I just bought my jazz a week ago. PBB offered me 2.78% for 9 years.

I am a retiree and have no fix income but alhamdulillah my savings and past records are good enough for Maybank to approve my loan

This post has been edited by Retiree: Oct 26 2016, 02:18 PM

anyone got good bank officer who is fast in processing? i got ffk by one now in need to sort out the loan fast.. plz pm me the contact

affin always offer the lowest % among other banks

MBB 90% (RM14xK) 2.71% 9 years. Morning call afternoon approve. Offer CC somemore

This post has been edited by eviljonz: Nov 1 2016, 05:26 PM

50k loan MBB, 5yrs at 2.7%

Any idea if other banks can give a better rate?

sorry for noobs question , is it tru that bank only entertain request from car dealers and new cars. for the hire purchase loan?

if loan with aeon for toyota estima 2006 years..10 percent downpayment how much roughly the interest will be? Hear dealer said might be 6.5%

iriz Affin 3.16% 9yrs, 3% 7yrs. Morning called, petang approved. fast.

im wondering too man

What is the best rate for 2nd cars?

the alZa is brand new rite? cause i was looking loan for second hand car .

Hi,

Recently, I get a loan from company to buy a second hand car now without any interest (interest free loan benefit).

So, my company pay full lump sum to the my car seller and I will pay back company monthly (max 5 years) via my monthly salary deduction.

If I happen to resign from my company, I need to get any banks refinancing for my outstanding loan, will it affect the loan interest rate the bank charged or difficult to secure the loan?

Please enlighten. Thanks.

Normally, as far as bank is concerned, they will not finance a used car loan if the owner remain the same (re-financing). Technically, you need to "sell" the car to another owner, I.e probably your family member and only then, the bank will consider to grant him/her a loan.

As for the outstanding loan with your company, depending on the terms and conditions of the company loan, I suppose you will need to do full settlement using your own fund, before they can release the ownership claim. Is the car registered under your name or under the name of your company?

This post has been edited by Buydirect: Nov 16 2016, 01:01 PM

You can apply loan on your own, but you will need to present to the bank a Vehicle Sales order (or Buyers' Order), which will be issued to you when you place a booking with the car company. However, some car companies prefer to do loans with their panel banks only, due to their financing facility, and may not accept other banks that you wish to apply with, so it all depends.

The car is registered under my name, not company name.

Is the process still the same?

You need to check with your company HR department on the terms & procedures when you want to exit the loan agreement. Each company may have its own set of policies and rules.

Want to apply car loan bank.

Under my wife name since want to carry foward old NCD.
My wife now unemployee. SA said can apply loan under my salary.
Recently bank rejected because high commitment.
Under my wife nama only car loan and ptptn.
ptptn just paid outstanding recently.
Under my nama no loan at all.
Now waiting for other bank.

Mitsu 2016 triton 2.5 mt stdn
50k
Affin, 2.63% (7yrs)
Maybank,2.77% (7yrs)
Hong leong, 2.94% (9yrs)

Civic 1.8 loan 78k 2.64% PBB
Evening interview, next day approved
7 years

This post has been edited by fj.rainbow: Nov 18 2016, 04:28 PM