actually its a 70k car, downpayment 20k liao... left 50k to loan leawls...

That should be okla.i bought 60k car dp 10% only.still can loan 54k that time my basic only 2k.

Hi Sifu,
Need guide, I have plan purchase user myvi 1.5 (2011) for RM38K, submit loan for 40k.
Salary After deduction is RM3.8K
Other loan - Housing (1.25K), Mastercard Installment (RM70).
am I can get loan? and what will be current interest rate?
any advice

interest for used car always more higher..
expect around 3.5% to 4.5%..
can you get a loan??it actually depend on the bank itself..
although your monthly loan commitment already around 1/3 of your nett salary as guudence by BNM..
some bank will still give you a loan BUT maybe they need a guarantor..

135800 loan, 7 years, 2.47

81.5k, 9 year. 2.55%. KFH

huh.. How to get 2.0% interest so low???? only for suzuki swift?

Just curios how can i check the interest rate for each bank?call the bank one by one?

Yeah how??
I visit/walk in and ask lo

That day i went public bank in sungai besi to ask about this but they ask me to go another branch or call,end up nobody pick up the phone

not every branch can handle hire purchase loan
the easiest way is by calling their customer service first and ask them the nearest branch that handle hire purchase
then you can roughly know how much current interest that they offer...

p/s:
and in some case...
dealer(especially for new car) can get better rate than walk-in customer
but it will not hurt if you survey all option right???

This post has been edited by budakdegilz: Sep 27 2014, 04:50 PM

You are right,thank you for your info.so far my dealer tild me that affin bank offers the lowest interest rate which is about 2.49%...just wanted to find any other bank has lower interest rate

How about for the all new Proton Iriz?

Price : 50 K
Bank Rakyat : 2.65% / 2.7%

Anyone think other bank can offer lower rate than Bank Rakyat?

Hi, anybody know which bank can offer low interest beside from what i got here for brand new perodua axia and proton iriz?

Proton Iriz : 46K
Affin Bank : 2.9% / 2.95%

Perodua Axia : SA told me that i can get about 3.33/3.5% interest rate at Maybank. It's seem quite high for me.

In general, longer loans come with higher interest rates right?

Kia k3 1.6

Affin
Loan 70k
Load period 7 years
interest: 2.54%

PBBank
2.6%

i took a car loan too same amount, same period like you.
ambank 2.55% on 1st Aug. monthly repayment of RM983.
During that time, SA told me car loan interest gonna increase interest rate so i quickly submit all the required documents.

who know until now the interest rate remain the same it seems.

Good choice and Good buy bro.
Kia Cerato always the best!

Any bank offer better interest rate loan rm110000 / 9 years?
Looking a Recond estima.

2014 All New Honda Jazz

Affin

Loan 48k
Rate 2.65%
Period 9 years

Reasonable?

Hi just wanted to ask

for 100% loan, will it affect the interest rate?
and true ar if aged 23 i can only apply loan at bank islam

the others need guarantor and others. for 100% loan