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> /k/ bikers Club - versys 2, everyday we hustling ヽ(`Д´)ノ

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kucinggemok
post May 14 2012, 11:01 PM

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QUOTE(likimikuku @ May 14 2012, 10:57 PM)
icon_question.gif

mana ichi??
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Exam katenye.

Supetmoto thx for the invite. Sebok la brader
TSsupermoto
post May 14 2012, 11:03 PM

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guys, bila free? jom lepak session !
ImSIEBEL
post May 14 2012, 11:05 PM

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QUOTE(suicai99 @ May 14 2012, 09:33 PM)
Aparaa.... Ada duit beli motor tarak duit beli 1st party!?
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He bought the bike 2nd hand, bought cash from
Shop for rm15k, when we bought he said need topup rm800 claims for insurance, so we did topup, mana tau just now we went his shop to ask they said oh rm400 was for transfer of ownership and balance for insurance 3rd party, ask him why never ask us topup, said not his fault...
edmx
post May 14 2012, 11:06 PM

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I think I will proceed applying load for ER6n. Though the sound may be a bit screwed up, I think I can live with it until I can afford a bigger bike.

Thanks for you input guys.

Another question, can I transfer my car insurance NCB to the new bike?

This post has been edited by edmx: May 14 2012, 11:07 PM
TSsupermoto
post May 14 2012, 11:07 PM

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QUOTE(edmx @ May 14 2012, 11:06 PM)
I think I will proceed applying load for ER6n. Though the sound may be a bit screwed up, I think I can live with it until I can afford a bigger bike.

Thanks for you input guys.
*
hey how much ur loan? dp? monthly for how long?
lucifah
post May 14 2012, 11:08 PM

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QUOTE(edmx @ May 14 2012, 11:06 PM)
I think I will proceed applying load for ER6n. Though the sound may be a bit screwed up, I think I can live with it until I can afford a bigger bike.

Thanks for you input guys.

*
i saw welly advertising black er6-n 2012

i guess the yellow fever is off, and the blacks ones are coming

i wonder when they will come in with lime green, and finally white?



QUOTE(edmx @ May 14 2012, 11:06 PM)
Another question, can I transfer my car insurance NCB to the new bike?
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i asked the same question last time, insurance says no since it's totally different type of coverage

if not, i'd have saved 55% on my 1st party all-rider insurance

This post has been edited by lucifah: May 14 2012, 11:10 PM
edmx
post May 14 2012, 11:10 PM

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QUOTE(supermoto @ May 14 2012, 11:07 PM)
hey how much ur loan? dp? monthly for how long?
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I am going for personal loan, 35k. Haven't really work out the math yet, but the rate is reasonable, Bank Rakyat 4.75% per annum. 7 years.. around RM500 per month.
TSsupermoto
post May 14 2012, 11:13 PM

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QUOTE(edmx @ May 14 2012, 11:10 PM)
I am going for personal loan, 35k. Haven't really work out the math yet, but the rate is reasonable, Bank Rakyat 4.75% per annum. 7 years.. around RM500 per month.
*
cheaper than aeon credit ... sweat.gif
edmx
post May 14 2012, 11:14 PM

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QUOTE(lucifah @ May 14 2012, 11:08 PM)
i saw welly advertising black er6-n 2012

i guess the yellow fever is off, and the blacks ones are coming

i wonder when they will come in with lime green, and finally white?
i asked the same question last time, insurance says no since it's totally different type of coverage

if not, i'd have saved 55% on my 1st party all-rider insurance
*
Along Jalan Ipoh I saw both colors. But I'll be taking the black kot, if white is coming, then maybe I'll wait for it.

Too bad, my NCD is 55% also for car.
edmx
post May 14 2012, 11:15 PM

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QUOTE(supermoto @ May 14 2012, 11:13 PM)
cheaper than aeon credit ... sweat.gif
*
No matter how desperate you are, dont ever EVER EVER consider Aeon credit. They're like Yakuza from Japan.
thianz
post May 14 2012, 11:16 PM

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QUOTE(edmx @ May 14 2012, 11:15 PM)
No matter how desperate you are, dont ever EVER EVER consider Aeon credit. They're like Yakuza from Japan.
*
kenapa ??? hmm.gif hmm.gif
kucinggemok
post May 14 2012, 11:16 PM

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QUOTE(thianz @ May 14 2012, 11:16 PM)
kenapa ???  hmm.gif  hmm.gif
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Interest tinggi gila kot. Makan pasir bulan2
Narako
post May 14 2012, 11:21 PM

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hmm why dont people take er6f? whats the advantage of er6n besides the looks?
isnt riding with fairing at high speed much easier?
edmx
post May 14 2012, 11:23 PM

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QUOTE(thianz @ May 14 2012, 11:16 PM)
kenapa ???  hmm.gif  hmm.gif
*
Say loan 35k, for 5 years

Aeon = 10% per annum, monthly = RM744, total = RM 44640

Bank Rakyat = 4.75% per annum, monthly = RM 657, total = RM 39420

That's a big difference. Dont be a desperado


edmx
post May 14 2012, 11:25 PM

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QUOTE(Narako @ May 14 2012, 11:21 PM)
hmm why dont people take er6f? whats the advantage of er6n besides the looks?
isnt riding with fairing at high speed much easier?
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1. Price difference
2. I like naked bike, very manly.
3. Yes, F is much easier, but I dont plan on cruising 160kmh
TSsupermoto
post May 14 2012, 11:26 PM

