hi...i'm new here..but like to add a lil bit...
i started work in 2002 after graduated with 3rd class mechanical eng degree......with salary of 1.5k.....after 10 years with the same company, now i'm getting quite good pay and good position. my opinion below based on my experience and thinking...you can agree or you can disagree with it....
from my work experience, i can say that younger generation ie fresh grads are not patience....most expected to get high pay, ie 3k, 4k per month....even though don't have any experience yet.
my opinion, the 1st 3 years should be your learning years....try to get as much knowledge and experience as you can, then after that, the money will come. some, keep jumping here and there and end up, they don't get the seniority and knowledge but just get the money. Until 1 stage, they stop, at senior exec or just exec......cannot move on to higher position as not enough experience and knowledge....
another thing is financial planning.....for me, it's not how much u earn, but more on how much you spend. ur salary 2k nett. do you need iphone? bb? or just a phone which can call, receive call, sms? it's about what do you need, not what u want. do you need samsung tab? bb palybook? hard truth YOU CANNOT AFFORD THOSE THING IF YOUR SALARY JUST 2k.....but, many youngsters opt to own 1 and even get data plan which cost more money.....
car the same....work 3 months, straight away buy vios, persona, city, etc...why don't buy 2nd hand car or consider other cheaper cars, perodua? proton saga?
F&B.......always go to kopitiam which serve rm6 coffee, rm10 nasi lemak, etc...etc....do you need to go there? cannot choose cheaper option? normal restaurant with rm2 teh tarik or rm5 nasi ayam?
hang out sometimes is ok....but if more than 3 days per week hang out at those expensive place....financial trouble just around the corner.......
for freshies, 1st 3 years is for you to learn how to control and plan ur personal finance.....learn your trade.....so that, when the time come, you'd be prepare.....
my suggestion: try read azizi ali book :millionaires are from different planet, retired rich, etc....
most of them are delusional and they have high standard of expectations in life