 11:26 PM)
Can we go open/top-up ASW2020 on 1~2 Sep 2013, since there's a small chance to get it ?
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2nd Sept only "open" again, You can "try" your luck.

(those working day state on 1st Sept cannot "try" )
davinz18
post Aug 27 2013, 03:30 PM

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QUOTE(Ancient-XinG- @ Aug 27 2013, 10:39 AM)
Good to here this actually. I read the chinese newspaper SCJP under business section, (ystd ) the taiwan famous stock god Hu Li Yang stated, the game money is OVER, is time to stop all investment and put the cash under the pillow. Thats scarring! The stock market will be affected for 10 years long...

I hope the PNB's ASNB "standard statement" is the REAL statement, not just confronting the investor..... Esp for the variable price unit trust....
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Stock market is very bad now. Almost everyone is losing cry.gif

Anyway I just hope next year dividend won't be so bad. Worst-case scenario, expect dividend rate of 6sen (for fixed priced fund) or 5sen (for variable priced fund) sweat.gif
davinz18
post Aug 27 2013, 03:33 PM

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QUOTE(lucifah @ Aug 27 2013, 12:09 PM)
always follow this route:

ASB - 8.+%
ASM / AS1M / ASW2020 - 6.+%
ASN / ASG - floating @ 5.+% (effective)
FD - 3.+%
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I'll remember this for my personal reference smile.gif
davinz18
post Aug 27 2013, 03:37 PM

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QUOTE(wil-i-am @ Aug 27 2013, 11:27 AM)
Alredy standby $ to top up on 2/9/2013  brows.gif
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Min 5% of the total unit-holders would do the same thing whole of Malaysia biggrin.gif
davinz18
post Aug 27 2013, 03:57 PM

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QUOTE(titanic_crash @ Aug 27 2013, 03:45 PM)
time: there is because waiting time at the asnb counter could stretch for 1 hr...
cost : there is no cost involved...my office is next to asnb office
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you're very lucky indeed rclxms.gif
davinz18
post Aug 27 2013, 04:00 PM

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QUOTE(wil-i-am @ Aug 27 2013, 03:50 PM)
U want some.....
Come n take some..... rclxm9.gif
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I'm thinking very carefully, strategizing my next move biggrin.gif
davinz18
post Aug 27 2013, 04:03 PM

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QUOTE(celicaizpower @ Aug 27 2013, 03:50 PM)
both bro, why?
errr... asb full liao... they dont allow any more additional cash inside... huhu... (because i took the 200k ASB loan)...
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As lucifah said, always follow this route:

ASB - 8.+%
ASM / AS1M / ASW2020 - 6.+%
ASN / ASG - floating @ 5.+% (effective)
FD - 3.+%

So AS1M is your "best" choice now, anytime can get sweat.gif
davinz18
post Aug 27 2013, 06:30 PM

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QUOTE(Ancient-XinG- @ Aug 27 2013, 06:24 PM)
yea. Please don't drop below 5 %
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I don't think it would go below 5% smile.gif
davinz18
post Aug 27 2013, 06:41 PM

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QUOTE(wil-i-am @ Aug 27 2013, 06:30 PM)
Wat u gonna do if ASW2020 runs wild n declare 4%?  shocking.gif
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"standard" quote by most Malaysian - "it's still better than FD" biggrin.gif
davinz18
post Aug 27 2013, 06:58 PM

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QUOTE(lucifah @ Aug 27 2013, 06:47 PM)
nothing much you can do. at least you earned something. that's what you get for investing in low risk / no risk funds nod.gif
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+1 rclxms.gif

This post has been edited by davinz18: Aug 27 2013, 07:01 PM
davinz18
post Aug 27 2013, 07:04 PM

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QUOTE(Ancient-XinG- @ Aug 27 2013, 06:58 PM)
As other i can apply this quote but for ASG i will bang wall
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Stay cool, that's for worse case scenario (which I don't think would happen anytime soon) biggrin.gif

ASNB got "very good" investment managers brows.gif sweat.gif
davinz18
post Aug 27 2013, 08:17 PM

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QUOTE(hyelbaine @ Aug 27 2013, 07:21 PM)
I don't think you can be lucky for more than 3 decades and 2 major economic crisis yet still be consistently providing returns that beat most estimates and/or benchmarks wink.gif
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I agree & like with your statement rclxms.gif icon_rolleyes.gif
davinz18
post Aug 27 2013, 10:01 PM

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QUOTE(hyelbaine @ Aug 27 2013, 09:37 PM)
There's always possibilities in both good and bad times in the economy. We should by now realize that economics up an downs are just cycles which can trigger due to many factors that are beyond our control.

If an when the next economic downturn comes, the warning signs have come early enough for us to make preparations. As the Oracle from Omaha says, maybe it's time for us to be greedy when everyone is fearful?

Case in point: if anyone bought MAS shares after it did its stock split exercise or even you bought it less than 3 weeks ago, you could have made 9 cents profit just last week wink.gif

Or a more relevant example regarding this thread; if those ppl ignored the early sentiment regarding as1m, they would be very happy now because they were greedy when so many were fearful tongue.gif
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I like the quote. Those invested "big amount" would be laughing all the way to the bank biggrin.gif
davinz18
post Aug 28 2013, 03:49 PM

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QUOTE(smartinvestor01 @ Aug 28 2013, 12:06 PM)
yape, well, i have the same doubt, but i dont really care how they do it as long as they managed to give me the returns that i expected every year..  icon_idea.gif
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I agreed. They give me min 6sen return every year, I'm happy smile.gif
davinz18
post Aug 28 2013, 04:04 PM

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QUOTE(smartinvestor01 @ Aug 28 2013, 03:55 PM)
Hopefully new fixed price unit trust to be launched..haha....

Come out with the Amanah Saham 1Mission also never mind..  blush.gif
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I also hope that would happen soon.

Any name also can, main point I can invest in it (fixed price fund only) drool.gif

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