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 Latest Car Loan Rate 2012-2021| 2021

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TSreeve-826
post Feb 14 2012, 12:13 AM, updated 2y ago

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As the topic mentioned, due to the regulation changed. How much of latest loan rate for both national and non-national car ? How about used car rate?

Please share your car model, new/used, Loan amount , Loan Duration and Loan Rate

Thanks for sharing your information biggrin.gif

This post has been edited by reeve-826: Nov 12 2021, 08:43 AM
TSreeve-826
post Jul 9 2013, 07:01 PM

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QUOTE(zodd @ May 11 2013, 12:54 AM)
RM45 000 loan

7 years

Affin Bank - 2.52 %
Maybank - 2.56%

Ask to reduce the rate more they said cannot due to low loan amount. (
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which car for this loan?
TSreeve-826
post Jul 18 2013, 08:58 PM

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anyone know interest rate for saga and preve?
TSreeve-826
post Sep 26 2013, 09:00 PM

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QUOTE(kidmad @ Sep 10 2013, 05:38 PM)
just buy a brand new with 10k rebate going on. lower interest rate as well.
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citiy got rebate 10k so much?
TSreeve-826
post Sep 19 2014, 07:59 PM

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QUOTE(ir silencer @ Sep 10 2014, 12:32 AM)
Want to share mine..
Loan rm58000
Interest 2.0%
Suzuki swift
Maybank islamic
Bought on february 2014
9 years..
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huh.. How to get 2.0% interest so low???? only for suzuki swift?
TSreeve-826
post Mar 8 2016, 02:23 PM

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QUOTE(akhlaken @ Mar 7 2016, 11:46 AM)
Received call from kuwait finance.

150k : 2.66% : 9 years
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When you submit loan? Isn't all rate has been increase to 3%+ since March16?

This post has been edited by reeve-826: Mar 8 2016, 02:23 PM
TSreeve-826
post Jul 25 2016, 01:32 AM

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QUOTE(psyntium @ Jul 19 2016, 04:23 PM)
just called KFH.. their current rate is 2.67 (or was it 2.79), as of today, before any adjustment with new baserate..

no nego yet..

sounds lower than other banks.. any of you have experienced dealing with KFH? any hidden fees perhaps?
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May I know what car for this quotation?
TSreeve-826
post Jul 26 2016, 10:49 PM

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QUOTE(RANDHIS @ Jul 26 2016, 10:25 PM)
Can anyone help me please.. I am buying bezza advance for 50,800, deposit rm30,800...20k loan for 5years..the perodua agent insist i taken affin bank.. They first offered me 3.39%, the agent later called me said he kawtim with the bank and now they offer 3.33%, but i see the same affin bank offering lower here, i checked maybank they gave me 3.47%, can anyone from ipoh guide me so i can get the right bank with cheaper interest.
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Why no you submit to all bank and see how much the lowest rate they can offer.
TSreeve-826
post Jul 26 2016, 11:43 PM

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QUOTE(RANDHIS @ Jul 26 2016, 10:54 PM)
okay...i will try public bank tomorrow, problem is my sales agent holding vos document.. When i submit today the maybank banker called him to send the vos, the agent didnt send, he insist me to take affin bank
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Probably no commission to earn from the banker??? Haha

In this case, I rather to buy from another dealer who can provide me better service.
TSreeve-826
post Sep 16 2017, 07:46 AM

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Can I refinancing my used car?
TSreeve-826
post Sep 16 2017, 01:59 PM

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QUOTE(bf1119 @ Sep 16 2017, 07:56 AM)
Refinance for what purpose ?
Ur car value appreciate up?
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Loan completed. Just refinancing to cash out money for other purpose.
TSreeve-826
post Nov 14 2017, 10:30 PM

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QUOTE(liqti7 @ Nov 12 2017, 09:07 AM)
Nothing is forfeited.

HP loan interest is calculated based on rule of 78 / sum of digit method.

Bank don’t give rebates. You do early settlement therefore no interest is charged for the remaining years.

Get your facts right.
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Really? When I left 1 year loan, I ask for settlement but still need to pay interest together with principal. sad.gif
TSreeve-826
post Mar 15 2023, 09:04 PM

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About DSR calculation, we understand the debt based on commitment flagged in ccriss.

Regarding income, what is the calculation of yearly bonus or side income that can sum into exist fixed income (gross/nett salary) for respective banks ?

 

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