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QUOTE(edmx @ May 14 2012, 11:15 PM)
No matter how desperate you are, dont ever EVER EVER consider Aeon credit. They're like Yakuza from Japan.
*
QUOTE(kucinggemok @ May 14 2012, 11:16 PM)
Interest tinggi gila kot. Makan pasir bulan2
*
i got charge 27 bucks late 5 days payment ...
TSsupermoto
post May 14 2012, 11:27 PM

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QUOTE(edmx @ May 14 2012, 11:23 PM)
Say loan 35k, for 5 years

Aeon = 10% per annum, monthly = RM744, total = RM 44640

Bank Rakyat = 4.75% per annum, monthly = RM 657, total = RM 39420

That's a big difference. Dont be a desperado
*
i shoulda take bank rakyat loan.. but i dont know which to take. donno can take full loan for bike or not and how ...


fark aeon la vmad.gif vmad.gif
edmx
post May 14 2012, 11:32 PM

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QUOTE(supermoto @ May 14 2012, 11:27 PM)
i shoulda take bank rakyat loan.. but i dont know which to take. donno can take full loan for bike or not and how ...
fark aeon la  vmad.gif  vmad.gif
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How much did you borrow? and what was the rate?

Bank rakyat will never (as far as I know) do motorcycle loan. Just do personal loan, go to the shop and give them in bank draft or cheque. Bike will get out in 2-3 days. A bit longer to wait and a lot of hassle, but worth it.
TSsupermoto
post May 14 2012, 11:42 PM

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QUOTE(edmx @ May 14 2012, 11:32 PM)
How much did you borrow? and what was the rate?

Bank rakyat will never (as far as I know) do motorcycle loan. Just do personal loan, go to the shop and give them in bank draft or cheque. Bike will get out in 2-3 days. A bit longer to wait and a lot of hassle, but worth it.
*
i give d/p for 1600 for the bike shop

borrow a 8k, rate 11% ++ total 15 k ... sweat.gif

it took about 5 days for the aeon credit officer to call me and verify and confirm

that day is friday. on saturday i go to the shop and check with them,. they say still no news from aeon, i tell them already got call from aeon, the shop say dont know bout this.

then i hesitate dy, wanna cancel coz i want the bike by tuesday before cny. they say cant make it since monday closing, jpj also havent approve plate number. if i want that quick i have to take leave on tuesday and go jpj myself. i tell them why cant they do it? i dont want take too many AL. they say only 1 week can make it if they do

so like that i tell the shop to cancel. then suddenly the person say aeon already in process approve. cannot cancel. i say i havent got the bike yet and insist to cancel but they keep saying kenot and loan already in approving ... doh.gif vmad.gif vmad.gif

lastly i no choice but to continue and take leave. fark that shop la. con job.. i regret taking that loan...


what loan can take from bank rakyat? wanna buy duke 690 45k or maybe 2nd hand zx6r 55 - 60k
edmx
post May 14 2012, 11:57 PM

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QUOTE(supermoto @ May 14 2012, 11:42 PM)
i give d/p for 1600 for the bike shop

borrow a 8k, rate 11% ++ total 15 k ... sweat.gif

it took about 5 days for the aeon credit officer to call me and verify and confirm

that day is friday. on saturday i go to the shop and check with them,. they say still no news from aeon, i tell them already got call from aeon, the shop say dont know bout this.

then i hesitate dy, wanna cancel coz i want the bike by tuesday before cny. they say cant make it since monday closing, jpj also havent approve plate number. if i want that quick i have to take leave on tuesday and go jpj myself. i tell them why cant they do it? i dont want take too many AL. they say only 1 week can make it if they do

so like that i tell the shop to cancel. then suddenly the person say aeon already in process approve. cannot cancel. i say i havent got the bike yet and insist to cancel but they keep saying kenot and loan already in approving ...  doh.gif  vmad.gif  vmad.gif

lastly i no choice but to continue and take leave. fark that shop la. con job.. i regret taking that loan...
what loan can take from bank rakyat? wanna buy duke 690 45k or maybe 2nd hand zx6r 55 - 60k
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Wow super con job. Actually, they should present a loan agreement (different from loan application) and you have to sign it. If you don't sign it, they cant give you the bike. Which is ok, you go buy sometime and make other arrangement with bank rakyat or other banks. Once you get the loan money from bank, go to the shop and tell them you want to pay by cash. If they insist on getting a loan for you. Tell them you will report this to whoever shit la. They will eventually take cash from you.

Anyway, damage has been done. You can't undo the loan anyway, else they will slap you with an expensive penalty or ask you to pay the loan with interest in full. Which is silly la. Sorry for you dude, that lesson was a very expensive lesson in life.

duke 690 like riding horse only. imho la. if you dont mind getting another loan, or selling your ninja, just go to the bank and tell them you want a personal loan. they are very friendly. at least better than maybank, sheesshhh i hate that bank!

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